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March 2021. Credit cards with
no balance transfer fee

If you carry a balance on more than one card, wouldn't it be nice to consolidate your debt on one card and only remember one due date per month? Having to make only one payment instead of several will make life easier. Plus, you'll save on fees and interest. When you're looking to transfer a balance, a card with no balance transfer fee can save you the most money. While not many banks offer balance transfers with no fee these days, there are always a few such offers out there. Credit-Land.com shows you which cards have no balance transfer fees and can save you the most.

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NB! You cannot transfer a balance between credit cards from the same bank.

Apply for Capital One Platinum Credit Card - Credit-Land.com APPLY

on Capital One's secure website

Average, Fair, Limited Credit

No Balance Transfer Fee Offer

BEST OF March 2021

Rating 4.3

  • Click "APPLY ONLINE" to apply now
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0

Reporting to the Major Consumer Reporting Agencies

Best No Balance Transfer Fee Offers From our Partners

Today a zero balance transfer fee is a rare thing, especially in combination with 0% intro APR on balance transfers. When you are looking for a credit card with no fee for balance transfers, you are most likely after a balance transfer credit card that offers a promotional period. It'll be hard to find a card that offers both benefits, so be ready to make compromises.

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Apply for Capital One QuicksilverOne Cash Rewards Credit Card - Credit-Land.com

Rating 4.7

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

our choice

Rewards

Earn unlimited 1.5% cash back on every purchase, every day

Earn cash rewards without signing up for rotating categories

Foreign Transaction Fee: None

Balance Transfer Fee: $0

Reporting to the Major Consumer Reporting Agencies

Apply for Simmons Visa® - Credit-Land.com

Rating 2.3

APPLY

Excellent Credit

our choice

Fee on Balance Transfer
NONE
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
8.25% (variable)
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 8.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.

our choice

Annual Fee: NONE

Balance Transfer Fee: NONE

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Journey Student Rewards from Capital One - Credit-Land.com

Rating 4.7

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply
  • Enjoy no annual fee and no foreign transaction fees
  • You can help build your credit with responsible use of a card like this
  • Pick the monthly due date that works best for you
  • Be automatically considered for a higher credit line in as little as 6 months
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise® app, free for everyone

our choice

Annual Fee: $0

Rewards

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month

Earn $5 per month for 12 months on Select Streaming Subscriptions when you pay on time. *Exclusions Apply

Foreign Transaction Fee: None

Balance Transfer Fee: $0

Apply for Capital One Platinum Credit Card - Credit-Land.com

Rating 4.3

APPLY

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Fee on Balance Transfer
$0
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0

Reporting to the Major Consumer Reporting Agencies

Apply for Secured Mastercard® from Capital One - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Limited, Bad Credit

our choice

Fee on Balance Transfer
$0
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
26.99% (Variable)
  • Click "APPLY ONLINE" to apply now
  • No annual fee
  • Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
  • Accepted at millions of locations worldwide
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • We will monitor your account, and as you use it responsibly by doing things like making on-time payments, you may be able to earn back your deposit as a statement credit
  • Easily manage your account 24/7 with online access, by phone or using our mobile app

our choice

Annual Fee: $0

Foreign Transaction Fee: None

Balance Transfer Fee: $0

Reporting to the Major Consumer Reporting Agencies

Apply for Simmons Rewards Visa Signature® - Credit-Land.com

Rating 2.5

APPLY

Excellent Credit

our choice

Fee on Balance Transfer
NONE
Intro APR on Balance Transfer
N/A
Intro APR on Purchases
N/A
Regular APR
10.25% (variable)
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved.
  • Low 10.25% variable standard purchase APR and platinum benefits.
  • No Annual Fee.
  • No balance transfer fee for balances transferred in response to this online offer.
  • Travel Rewards - cardholders who enroll in the program receive 1.25 points per net dollar spent.
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions.
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants.

our choice

Annual Fee: NONE

Rewards

Travel Rewards - cardholders who enroll in the program receive 1.25 points per net dollar spent.

Balance Transfer Fee: NONE

Reporting to the Major Consumer Reporting Agencies

Apply for Secured Mastercard® from Capital One - Credit-Land.com

Rating 3.8

APPLY

on Capital One's secure website

Great Offer for Bad Credit
get in March 2021

  • Click "APPLY ONLINE" to apply now
  • No annual fee
  • Unlike a prepaid card, there is regular reporting to the 3 major credit bureaus
  • Accepted at millions of locations worldwide
See more details

questions ABOUT BALANCE TRANSFER
CREDIT CARDS

Are Amex bank cards the best options for balance transfers? I had to deal with this bank and was satisfied. Now thinking about Amex Blue card.

If the card you want to transfer balance from is issued by American Express, you won't be able to transfer balance to another AmEx credit card. You will have no choice but to consider credit cards from other banks. You...

Read more
Can I transfer a balance to the Apple Card by Goldman Sachs from another credit card?

No, unfortunately, the Apple Cards credit card issued by Goldman Sachs does not support balance transfers. Thus, we would recommend you consider the best balance transfer credit card offers from our...

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I carry a balance on the Apple Card and also have an Amex card with a small debt. What card can I choose to transfer the balances?

To consolidate your balances, pay attention to balance transfer credit cards from our partners. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

get the most OF NO BALANCE
TRANSFER FEE CARDS

Transferring balances can be a great way to save money. When you consolidate several balances from high-interest cards onto one low-interest card, you can save hundreds of dollars and pay off your balance much faster. However, banks often charge a balance-transfer fee for this convenience, so if you're transferring a large balance, or several small ones, it might be a good idea to look for a no balance transfer fee card.


What exactly is a balance transfer fee? It's a percentage of your balance that is charged back to you by the bank when you move your debt to their card. Most balance transfer fees are between 3% and 5%, so transferring a balance of $1,000 will cost you between $30 and $50.


Sometimes cards that offer no balance transfer fee carry a higher interest rate than cards that charge a fee. Whether it makes more sense for you to pay a fee upfront or pay higher interest later depends on the size of your balance and how long you think it will take you to pay it off. Do the math and see what works out well.

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CREDIT CARDS

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