ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Celtic Bank

Celtic Bank
CREDIT CARD APPLICATIONS

Celtic Bank is headquartered in Salt Lake City, Utah and it is a privately owned industrial bank. Celtic Bank was founded in 2001 and has already become a leading small business lender. But small business loans are not the only products the bank offers to their clients. Consumers can also find credit cards and loan products offered by Celtic Bank.

Show more
Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Apply for Surge Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
29.99%
Balance Transfer Fee
N/A
Annual Fee
$125.00 for the first year, after that $96.00 annually
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Unsecured Credit Card

Apply for Reflex Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Bad Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
24.99% - 29.99%
Balance Transfer Fee
N/A
Annual Fee
$79 - $99
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Apply for Deserve Pro - Credit-Land.com

Rating 4.1

APPLY

Fair/Good/Excellent Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
17.49% to 24.49% Variable
Balance Transfer Fee
N/A
Annual Fee
$0
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 17.49% to 24.49% variable APR

Annual Fee: $0

Foreign Transaction Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Apply for Deserve Edu - Credit-Land.com

Rating 4.7

APPLY

Good/Limited Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.24% Variable
Balance Transfer Fee
N/A
Annual Fee
$0
  • Complimentary Amazon Student Prime (Lifetime Value worth $59)
  • 1% cash back on all purchases
  • Cellphone Protection
  • Extended Warranty
  • Mastercard Platinum Benefits
  • $0 Annual Fee
  • 20.24% variable APR (Prime + 15.49%)

Annual Fee: $0

Rewards

1% cash back on all purchases

Foreign Transaction Fee: $0

Reporting to the Major Consumer Reporting Agencies

Celtic Bank Offers
for Limited Credit

Even though Celtic Bank offers small business loans mostly, consumers with any credit type can also find credit card offers from this bank. For example, there are Reflex Mastercard and Surge Mastercard credit cards issued by Celtic Bank. However, the bank only issues these cards and all services are provided by Continental Finance Company.

Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. However, these cards, as many other credit cards for people with bad credit, come with hefty fees and sky high interest rates. This is a significant drawback because fees and interest rates are what people want to avoid in the first place.

Although Celtic Bank credit card offers can give you a chance to rebuild your credit, you should be very attentive to the credit card terms and fees. Rebuilding credit rating is not an easy task but it can be done at less cost. Just check out other credit card options offered to people with bad credit to have something to compare with.

questionsABOUT
CREDIT CARDS

How can I have two people apply for a credit card / two people reflected on statement?

There are so-called joint credit card accounts. This means you can have a joint account holder, also known as a co-signer. Joint account holders can both use the credit card equally and are both liable for making...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
See all questions

NOT SURE WHICH CARD TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT Celtic Bank
CREDIT CARDS

explore CREDIT OFFERS FROM
OTHER BANKS

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!