- Designed for businesses
- Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
This travel rewards credit card for businesses has a relatively low annual fee, offers double reward miles on purchases that businesses make often, and gives VIP perks to employees who find themselves in airports frequently. Citi, a Credit-Land.com advertising partner, offers the CitiBusiness® / AAdvantage® Platinum Select® Mastercard® that gives you tools like quarterly and year-end reports, the Citi Personal Business Assistant, and the ability to set spending limits on employee cards.
Credit level recommended: | Excellent Credit |
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APR on purchases: | 15.99% - 24.99% (Variable) |
Annual fee: | $99, waived for first 12 months |
Special offers:
Spend $4,000 in the first 4 months of account opening and get 65,000 bonus miles to use on flights with American Airlines or any of its partner airlines. You will also get double miles on select purchases and can earn a companion certificate each year with qualifying purchases and renewed cardmembership. Plus, the card allows to save 25% on American Airlines inflight Wi-Fi and get a free first checked bag on domestic American Airlines itineraries .
Earning rewards:
Miles are earned at the rate of two miles per dollar spent on American Airlines purchases, on purchases made at car rental agencies, telecommunications, cable and satellite providers, and at gas stations.

Redeeming rewards:
Use your miles to fly on American Airlines or any of its 13 oneworld alliance partners including British Airways, Japan Airlines and Qantas. Fares cost from 7,500 miles up to 260,000 miles depending on type of fare and how you travel. A business class round-trip MileSAAver fare goes for 50,000 miles and a business class AAnytime fare costs 90,000-110,000. Economy round-trip fares can be as little as 15,000 miles.
Benefits:
This card offers many benefits for businesses, including the ability to set separate spending limits for each employee and get spending reports each quarter that are broken down by employee. You’ll have access to Citi’s Personal Business Assistant, which is a concierge service for businesses. The assistant can make reservations at restaurants and hotels and help make travel arrangements. When traveling with American Airlines, you’ll get VIP treatment including preferred boarding, first bag checked for free for you and up to four travel mates. Each year that you spend at least $30,000 on the card and renew your membership you’ll earn a companion certificate – pay just $99 plus taxes and fees to take someone along when you purchase a qualifying domestic round-trip fare.

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Considerations:
This card is similar to the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, but with added benefits for businesses. Both cards have a sign-on incentive, and both offer reward redemption on American Airlines and its partners. The Mastercard package of benefits and services is comparable to the Personal Business Assistant, but it’s geared toward everyday consumers, not businesses. Businesses will want to take advantage of features like employee cards with spending limits, quarterly reports and year-end summaries, and double miles on common business expenses. Other popular business cards, like the Spark cards from Capital One, do give business reports and double miles, but they don’t offer the same VIP treatment for travelers and don’t have the Personal Business Assistant that this card does.