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October 2024: Hotel Credit Cards for Ritz-Carlton Hotels Guests

The Ritz-Carlton is a chain of luxury hotels that is an independently operated division of Marriott International. There are over 90 hotels and resorts worldwide in 30 countries and territories. The Ritz-Carlton is also a part of the Marriott Bonvoy loyalty program. The members of the program can earn and redeem points at Marriott properties. Also, there are travel credit cards and Marriott Bonvoy credit cards that allow to save even more on travel purchases.

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Apply for Discover it® Miles - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
17.74% - 27.74% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 17.74% - 27.74% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.

our choice

Rewards Bonus

UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.

Rewards

Automatically earn unlimited 1.5x Miles on every dollar of every purchase

Redemption Options

Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.

Rewards never expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (15 months)

Intro APR on Balance Transfers:
0% Intro APR (15 months)

Ongoing APR:
17.74% - 27.74% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Apply for Citi Strata Premier℠ Card - Credit-Land.com

Rating 4.4

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.74% - 28.74% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$95
  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

70,000 ThankYou® Points

Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com

Rewards

Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.

Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.

Earn 1 Point per $1 spent on all other purchases

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

No expiration and no limit to the amount of points you can earn with this card

Foreign Transaction Fee: 0%

Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.24% - 28.24% (Variable)
Balance Transfer Fee
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
Annual Fee
$0
  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

20,000 ThankYou® Points

Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

Rewards

Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.

Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.

Redemption Options

Redeem ThankYou® Points for gift cards, travel rewards, shop with points and moreµ

Points do not expire provided your account is active and in good standingµ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.24% - 28.24% (Variable)

Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

Apply for Citi Custom Cash<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Intro APR on Purchases
0% (15 months)
Intro APR on Balance Transfer
0% (15 months)
Regular APR
18.74% - 28.74% (Variable)
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.
Annual Fee
$0
  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

our choice

$200 Cash Back

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

Rewards

Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.

Redemption Options

Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ

Your rewards will never expire as long as your account remains open.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% (15 months)

Intro APR on Balance Transfers:
0% (15 months)

Ongoing APR:
18.74% - 28.74% (Variable)

Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Apply for Bilt World Elite Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.6

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
Refer to Important Credit Terms
Balance Transfer Fee
Up to 5% for each balance transfer, with a minimum of $5.
Annual Fee
$0
  • 1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.
  • Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.
  • Earn 2X points on travel when booked directly through an airline, hotels, car rental agencies, and cruise lines.
  • Earn 1X points on other purchases with your Bilt Mastercard®.
  • Earn double points on the 1st of each month: Earn 6X points on dining, 4X points on travel, and 2X points on other purchases excluding rent, up to 1,000 bonus points.
  • Use the card 5 times each statement period to earn points.
  • Use your points for all your favorite Bilt Rewards redemptions: transfer to travel partners, redeem toward future rent payments, put toward a down payment, and more.
  • BiltProtect lets you pay rent without using your credit limit, by pulling the full rent payment directly from a linked bank account. By using BiltProtect, you agree to the Terms & Conditions
  • Rewards don't expire as long as your Bilt account is open.
  • Select Apply Now to learn more about the product features, terms, and conditions.
  • Rates & Fees

our choice

Rewards

1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.

Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.

Earn 2X points on travel when booked directly through an airline, hotels, car rental agencies, and cruise lines.

Earn 1X points on other purchases with your Bilt Mastercard®.

Earn double points on the 1st of each month: Earn 6X points on dining, 4X points on travel, and 2X points on other purchases excluding rent, up to 1,000 bonus points.

Use the card 5 times each statement period to earn points.

Redemption Options

Redeem your Bilt points towards future rent payments or save your points and put them towards a down payment – with the first rewards program to let you redeem points towards homeownership.

Points do not expire as long as your account remains open and is active.

Annual Fee: $0

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Discover it® Chrome - Credit-Land.com

Rating 5.0

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Intro APR on Purchases
0% Intro APR (6 months)
Intro APR on Balance Transfer
0% Intro APR (18 months)
Regular APR
17.74% - 27.74% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Annual Fee
$0
  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 17.74% to 27.74% Standard Variable APR applies, based on credit worthiness.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.

our choice

Rewards Bonus

INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

Rewards

Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

Redemption Options

Redeem your rewards for cash at any time.

Rewards never expire.µ

0% Intro APR on Purchases and Balance Transfers

Intro APR on Purchases:
0% Intro APR (6 months)

Intro APR on Balance Transfers:
0% Intro APR (18 months)

Ongoing APR:
17.74% - 27.74% Variable APR

Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.49%, 24.74%, or 29.74% Variable APR
Balance Transfer Fee
5%, min: $5
Annual Fee
$95
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.
  • Earn 10X points on stays at participating Choice Hotels® properties.
  • Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
  • $95 annual fee.
  • Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
  • No foreign transaction fee.
  • Rates & Fees

our choice

60,000 Points

Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels® properties. Additional fees may apply.

Travel Benefits

Enroll in Global Entry or TSA PreCheck and receive a statement credit of up to $120 every four years as reimbursement for the application fee charged to your Choice Privileges® Select Mastercard®.µ

Rewards

Earn 10X points on stays at participating Choice Hotels® properties.

Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.

Redemption Options

You can only redeem your points at Choice Privileges.µ

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.µ

Apply for Choice Privileges<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

Rating 4.5

APPLY NOW

Excellent/Good Credit

our choice

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.49%, 24.74%, or 29.74% Variable APR
Balance Transfer Fee
5%, min: $5
Annual Fee
$0
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply.
  • Earn 5X points on stays at participating Choice Hotels® properties.
  • Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
  • $0 annual fee.
  • Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
  • No foreign transaction fee.
  • Rates & Fees

our choice

40,000 Points

Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels® properties. Additional fees may apply.

Rewards

Earn 5X points on stays at participating Choice Hotels® properties.

Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.

Redemption Options

You can only redeem Your points at Choice Privileges.µ

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.µ

Annual Fee: $0

questionsABOUT CREDIT CARDS
WITH REWARDS ON HOTELS

I have to use my Advantage miles for a round trip airline ticket from Fort Myers to Atlantic City on July 1-6th. How do I do this?

American Airlines miles can be easily redeemed for nearly free flights and travel all over the world. You can also redeem for reasonable award prices in other classes of service when there are available award...

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Is Bank of America the only bank we can get our Allegiant card through? We don't care for BoA so all we have there is our Allegiant card, and we get charged a service fee for having an account. What are our other options?

The Allways Rewards Visa® Credit Card is a credit card offered by Bank of America in partnership with Allegiant Airways and designed specifically for loyal customers. Bank of America is the only issuer of...

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How do I redeem rewards from my Royal Caribbean Card that equal 42,989, can I use these on upcoming cruise in Dec.?

The Royal Caribbean® Visa Signature® Credit Card has a rather fancy redemption system. However, MyCruise points can be redeemed for a variety of cruise-related options, including room upgrades, discounts and onboard credit used for purchases...

Read more
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