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American Express
CREDIT CARD ALTERNATIVES

American Express is one of the most recognizable and trusted payment networks and banks that offer cards for any customer. Amex is loved by cardholders because of its great benefits on travel, entertainment, shopping and more. Cards issued by American Express include gas rewards cards, business cards, student cards, prepaid cards, and others developed for any needs. American Express offers deals on airline miles, hotels, and other travel perks. VIP privileges for elite cardholders make American Express financial products highly competitive and popular.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

Rocket Visa Signature® Card

Apply for Rocket Visa Signature® Card - Credit-Land.com
APPLY NOW

Rating 4.1

Excellent/Good Credit

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 19.49% to 29.24%, based on your creditworthiness

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

Platinum Card® from American Express

Platinum Card® from American Express
Not Available
Offer is not available

Rating 3.0

Excellent / Good Credit

INTRO APR ON PURCHASES

  • See terms7

REGULAR APR

  • 20.24% - 29.24% variable APR on eligible charges.7

ANNUAL FEE

  • $6957

REWARDS BONUS

  • As high as 175,000 Membership Rewards® points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.7

Upgrade Life Rewards Visa®

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Rating 3.9

Excellent, Good, Fair, Average Credit

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
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our choice

Upgrade Triple Cash Rewards Visa®

Apply for Upgrade Triple Cash Rewards Visa® - Credit-Land.com
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Rating 3.8

Excellent, Good, Fair, Average Credit

INTRO APR ON BALANCE TRANSFER

  • N/A

REGULAR APR

  • 14.99% - 29.99%

BALANCE TRANSFER FEE

  • Up to 5%

ANNUAL FEE

  • $0

Upgrade Cash Rewards Visa®

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Rating 3.8

Excellent, Good, Fair, Average Credit

INTRO APR ON BALANCE TRANSFER

  • N/A

REGULAR APR

  • 14.99% - 29.99%

BALANCE TRANSFER FEE

  • Up to 5%

ANNUAL FEE

  • $0

Rocket Visa Signature® Card

Apply for Rocket Visa Signature® Card - Credit-Land.com
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Rating 4.1

Excellent/Good Credit

INTRO APR ON BALANCE TRANSFER

  • N/A

REGULAR APR

  • N/A

BALANCE TRANSFER FEE

  • N/A

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Viewing 1 - 2 of 3

our choice

Experian® Personal Loans

Apply for Experian® Personal Loans - Credit-Land.com
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Rating 4.8

Any Credit

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
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Rating 5.0

Any Credit

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

Merit Platinum Card

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APPLY NOW

Rating 3.8

Damaged/Fair Credit

CREDIT CHECK

  • —

INSTANT RESPONSE

  • —

MINIMUM LOAN AMOUNT

  • —
Viewing 1 - 2 of 3

our choice

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
APPLY NOW

Rating 5.0

Any Credit

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

Experian® Personal Loans

Apply for Experian® Personal Loans - Credit-Land.com
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Rating 4.8

Any Credit

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Perpay

Apply for Perpay - Credit-Land.com
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Rating 4.1

Any Credit

KEY FEATURE

  • Unlock $1,000 to shop, build credit, and pay over time with your paycheck.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0

other alternatives TO AMERICAN EXPRESS
CREDIT CARDS

Rocket Visa Signature® Card

Apply for Rocket Visa Signature<sup>®</sup> Card - Credit-Land.com
Compare
APPLY NOW

Excellent/Good Credit

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a
$200
Statement Credit
Bonus Offer:
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases:
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options:
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration:
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee:
Up to $8

Upgrade Life Rewards Visa®

Apply for Upgrade Life Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
  • No annual fee
  • Pay no interest when you pay your full balance early*
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for everyday expenses and large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

our choice

$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
unlimited 1% cash back on all other purchases
Redemption Options:
See terms

Experian® Personal Loans

Apply for Experian<sup>®</sup> Personal Loans - Credit-Land.com
Compare
APPLY NOW

Any Credit

our choice

Rating 4.8

  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Loans up to
$100,000
Minimum Loan Amount:
$1,000
Maximum Loan Amount:
$100,000
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
Compare
APPLY NOW

Any Credit

our choice

Rating 5.0

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax, Experian and TransUnion

our choice

No Credit Check
Credit Check:
No
Instant Response:
Yes
Credit Agencies Report:
Yes
Loans up to
$750
Minimum Loan Amount:
See terms
Maximum Loan Amount:
$750
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes

Upgrade Triple Cash Rewards Visa®

Apply for Upgrade Triple Cash Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

Upgrade Cash Rewards Visa®

Apply for Upgrade Cash Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
1.5% unlimited cash back on every purchase
Redemption Options:
See terms
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

card offers FROM
AMERICAN EXPRESS

Rewards Program

Using American Express cards can be very beneficial because of the special loyalty program offered by the bank - American Express Membership Rewards. You can get points for all purchases and redeem them at the American Express Rewards portal towards travel, entertainment, gift cards and much more.

American Express Travel Portal

Get access to the best travel deals, redeem earned rewards at Amex partner hotels, cruise lines, car rental services and accumulate reward points faster. As a premier provider of travel services, American Express prides itself on offering travelers the best options around.

Premium Benefits

Amex cardholders can receive a special benefit that is considered one of the best quality and exclusiveness - American Express Concierge Service. The Concierge is available to anyone who owns one of the Platinum cards from American Express. Through this service, you can do almost anything including simple tasks such as restaurant and tickets reservations or more unique requests such as wedding organization.

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questionsABOUT
CREDIT CARDS

If I get a credit card with a sign-up bonus, when will I get the bonus and how can I use it?

It depends on the credit card you get. If you get a general rewards credit card like the Citi Strata Premier® Card (Citi is a Credit-Land.com advertising partner), you will have 3...

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I am a student and do not have credit at all. Do you think I will qualify for the Blue card from American Express?

To apply for the Blue card from American Express you need to have a good or excellent credit score. This means you need a credit score of at least 700†. Although, some applicants have been approved with...

Read more
There are so many American Express travel credit cards, I do not know how to choose. My credit is good. Any recommendations?

First of all, you should choose a credit card that fits your lifestyle. For example, if you are always fly on Delta airlines, American Express Delta credit cards may be a good choice for you. If your favorite hotels are...

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