ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

September 2021: Credit Cards with No Balance Transfer Fee

If you carry a balance on more than one card, wouldn't it be nice to consolidate your debt on one card and only remember one due date per month? Having to make only one payment instead of several will make life easier. Plus, you'll save on fees and interest. When you're looking to transfer a balance, a card with no balance transfer fee can save you the most money. While not many banks offer balance transfers with no fee these days, there are always a few such offers out there. Credit-Land.com shows you which cards have no balance transfer fees and can save you the most.

Show more

NB! You cannot transfer a balance between credit cards from the same bank.

Apply for Capital One Venture Rewards Credit Card - Credit-Land.com APPLY

on Capital One's secure website

Excellent, Good Credit

No Balance Transfer Fee Offer

BEST OF September 2021

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

60,000 Miles

Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel

Rewards

Earn unlimited 2X miles on every purchase, every day

Redemption Options

Redeem on travel—including flights, vacation rentals, car rentals and more. Plus transfer your miles to over 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

Foreign Transaction Fee: None

Best No Balance Transfer Fee Offers From our Partners

Today a zero balance transfer fee is a rare thing, especially in combination with 0% intro APR on balance transfers. When you are looking for a credit card with no fee for balance transfers, you are most likely after a balance transfer credit card that offers a promotional period. It'll be hard to find a card that offers both benefits, so be ready to make compromises.

Show more
Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com

Rating 4.7

APPLY

on Capital One's secure website

Excellent, Good Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
0% intro on purchases (for 12 months)
Regular APR
14.99% - 24.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.99% - 24.99% variable APR after that

our choice

20,000 Miles

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Rewards

Earn unlimited 1.25X miles on every purchase, every day

Redemption Options

Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime. Transfer your miles to over 15+ travel loyalty programs

Miles won't expire for the life of the account and there's no limit to how many you can earn

0% Intro APR on Purchases

Intro APR on Purchases:
0% intro on purchases (for 12 months)

Ongoing APR on Purchases:
14.99% - 24.99% (Variable)

Apply for Upgrade Triple Cash Rewards Visa® - Credit-Land.com

Rating 4.4

APPLY

Excellent, Good, Fair, Average Credit

our choice

Fee on Balance Transfer
N/A
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
8.99% -29.99%
  • Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

our choice

Rewards

Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else

Annual Fee: $0

Foreign Transaction Fee: $0

Use this card everywhere Visa cards are accepted

Apply for Capital One QuicksilverOne Cash Rewards Credit Card - Credit-Land.com

Rating 4.7

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

our choice

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Earn cash rewards without signing up for rotating categories

Redemption Options

Redeem your cash back for any amount, anytime.

Cash back doesn't expire for the life of the account

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Apply for Capital One SavorOne Student Cash Rewards Credit Card - Credit-Land.com

Rating 4.7

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month

our choice

Rewards

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023

Redemption Options

Redeem your cash back for any amount, anytime.

Cash back won't expire for the life of the account

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Simmons Visa® - Credit-Land.com

Rating 2.3

APPLY

Excellent Credit

our choice

Fee on Balance Transfer
NONE
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
8.25% (variable)
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 8.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.

our choice

Annual Fee: NONE

Balance Transfer Fee: NONE

Use this card everywhere Visa cards are accepted

Apply for Journey Student Rewards from Capital One - Credit-Land.com

Rating 4.4

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone

our choice

Rewards

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply

Redemption Options

Redeem your cash back for any amount, anytime.

Cash back won't expire for the life of the account

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Capital One Platinum Secured - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit with CreditWise from Capital One. It's free for everyone and checking your credit does not hurt your credit score

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0 at this Transfer APR

Use this card everywhere Mastercard cards are accepted (subject to available credit)

Apply for Capital One Quicksilver Student Cash Rewards Credit Card - Credit-Land.com

Rating 4.3

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0 at this Transfer APR
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • You can help build your credit with responsible use of a card like this
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Set up Autopay for your account and your payments will be made automatically every month

our choice

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Redemption Options

Redeem your cash back for any amount, anytime.

Cash back won't expire for the life of the account

Annual Fee: $0

Foreign Transaction Fee: None

Apply for Simmons Rewards Visa Signature® - Credit-Land.com

Rating 2.5

APPLY

Excellent Credit

our choice

Fee on Balance Transfer
NONE
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
10.25% (variable)
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 10.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive 1.25 points per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.

our choice

Rewards

Travel Rewards - cardholders who enroll in the program receive 1.25 points per net dollar spent.

Annual Fee: NONE

Balance Transfer Fee: NONE

Use this card everywhere Visa cards are accepted

Capital One Platinum Secured

Limited, Bad Credit
Apply for Capital One Platinum Secured - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Great Offer for Bad Credit
get in September 2021

  • Click "APPLY ONLINE" to apply now
  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
See more details

questions ABOUT BALANCE TRANSFER
CREDIT CARDS

Can I transfer a balance to the SoFi credit card from another credit card?

In general, yes, the SoFi credit card issued by Goldman Sachs supports balance transfers. But it has no 0% Intro APR period so you won't have an opportunity to save on it. Thus, we would recommend you consider the...

Read more
I am thinking of getting the Chase Freedom unlimited credit card for balance transfer. The fact is: it offers only 12 months of 0% period. How can I make it longer?

There is no way to make Chase extend your 0% intro period on balance transfers. But you can simply choose a credit card with better terms. You may find many credit cards with...

Read more
I was interested in Bankamericard credit card but did't like that it has no rewards... Are there any cards with 0% on balance transfers and a rewards program?

You may find credit cards with 0% intro APR on balance transfers and rewards. For example, consider Citi® Double Cash Card – 18 month BT offer (Citi is a Credit-Land.com advertising partner). It comes with 18 months of 0% intro...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

get the most OF NO BALANCE
TRANSFER FEE CARDS

Transferring balances can be a great way to save money. When you consolidate several balances from high-interest cards onto one low-interest card, you can save hundreds of dollars and pay off your balance much faster. However, banks often charge a balance-transfer fee for this convenience, so if you're transferring a large balance, or several small ones, it might be a good idea to look for a no balance transfer fee card.


What exactly is a balance transfer fee? It's a percentage of your balance that is charged back to you by the bank when you move your debt to their card. Most balance transfer fees are between 3% and 5%, so transferring a balance of $1,000 will cost you between $30 and $50.


Sometimes cards that offer no balance transfer fee carry a higher interest rate than cards that charge a fee. Whether it makes more sense for you to pay a fee upfront or pay higher interest later depends on the size of your balance and how long you think it will take you to pay it off. Do the math and see what works out well.

Show more

comments ABOUT NO BALANCE TRANSFER FEE
CREDIT CARDS

must read FEATURED NEWS
AND RELATED RESEARCH

News: New Rewards Credit Card by M1 - Credit-Land.com
Sep 14, 2021

New Rewards Credit Card by M1

We've seen credit cards offering travel rewards or ...

Citi Premier® Card - A World Elite Mastercard Travel Credit Card

Citi Premier® Card - A World Elite Mastercard Travel Credit Card

Citi, a Credit-Land.com advertising partner, offers the Citi Premier® Card, which gives elevated...

EXPLORE
MORE CREDIT CARDS BY CATEGORIES

Cash Back
Travel
Balance Transfer
Low Interest
Fair Credit

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail. Note: Please do not include personal information such as your SSN#, credit or debit account numbers.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!