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Regular APR
Annual Fee
Instant Response
Credit Bureaus Reporting
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Apply for Surge Mastercard® - Credit-Land.com

Rating 3.7

APPLY

See website for Details*
Regular APR
24.99% - 29.99% (Variable)
Annual Fee
See website for Details*
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Apply for Reflex Mastercard® - Credit-Land.com

Rating 3.7

APPLY

Fair/Poor/Bad/Limited Credit
Regular APR
24.99% - 29.99% (Variable)
Annual Fee
See Terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Regular APR
15.24% - 25.24% APR
Annual Fee
$95 (waived for active M1 Plus customers)
Instant Response
No
Credit Bureaus Reporting
Yes
  • Earn up to 10% cash back* with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.
  • Shop with select brands you hold in an eligible portfolio to earn 2.5%, 5%, or 10% cash back. Get 1.5% cash back on everything else.
  • Use M1 automation to easily reinvest your rewards for long-term impact.
  • Integrate even more of your financial life in one place, while helping you grow and maximize your wealth with everyday transactions.
  • Visa Signature® benefits including Zero Liability, exclusive experiences, and more.
  • The credit card for investors is here. Invest when you spend and build your wealth with everyday transactions.
  • $95 credit card annual fee waived for active M1 plus members.
  • Your first year of M1 Plus is free—a $125 value! Get exclusive features and discounts to help you build your wealth.

Rewards

Earn up to 10% cash back* with the Owner's Rewards Card by M1. Then, reinvest your rewards for long-term growth.

Shop with select brands you hold in an eligible portfolio to earn 2.5%, 5%, or 10% cash back. Get 1.5% cash back on everything else.

Foreign Transaction Fee: None

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Apply for Surge Secured Mastercard® - Credit-Land.com

Rating 4.0

APPLY

All Credit Types Welcome to Apply
Regular APR
19.99% Variable
Annual Fee
$69
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 Score from Experian (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

Rewards

1% Cash Back rewards on every purchase

Instant Response

Reporting to the Major Consumer Reporting Agencies

Secured Credit Card

Regular APR
Annual Fee
Instant Response
Credit Bureaus Reporting
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Apply for Deserve EDU - Credit-Land.com

Rating 4.7

APPLY

Good/Limited Credit
Regular APR
20.99% Variable
Annual Fee
$0
Credit Check
No
Credit Bureaus Reporting
No
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Annual Fee: $0

Rewards

Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.

Foreign Transaction Fee: $0

Reporting to the Major Consumer Reporting Agencies

Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Apply for Ramp Visa Corporate Card - Credit-Land.com

Rating 4.5

APPLY

Excellent / Good Credit
Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
0%
Balance Transfer Fee
N/A
Annual Fee
$0
  • Unlimited 1.5% cash back.
  • A charge card powered by the Visa network.
  • No fees of any kind.
  • Accepted at millions of retailers all over the world, with built-in fraud protections and benefits.
  • Unlimited physical and virtual cards, available instantly, accepted everywhere.
  • Control spending like never before with the ability to fine-tune each card’s limits by amount, time, or category.
  • Ramp is the finance automation platform designed to save you time and money.

Rewards

Unlimited 1.5% cash back.

Foreign Transaction Fee: None

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Celtic Bank Offers
for Limited Credit

Even though Celtic Bank offers small business loans mostly, consumers with any credit type can also find credit card offers from this bank. For example, there are Reflex Mastercard and Surge Mastercard credit cards issued by Celtic Bank. However, the bank only issues these cards and all services are provided by Continental Finance Company.

Both the Reflex card and Surge card are mostly aimed at people with bad credit or no credit at all, but in fact all types of credit are welcome to apply. If you ruined your credit score and have problems with getting approved for a credit card, either Reflex or Surge credit card may be a good opportunity for you. However, these cards, as many other credit cards for people with bad credit, come with hefty fees and sky high interest rates. This is a significant drawback because fees and interest rates are what people want to avoid in the first place.

Although Celtic Bank credit card offers can give you a chance to rebuild your credit, you should be very attentive to the credit card terms and fees. Rebuilding credit rating is not an easy task but it can be done at less cost. Just check out other credit card options offered to people with bad credit to have something to compare with.

questionsABOUT
CREDIT CARDS

I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interest in a company that charges sky high interest rates.

There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...

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How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

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Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

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