Celtic Bank is headquartered in Salt Lake City, Utah and it is a privately owned industrial bank. Celtic Bank was founded in 2001 and has already become a leading small business lender. But small business loans are not the only products the bank offers to their clients. Consumers can also find credit cards and loan products offered by Celtic Bank.
|Surge Mastercard®||Min. Credit History||Intro APR on Purch.||Regular APR||Annual Fee||Application Processing Fee||Instant Response|
|N/A||See Terms*||See Terms*||N/A||Yes|
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There are NO CARDS of this type for the checked credit histories.
Even though Celtic Bank is mostly offers small business loans, consumers can also find credit card offers from this bank. For example, there is Surge Mastercard credit card issued by Celtic Bank. However, the bank only issues this card and all services are provided by Continental Finance Company.
The Surge card is mostly aimed at people with bad credit or no credit at all. If you ruined your credit score and have problems with getting approved for a credit card, this credit card may be a good opportunity for you. However, this card, as any other credit card for people with bad credit, comes with hefty fees and sky high interest rates. This is a significant drawback because fees and interest rates are what people want to avoid in the first place.
Although Celtic Bank credit card offers can give you a chance to rebuild your credit, you should be very attentive to the credit card terms and fees. Rebuilding credit rating is not an easy task but it can be done at less cost. Just check out other credit card options offered to people with bad credit to have something to compare with.
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.
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