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Applied Bank®

Applied Bank
CREDIT CARD APPLICATIONS

Applied Bank® has provided low-score consumers with both secured and unsecured Visa credit cards and MasterCards since 1996, thereby giving them an opportunity to establish a good rating when major creditors will not yet issue credit cards to them. That's why Applied Bank credit card applications are especially popular among people with limited or no credit history, and those who want to build credit fast so that they can benefit from an extended credit line and low fixed interest rates on purchases. You can evaluate Applied Bank® secured Visa offers online and apply now to start improving your personal credit history.

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Regular APR
Annual Fee
Credit Check
Credit Bureaus Reporting
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Regular APR
9.99% (Fixed)
Annual Fee
$48
Credit Check
No
Credit Bureaus Reporting
Yes
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Secured Credit Card

Build Credit

Regular APR
See terms
Annual Fee
See terms
Credit Check
Yes
Credit Bureaus Reporting
Yes
  • Fast and Easy Application and Approval Process! Click “Apply Now” to apply online
  • Reports to All Three Major Credit Bureaus
  • Access Additional Credit with On-Time Payments and Responsible Usage
  • Fixed APR and Manageable Monthly Payments
  • A true Unsecured EMV enabled (chip) Visa Credit card that does not require perfect credit for approval.

Instant Response

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Use this card everywhere Visa cards are accepted

Applied Bank
Credit Card Offers

Applied Bank® compares favorably with other premier U.S. commercial banks and card companies by delivering personalized service and high-quality financial products to help you manage your finances better. Applied Bank® offers agreeable terms and conditions for those with no or limited credit. This issuer also provides credit bureau reporting and a payment protection program to help build your score at minimum risk and hassle to you.

Also, when you apply online for Applied secured cards, you select a preferred spending limit to establish a security deposit. This minimizes the risk of possible defaults for the issuer because each time you miss a payment, the amount due is withdrawn from your deposit. This procedure prevents you from developing an unmanageable debt; from paying over-the-limit fees; from paying very high default interest charges and from other penalties that might cost you money or diminish the good score that you are trying to establish.

When comparing Applied with other issuers, be sure to focus on key comparison points such as: APRs, benefits, annual fees and other charges.

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