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Tech and entertainment enthusiasts who prefer to spend on games, movies, music and new tech can enjoy the Sony Visa® Credit Card issued by Comenity Bank and Sony, one of the world's leading entertainment brands. The $0 annual fee Sony Visa® Credit Card offers modest rewards on entertainment and events, qualifying Sony purchases, dining and ridesharing. Once you've earned enough points, Sony's biggest fans or shopping buddies can redeem them for the hottest movies, games, electronics and more.
When you apply for the Sony Visa, you actually submit two credit card applications in one. If you don't qualify for the Visa version, the issuer may approve you for their closed-loop store card, as it has lower credit requirements. Unlike the Sony Visa card that you can use worldwide anywhere you see the Visa logo, the Sony® Credit Card is only good for purchases at Sony store, including online. Store card holders also have the opportunity to earn a statement credit bonus after making a purchase the same day they open a store card account at a Sony location or online.
HOW TO GET SONY REWARDS
The card has a generous point structure, which allows cardholders to earn up to 5X Sony Rewards points per dollar on Sony purchases at Sony's own marketplace and authorized retailers. For purchases of Sony products at authorized retailers, you'll automatically receive 1 point and an additional 4 points per dollar spent when you submit a purchase confirmation form.
On top of that, link your Sony Store Account and earn an additional 1 point per $1 spent - for a total of 6X points - when you use the card to shop direct from the Sony Store.
Cardholders will also earn 5X points per dollar on concerts and sporting events, movies, digital downloads like movies, music, and e-books.
Plus, The Sony Visa® card provides a decent rewards rate in non-Sony categories: 2X points per $1 spent on restaurants, rideshares, and cable and internet bill payments. All other purchases earn 1X points per $1 spent everywhere else Visa is accepted.
The card's rewards for entertainment purchases are quite attractive. But to get the highest rate on Sony purchases, you'll have to put in some effort. You will have to make purchases at qualifying retailers and prove your purchase by uploading a photo of your receipt. Otherwise, you'll only get 1 point per $1 spent on that purchase.
If you prefer a simpler rewards-earning process, a general flat-rate credit card can offer decent rewards on all purchases without extra work.
HOW TO REDEEM SONY REWARDS
You can use your Sony Rewards points for a wide range of Sony merchandise, including music, movies, games, and the latest tech.
It's important to link your Sony Visa® Credit Card to Sony Rewards through your Sony account to have access to exclusive items and better pricing than non-card members have.
Point value varies, but generally, your points are worth a cent apiece if you redeem them for electronics.
If you don't have enough points for your purchase, that doesn't mean you have to wait to get them. You can simply purchase the rest of the points you need (at a penny a point) using your Sony Visa® Credit Card or other credit card during the checkout process.
Plus, for the users' convenience, you will be able to see the number of reward points you will get after purchasing the product on each product detail page.
As long as you remain an active Sony Rewards member, you'll have 5 years from the end of the month in which your Sony Rewards points were earned to redeem them. All points expire 5 years after they are earned. You should complete at least one earning activity on your Sony Visa® Credit Card, earn points through the Sony Rewards website or app, or make a redemption to be deemed active.
Overall, the Sony Visa® Credit Card can be an interesting option for gamers or movie fans who want to earn some rewards on the latest games, TV series, or products. But for most, it should be a second or third option in their wallets. In that case it's best to consider a more general-purpose card that won't tie you into the Sony ecosystem.