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American Express
CREDIT CARD ALTERNATIVES

American Express is one of the most recognizable and trusted payment networks and banks that offer cards for any customer. Amex is loved by cardholders because of its great benefits on travel, entertainment, shopping and more. Cards issued by American Express include gas rewards cards, business cards, student cards, prepaid cards, and others developed for any needs. American Express offers deals on airline miles, hotels, and other travel perks. VIP privileges for elite cardholders make American Express financial products highly competitive and popular.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Balance Transfer
  • Low Intro APR
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

on Discover's secure website

Rating 5.0

Excellent/Good Credit

INTRO APR ON PURCHASES

  • 0% Intro APR (15 months)

REGULAR APR

  • 17.24% - 28.24% Variable APR

ANNUAL FEE

REWARDS BONUS

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Offer is not available

Rating 3.0

Excellent / Good Credit

INTRO APR ON PURCHASES

  • See terms7

REGULAR APR

  • 21.24% - 29.24% variable APR on eligible charges.7

ANNUAL FEE

  • $6957

REWARDS BONUS

  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.7
on Discover's secure website

Rating 5.0

Excellent/Good Credit

INTRO APR ON PURCHASES

  • 0% Intro APR (15 months)

REGULAR APR

  • 17.24% - 28.24% Variable APR

ANNUAL FEE

REWARDS BONUS

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Viewing 1 - 2 of 3

our choice

on Discover's secure website

Rating 5.0

Excellent/Good Credit

INTRO APR ON BALANCE TRANSFER

  • 0% Intro APR (18 months)

REGULAR APR

  • 17.24% - 28.24% Variable APR

BALANCE TRANSFER FEE

  • 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

ANNUAL FEE

Offer is not available

Rating 3.0

Excellent / Good Credit

INTRO APR ON BALANCE TRANSFER

  • 0% (15 months)7

REGULAR APR

  • 19.24% - 29.99%7

BALANCE TRANSFER FEE

  • 3%7

ANNUAL FEE

  • $07
on First Tech's secure website

Rating 4.5

Excellent / Good / Fair Credit

INTRO APR ON BALANCE TRANSFER

  • N/A

REGULAR APR

  • 13.24% - 18.00% Variable APR

BALANCE TRANSFER FEE

  • 0%

ANNUAL FEE

  • None
Viewing 1 - 2 of 3

our choice

on Discover's secure website

Rating 5.0

Excellent/Good Credit

INTRO APR ON PURCHASES

  • 0% Intro APR (15 months)

REGULAR APR

  • 17.24% - 28.24% Variable APR

ANNUAL FEE

KEY FEATURE

  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Offer is not available

Rating 3.0

Excellent, Good Credit

INTRO APR ON PURCHASES

  • See terms7

REGULAR APR

  • 21.24% - 29.24%, based on your creditworthiness7

ANNUAL FEE

  • $2507

KEY FEATURE

  • You can add Additional Card Members to your account and you can earn Membership Rewards® points for their purchases in the same way you do on your own.7
on Discover's secure website

Rating 5.0

Excellent/Good Credit

INTRO APR ON PURCHASES

  • 0% Intro APR (15 months)

REGULAR APR

  • 17.24% - 28.24% Variable APR

ANNUAL FEE

KEY FEATURE

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Viewing 1 - 2 of 3

our choice

on Capital One's secure website

Rating 4.0

Average, Fair, Limited Credit

KEY FEATURE

  • Be automatically considered for a higher credit line in as little as 6 months

CREDIT REPORTING

  • Yes

ANNUAL FEE

on Capital One's secure website

Rating 4.4

Average, Fair, Limited Credit

KEY FEATURE

  • Earn unlimited 1.5% cash back on every purchase, every day

CREDIT REPORTING

  • Yes

ANNUAL FEE

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • As low as $85

other alternatives TO AMERICAN EXPRESS
CREDIT CARDS

APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Terms and conditions apply.

our choice

Up to
5%
Cash Back
Max. Rewards
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Match Rewards
at the End of
Your First Year
Bonus Offer
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
17.24% - 28.24% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

75,000
Bonus
Miles
Bonus Offer
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit
Receive up to a $100 credit for Global Entry or TSA PreCheck®µ
5X
Miles on Hotels
and Rental Cars
Max. Rewards
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases
2X Miles per dollar on every purchase, every day
Rewards Expiration
Miles won't expire for the life of the account and there's no limit to how many you can earn
APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites. Activate for free.
  • Terms and conditions apply.

