American Express Online Applications
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American Express Credit Card Alternatives
American Express bills itself as "the premium network for high-spending cardmembers" and takes pride in its reputation as a card for the elite customer, but in fact, they offer cards for many types of customers. They operate a large travel network and many of their cards offer amazing deals on airline miles, hotels, and other travel perks.
Cards issued by American Express include gas rewards cards, business cards, student cards, prepaid cards, and more. Member benefits include roadside assistance, purchase protection, travel accident insurance, entertainment benefits, extended warranties, and car rental loss and damage insurance.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
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Compare Cards with the Other Offers
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Reward Bonus
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Rewards
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Intro APR on Purchases
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Regular APR
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Annual Fee
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Excellent/Good Credit
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Excellent/Good Credit
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Excellent, Good Credit
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Excellent Credit
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Excellent / Good Credit
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Excellent Credit
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Excellent Credit
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Excellent Credit
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Excellent Credit
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Excellent Credit
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| Discover it® Miles | *See Terms | Discover it® Cash Back | *See Terms | Citi Rewards+℠ Card | SimplyCash® Plus Business Credit Card | New Business Gold Card | Business Platinum Card® | Gold Delta SkyMiles® Business Credit Card | Business Green Rewards Card | Starwood Preferred Guest® Business Credit Card | Blue BusinessSM Plus Credit Card |
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we do not currently offer online application for this card |
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UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
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INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
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Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
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Earn 35,000 Membership Rewards® points after you spend $5,000 on qualifying purchases on the Card within your first 3 months of Card Membership.
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50,000 Membership Reward points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases on the Card within your first 3 months of Card Membership.7
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30,000 BONUS MILES after you make $1,000 in purchases on your new Card within your first 3 months
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Earn 5,000 Membership Rewards® Points after your first purchase on the Card.
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25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months
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0% (14 months) | 0% (14 months) | 0% 15 months on Purchases | 0% (9 months)7 | See terms | See terms | See terms | See terms | See terms | 0% (for 12 months)7 |
13.99% - 24.99% Variable | 13.99% - 24.99% Variable | 15.49% - 25.49% (Variable) | 12.74% - 19.74% (V)7 | 16.49%, 20.49% or 24.49% | 20.49% | 15.49% - 19.49% (V)7 | 20.49% | 15.74% - 19.74% (V)7 | 15.49% - 21.49% (V)7 |
$0 | $0 | $0 | $07 | $2957 | $5957 | $0 for the first year, then $957 | $0 for the first year, then $957 | $0 for the first year, then $957 | $07 |
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Other Alternatives to Cards:
- No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
- No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
- Instant Response (Delays may occur depending on application data provided).
- Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
- Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
- Choose From Over 450,000 items.
- Shop Great Brands at Fingerhut.com.
- Get the Credit You Deserve.
- We just love saying "YES!"
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
|---|---|---|---|---|
| n/a | See Terms | $0 | See Terms | Yes |
- Enjoy peace of mind with $0 Fraud Liability
- Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
- View updates to your Experian credit score with free online access, terms apply
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Access your account on-the-go with the Credit One Bank mobile app
- Never miss an account update with customizable text and email alerts
- Show off your personality by selecting from a variety of card designs, a fee may apply
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
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| N/A | 20.24%-26.24% Variable | $0 - $99 | See terms | Yes |
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Card designs to fit your personality at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
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| N/A | N/A | 24.9% | N/A | $35 - $99* |
- Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
- Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
- Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
- Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
- Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
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| N/A | 20.24%-26.24% Variable | $0 - $99 | See terms | Yes |
- No Late Fees, No Penalty Rate, and No Annual Fee... Ever
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
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| 0%* 12 months on Purchases* | 0%* 21 months on Balance Transfers* | 16.74% - 26.74%* (Variable) | 5% of each balance transfer; $5 minimum. | $0* |
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 12.99% - 20.99% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
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| 0% Intro APR for 18 months | 0% Intro APR for 18 months | Variable APR of 12.99% - 20.99% will apply after the Introductory Period | Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check | None |
American Express - Points for Travel, Shopping, and Entertainment
Travel
The American Express Airline Rewards program gives you access to an online booking service, 20 partner hotels, foreign currency redemption, and more. As a premier card for travel services, American Express prides itself on offering travelers the best options around.
Shopping
With over 50 gift card partners, you can shop for technology, housewares, wine, sporting equipment - the sky's the limit. Spend at your favorite stores and redeem your points to get a credit on your card that you can use wherever you like.
Entertainment
American Express helps you have fun with family or friends with Entertainment Vouchers and Passes to movies and more. Enjoy good food and good wine with good friends and earn points for it.
Rewards and Bonus Points
You'll earn Membership Rewards points for almost every dollar you spend on your American Express card, and when you shop at an American Express Bonus Partner merchant, you'll earn Bonus Points as well as Membership Rewards Points.
Earn Points Fast
When you use your American Express card for all your everyday purchases, you'll accumulate points quickly. Shop at Bonus Partners to earn even more, and if you're planning a big purchase, put it on your card to get the most rewards.