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Concora Credit
CARD ALTERNATIVES

Concora Credit Inc. is the nation's leading provider of private-label credit programs for non-prime consumers. The company offers financing solutions that help customers with less-than-perfect credit histories access the financing they need.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

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Experian® Personal Loans

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Rating 4.8

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • Yes

CHECKING ACCOUNT REQUIRED

  • Yes

Rocket Visa Signature® Card

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Rating 4.1

Excellent/Good Credit

KEY FEATURE

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

CREDIT LINE

  • —

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage

REGULAR APR

  • 19.49% to 29.24%, based on your creditworthiness

BUILD CREDIT

  • Yes

Kikoff Credit Builder

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Rating 5.0

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • No

CHECKING ACCOUNT REQUIRED

  • No
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Upgrade Life Rewards Visa®

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Rating 3.9

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases

ANNUAL FEE

  • $0

Upgrade Triple Cash Rewards Visa®

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Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • Up to 10% cash back from your favorite brands with Upgrade Shopping

ANNUAL FEE

  • $0

Rocket Visa Signature® Card

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Rating 4.1

Excellent/Good Credit

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

REWARDS

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
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Experian® Personal Loans

Apply for Experian® Personal Loans - Credit-Land.com
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Rating 4.8

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • Yes

CHECKING ACCOUNT REQUIRED

  • Yes

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
APPLY NOW

Rating 5.0

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • No

CHECKING ACCOUNT REQUIRED

  • No

Merit Platinum Card

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Rating 3.8

Damaged/Fair Credit

KEY FEATURE

  • No Employment or Credit Check

REGULAR APR

  • 0%

ANNUAL FEE

  • See terms
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Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
APPLY NOW

Rating 5.0

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • No

CHECKING ACCOUNT REQUIRED

  • No

Experian® Personal Loans

Apply for Experian® Personal Loans - Credit-Land.com
APPLY NOW

Rating 4.8

Any Credit

INSTANT RESPONSE

  • Yes

CREDIT CHECK

  • Yes

CHECKING ACCOUNT REQUIRED

  • Yes

Perpay

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Rating 4.1

Any Credit

KEY FEATURE

  • Unlock $1,000 to shop, build credit, and pay over time with your paycheck.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0

other alternatives TO CONCORA
CREDIT CARDS

Rocket Visa Signature® Card

Apply for Rocket Visa Signature<sup>®</sup> Card - Credit-Land.com
Compare
APPLY NOW

Excellent/Good Credit
Get Your Free Credit Score Online

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a
$200
Statement Credit
Bonus Offer:
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases:
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options:
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration:
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee:
Up to $25

Upgrade Life Rewards Visa®

Apply for Upgrade Life Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit
Get Your Free Credit Score Online

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
  • No annual fee
  • Pay no interest when you pay your full balance early*
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for everyday expenses and large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

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$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
unlimited 1% cash back on all other purchases
Redemption Options:
See terms

Experian® Personal Loans

Apply for Experian<sup>®</sup> Personal Loans - Credit-Land.com
Compare
APPLY NOW

Any Credit
Get Your Free Credit Score Online

our choice

Rating 4.8

  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Loans up to
$100,000
Minimum Loan Amount:
$1,000
Maximum Loan Amount:
$100,000
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
Compare
APPLY NOW

Any Credit
Get Your Free Credit Score Online

our choice

Rating 5.0

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax, Experian and TransUnion

our choice

No Credit Check
Credit Check:
No
Instant Response:
Yes
Credit Agencies Report:
Yes
Loans up to
$750
Minimum Loan Amount:
See terms
Maximum Loan Amount:
$750
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes

Upgrade Triple Cash Rewards Visa®

Apply for Upgrade Triple Cash Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit
Get Your Free Credit Score Online

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

Upgrade Cash Rewards Visa®

Apply for Upgrade Cash Rewards Visa® - Credit-Land.com
Compare
APPLY NOW

Excellent, Good, Fair, Average Credit
Get Your Free Credit Score Online

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
1.5% unlimited cash back on every purchase
Redemption Options:
See terms
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

card offers FROM
CONCORA CREDIT

The company offers and services store credit cards, partnering with leading merchants, as well as non-prime Mastercard credit programs under the Destiny, Indigo and Milestone brands.

The application process for the Concora Credit cards is simple and takes only a few minutes. Customers need to provide some basic personal and financial information, such as name, address, employment status and income.

Concora credit cards also report cardholders' financial activity to the major credit bureaus, which can help improve their credit scores in the long run.

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