Applied Bank® compares favorably with other premier U.S. commercial banks and card companies by delivering personalized service and high-quality financial products to help you manage your finances better. Applied Bank credit card applications are especially popular among people with limited or no credit history, and those who want to build credit fast so that they can benefit from an extended credit line and low fixed interest rates on purchases.
Applied Bank® has provided low-score consumers with both secured and unsecured Visa credit cards and MasterCards since 1996, thereby giving them an opportunity to establish a good rating when major creditors will not yet issue credit cards to them.
You can evaluate Applied Bank® secured Visa offers online and apply now to start improving your personal credit history. When comparing Applied with other issuers, be sure to focus on key comparison points such as: APRs, benefits, annual fees and other charges.
|Applied Bank® Secured Visa® Gold Preferred® Credit Card||Minimum Credit History||Intro APR on Purch.||Intro APR on Bal. Tr.||Regular APR||Annual Fee||Instant Response|
About this card:
Our Expert's Valuation
There are NO CARDS of this type for the checked credit histories.
Applied Bank® offers agreeable terms and conditions for those with no or limited credit. This issuer also provides credit bureau reporting and a payment protection program to help build your score at minimum risk and hassle to you.
Also, when you apply online for Applied secured cards, you select a preferred spending limit to establish a security deposit. This minimizes the risk of possible defaults for the issuer because each time you miss a payment, the amount due is withdrawn from your deposit. This procedure prevents you from developing an unmanageable debt; from paying over-the-limit fees; from paying very high default interest charges and from other penalties that might cost you money or diminish the good score that you are trying to establish.
Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.
Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.
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