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Berkshire Bank
CREDIT CARD ALTERNATIVES

Berkshire Bank is a FDIC-insured bank that offers credit products to consumers and business owners. The bank's credit products give maximum convenience and security. Consumers will get credit cards with important features like EMV smart chip technology, mobile purchasing capability, and rewards programs.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

REWARDS BONUS

REWARDS

  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • Get 1% Cashback Rewards on all other purchases

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 35.90%

ANNUAL FEE

Offer is not available

Rating 2.0

Excellent/Good/Fair Credit

REWARDS BONUS

  • No bonus offer260

REWARDS

  • No rewards260

INTRO APR ON PURCHASES

  • 0% (18 billing cycles)260

REGULAR APR

  • 18.24% - 29.24%260

ANNUAL FEE

  • $0260

REWARDS BONUS

REWARDS

  • Turn everyday purchases into 1.5% Cashback Rewards!

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 35.90%

ANNUAL FEE

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our choice

Rating 4.5

See website for Details^

REWARDS BONUS

REWARDS

  • 2% Unlimited Cash Back on Every Purchase, Everywhere Mastercard is accepted

ANNUAL FEE

REWARDS BONUS

REWARDS

  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • Get 1% Cashback Rewards on all other purchases

ANNUAL FEE

REWARDS BONUS

REWARDS

  • Turn everyday purchases into 1.5% Cashback Rewards!

ANNUAL FEE

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our choice

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

Rating 3.8

Damaged/Fair Credit

CREDIT CHECK

INSTANT RESPONSE

MINIMUM LOAN AMOUNT

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our choice

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Rating 4.1

Any Credit

KEY FEATURE

  • Unlock $1,000 to shop, build credit, and pay over time with your paycheck.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0

other alternatives TO BERKSHIRE BANK
CREDIT CARDS

our choice

Rating 3.9

  • A rewards card for people with less-than-perfect credit!
  • Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
  • A guaranteed $700 credit limit to help you build access to credit, if approved.
  • With Cashback Rewards, you get to live like an A-lister.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard®.
  • Join over a million consumers who use the Destiny Mastercard® to help build their access to credit.
  • No security deposit required—get started today!

our choice

$700
Credit Limit
Security Deposit:
No
Credit Line:
$700
Credit Line Increase:
See terms
Earn
3%
Cash Back
Max. Rewards:
Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

our choice

Rating 3.7

  • Turn everyday purchases into 1.5% Cashback Rewards!
  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
  • No upfront security deposit required so you can keep more money in your pocket.
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard®.
  • A rewards card for people with less than perfect credit!

our choice

$700
Credit Limit
Security Deposit:
No
Credit Line:
$700
Credit Line Increase:
See terms
Earn
1.5%
Cash Back
Max. Rewards:
Turn everyday purchases into 1.5% Cashback Rewards!
Build Your Credit
Build Credit:
Yes
Credit Line:
$700
Card Usage:
Use wherever Mastercard® is accepted in the U.S.

our choice

Rating 4.5

  • 2% Unlimited Cash Back on Every Purchase, Everywhere Mastercard is accepted
  • No Limit On The Monthly Rewards You Can Earn
  • $0 Foreign Transaction Fees
  • Cash Advance Fee - The greater of $10 or 3% of the amount of the cash advance
  • Fast and Easy Application Process
  • Zero Fraud Liability for Unauthorized Charges
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Checking your eligibility does not affect your credit score
  • Minimum Finance Charge - If you are charged interest, the charge will be no less than $1.00
  • Help Strengthen Your Credit History With Responsible Use
  • We May Periodically Review Your Account For Credit Line Increases
  • Returned Payment Fee : Up to $25
  • Avant branded credit products are issued by WebBank
  • ^See the Provider’s terms for more information
  • See the Rewards Terms and Conditions for more information

our choice

Unlimited
2%
Cash Back
Rewards on Everyday Purchases:
2% Unlimited Cash Back on Every Purchase, Everywhere Mastercard is accepted
$0
Annual Fee
Annual Fee:
$0^
Regular APR:
29.99%^
Balance Transfer Fee:
See website for Details*
Late Payment Fee:
Up to $39
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$0^
Late Payment Fee:
Up to $39

our choice

Rating 4.8

  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $200,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Loans up to
$200,000
Minimum Loan Amount:
$1,000
Maximum Loan Amount:
$200,000
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes

our choice

Rating 5.0

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax, Experian and TransUnion

our choice

No Credit Check
Credit Check:
No
Instant Response:
Yes
Credit Agencies Report:
Yes
Loans up to
$750
Minimum Loan Amount:
See terms
Maximum Loan Amount:
$750
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes

card offers FROM
BERKSHIRE BANK

Consumers and business owners will find products and services they need at competitive rates Berkshire Bank offer. Those busy consumers who prefer managing their bank accounts with ease and on the go, will appreciate the convenience of Berkshire Bank free secure online banking service.

Among multiple products Berkshire Bank offer, you will find commercial and consumer loans on different purposes. Loans can be as secured by the equity as unsecured. Berkshire Bank is the leading lender for consumer loans in Western Massachusetts, Northeastern New York, and Southern Vermont.

Those who look for credit card products to improve their credit will appreciate secured credit cards. Berkshire Bank offer Primor secured credit cards to consumers with no credit and those with bad credit. Consumers are free to choose between Visa and MasterCard secured cards. Also, secured primor™ credit card can be Gold or Classic. Gold and Classic cards have different rates and fees but nonetheless cards come with low fixed interest rates.

The Berkshire Bank credit cards can be a good start for people who want to establish their own credit history or start all over again.

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