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It depends on the credit card you get. If you get a general rewards credit card like the Citi Premier® Card (Citi is a advertising partner), you will have 3 months to spend $4,000 in purchases to qualify for the 60,000 sign-up bonus offer. Once you spend the required amount within the allotted period of time, your bonus will appear on your Citi ThankYou® Rewards account within up to two billing cycles (about two months). The earned bonus can be used towards travel expenses, redeemed for gift cards, cash rewards, a statement credit, or you can shop with points at