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ADVERTISING DISCLOSURE:
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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
TD Cash Credit Card
This offer is only available in CT, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT, DC. See offers for your state
Credit Recommended:
Excellent / Good
Credit Card Details
- Special Offer: 0% intro APR on balance transfers for 15 billing cycles and on purchases for 12 billing cycles after account opening. After that, 18.49% - 28.49% variable APR based on your credit worthiness. Balance transfers must be completed within the first 90 days of account opening.
- Bonus Cash Back: Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
- Earn 3% and 2% Cash Back on your choice of Spend Categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on other eligible purchases.
- Switch spend categories up to four times a year.
- No annual fee
- Get Visa benefits like cell phone protection when you pay your monthly mobile bill with your card.
- Contactless Payments/Digital Wallet
- Instant credit card replacement
- Must be a resident of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA or VT.
- *Read terms and conditions for important information about rates, fees, eligible purchases, balance transfers and program details.
your rewards
BONUS OFFER
$200
Cash Back
Bonus Cash Back: Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
REWARDS RATE
3%
Earn 3% and 2% Cash Back on your choice of Spend Categories. Plus, you can switch your categories quarterly.
1%
Earn 1% Cash Back on other eligible purchases.
Rewards never expire
Interest Rates & Fees
Intro APR:
0% introductory APR on purchases for 12 billing cycles after account opening. After that, 18.49% - 28.49% variable APR based on your credit worthiness.
Regular APR:
18.49%, 23.49% or 28.49% variable APR based on your credit worthiness.
Penalty APR:
None
Intro APR:
0% introductory APR on balance transfers for 15 billing cycles after account opening. After that, 18.49%, 23.49% or 28.49% variable APR based on your creditworthiness. Balance transfers must be completed within the first 90 days of account opening.
Regular APR:
18.49%, 23.49% or 28.49% variable APR based on your credit worthiness.
Balance Transfer Fee:
Intro fee of either $5 or 3% of the amount of each transfer*, whichever is greater, on transfers made within the first 90 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.
Regular APR:
28.74% variable APR
Cash Advance Fee:
$10 or 5% of advance whichever amount is greater.
Penalty APR:
None
Annual Fee:
None
Foreign Transaction Fee:
3% of each transaction in U.S. dollars
Late Payment Fee:
Up to $40