our choice

Match Rewards
at the End of
Your First Year
Bonus Offer
UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers - only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
0% Intro APR (15 months)
Intro APR on Balance Transfer
0% Intro APR (15 months)
Regular APR
17.24% - 28.24% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
No
Annual Fee & Foreign Transaction Fee
Annual Fee
$0
Foreign Transaction Fee
None
Late Payment Fee
None the first time you pay late. After that, up to $41.
APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • Your account may not always be eligible for balance transfers. Balance transfer eligibility is determined at Discover’s discretion.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.

our choice

0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases
0% Intro APR (6 months)
Intro APR on Balance Transfer
0% Intro APR (18 months)
Regular APR
17.24% - 28.24% Variable APR
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Match Rewards
at the End of
Your First Year
Bonus Offer
INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
No
Annual Fee & Foreign Transaction Fee
Annual Fee
$0
Foreign Transaction Fee
None
Late Payment Fee
None the first time you pay late. After that, up to $41.
APPLY NOW

on First Tech's secure website

Excellent / Good / Fair Credit

our choice

Rating 4.5

  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

our choice

No
Annual Fee & Foreign Transaction Fee
Annual Fee
None
Foreign Transaction Fee
0%
Late Payment Fee
Up to $25.00
10,000
Bonus
Points
Bonus Offer
Earn 10,000 bonus reward points after $2,000 in purchases made within 60 days of account opening
Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn 1 point for every $1 spent on everyday purchases
Max. Rewards
Earn 1 point for every $1 spent on everyday purchases
Rewards expiration
Points never expire while account is open and in good standing
APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies

our choice

20,000
Bonus
Miles
Bonus Offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
5X
Miles on Hotels
and Rental Cars
Max. Rewards
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases
1.25X Miles per dollar on every purchase, every day
Rewards Expiration
Miles won't expire for the life of the account and there's no limit to how many you can earn
No
Annual Fee & Foreign Transaction Fee
Annual Fee
$0
Foreign Transaction Fee
None
Late Payment Fee
Up to $40
APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

    Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

60,000
Bonus
ThankYou® Points
Bonus Offer
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn 1 Point per $1 spent on all other purchases
Max. Rewards
Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
Rewards expiration
Points do not expire provided your account is active and in good standingµ
0%
Foreign Transaction Fee
Foreign Transaction Fee
0%
Annual Fee
$95
Late Payment Fee
Up to $41
APPLY NOW

on Capital One's secure website

Excellent Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Elevate every hotel stay from the Premier or Lifestyle Collections with a suite of cardholder benefits, like an experience credit, room upgrades, and more
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®

our choice

75,000
Bonus
Miles
Bonus Offer
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
10X
Miles on Hotels
and Rental Cars
Max. Rewards
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
Rewards on Everyday Purchases
2X Miles per dollar on every purchase, every day
Rewards Expiration
Miles won't expire for the life of the account and there's no limit to how many you can earnµ
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit
Receive up to a $100 credit for Global Entry or TSA PreCheck®. One statement credit per account every four years.µ
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card offers FROM
AMERICAN EXPRESS

Rewards Program

Using American Express cards can be very beneficial because of the special loyalty program offered by the bank - American Express Membership Rewards. You can get points for all purchases and redeem them at the American Express Rewards portal towards travel, entertainment, gift cards and much more.

American Express Travel Portal

Get access to the best travel deals, redeem earned rewards at Amex partner hotels, cruise lines, car rental services and accumulate reward points faster. As a premier provider of travel services, American Express prides itself on offering travelers the best options around.

Premium Benefits

Amex cardholders can receive a special benefit that is considered one of the best quality and exclusiveness - American Express Concierge Service. The Concierge is available to anyone who owns one of the Platinum cards from American Express. Through this service, you can do almost anything including simple tasks such as restaurant and tickets reservations or more unique requests such as wedding organization.

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questionsABOUT
CREDIT CARDS

If I get a credit card with a sign-up bonus, when will I get the bonus and how can I use it?

It depends on the credit card you get. If you get a general rewards credit card like the Citi Premier® Card (Citi is a Credit-Land.com advertising partner), you will have 3...

Read more
I am a student and do not have credit at all. Do you think I will qualify for the Blue card from American Express?

To apply for the Blue card from American Express you need to have a good or excellent credit score. This means you need a credit score of at least 700. Although, some applicants have been approved with...

Read more
There are so many American Express travel credit cards, I do not know how to choose. My credit is good. Any recommendations?

First of all, you should choose a credit card that fits your lifestyle. For example, if you are always fly on Delta airlines, American Express Delta credit cards may be a good choice for you. If your favorite hotels are...

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CREDIT CARDS🜂

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