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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Wells Fargo Reflect® Card
Credit Recommended:
Excellent/Good
Credit Card Details
- 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 17.49% to 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
- $0 Annual Fee
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
- Select "Apply Now" to learn more about the product features, terms and conditions
- Rates & Fees
your benefits
Key Feature
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 17.49% to 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
Interest Rates & Fees
Intro APR:
0% intro APR for up to 21 months from account opening
Regular APR:
17.49% - 29.49% variable APR
Penalty APR:
None
Intro APR:
0% intro APR for up to 21 months from account opening on qualifying balance transfers
Regular APR:
17.49% - 29.49% variable APR
Balance Transfer Fee:
3% for 120 days from account opening, then up to 5%; min: $5
Regular APR:
Refer to Important Credit Terms
Cash Advance Fee:
Refer to Important Credit Terms
Penalty APR:
Refer to Important Credit Terms