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Digital Credit Union
CREDIT CARD ALTERNATIVES

Digital Federal Credit Union, often abbreviated as DCU, is an American credit union ranked to be one of the top 20 largest credit unions in the country, and the largest credit union in New England. DCU was founded in 1979 and is currently headquartered in Massachusetts. Digital Credit Union operates 21 full service branches throughout New Hampshire and Massachusetts, and nearly 3,000 credit union centers throughout 46 states.
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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

on First Tech's secure website

Rating 4.5

Excellent/Good Credit

REWARDS BONUS

  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days

REWARDS

  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 12.75% - 18.00% Variable APR

ANNUAL FEE

  • None


Offer is not available

Rating 2.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer39

REWARDS

  • No rewards39

INTRO APR ON PURCHASES

  • No intro APR39

REGULAR APR

  • 8.75% - 18.00%39

ANNUAL FEE

  • $039


Rating 4.1

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**

REWARDS

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0


Viewing 1 - 2 of 3

our choice

Rating 4.1

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**

REWARDS

  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases

ANNUAL FEE

  • $0


Rating 4.1

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**

REWARDS

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment

ANNUAL FEE

  • $0


on First Tech's secure website

Rating 4.5

Excellent/Good Credit

REWARDS BONUS

  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days

REWARDS

  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases

ANNUAL FEE

  • None


Viewing 1 - 2 of 3

our choice

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 29.99% OR 36% (V)

ANNUAL FEE

  • As low as $85


KEY FEATURE

  • With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 29.99% OR 36% (V)

ANNUAL FEE

  • As low as $85


KEY FEATURE

  • With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward

Rating 3.8

See website for Details

INTRO APR ON PURCHASES

  • See website for Details^

REGULAR APR

  • 34.99%^

ANNUAL FEE

  • $75 1st year, $48 after^


KEY FEATURE

  • Fast and easy application; response provided in seconds
Viewing 1 - 2 of 3

our choice

Rating 3.7

Fair/Poor/Bad/Limited Credit

KEY FEATURE

  • See if you’re Pre-Qualified with no impact to your credit score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • See Terms


Rating 3.7

See website for Details*

KEY FEATURE

  • See if you’re Pre-Qualified without impacting your credit score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • See website for Details*


Rating 4.3

Any Credit

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $100

other alternatives TO DIGITAL CREDIT UNION
CREDIT CARDS

our choice

Rating 4.5

  • Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
  • Earn 1 point for every $1 spent on everyday purchases
  • No annual fee or balance transfer fee
  • Points never expire while account is open and in good standing
  • Redeem points for travel, merchandise, events and activities, charitable donations, and gift cards

our choice

0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
12.49% - 18.00% Variable APR
Balance Transfer Fee
None
10,000
Bonus
Points
Bonus Offer
Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days
Earn More
on Your
Daily Spending
Rewards on everyday purchases
Earn 1 point for every $1 spent on everyday purchases
Max. Rewards
Earn 1 point for every $1 spent on everyday purchases
Rewards expiration
Points never expire while account is open and in good standing

our choice

Rating 4.5

  • Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
  • Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
  • Redeem Reward Points for travel, merchandise, events, experiences, gift cards and cash
  • No points maximum and your points never expire

our choice

20,000
Bonus
Points
Bonus Offer
Earn 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days
Earn More
on Your
Daily Spending
Rewards on everyday purchases
1 Reward Point for every $1 spent on all other purchases
Max. Rewards
Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications
Rewards expiration
Your points never expire
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer
0% Intro APR for 12 billing cycles on balance transfers made in the first 90 days
Regular APR
12.75% - 18.00% Variable APR
Balance Transfer Fee
None

our choice

Rating 4.1

  • $200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

our choice

200
Bonus
Cash Back
Bonus Offer
$200 bonus after opening a Rewards Checking account and making 3 debit card transactions**
Up to
1.5%
Cash Back
Max. Rewards
Earn 1.5% unlimited cash back on card purchases every time you make a payment
No
Annual Fee & Foreign Transaction Fee
Annual Fee
$0
Foreign Transaction Fee
$0
Late Payment Fee
$0

our choice

Rating 3.9

  • With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
  • Earn a 1% cash back reward on all other purchases
  • Up to $1,000 credit limit subject to credit approval
  • Pre-qualify without affecting your credit score
  • No deposits or program fee
  • Free access to your Vantage 3.0 score from Equifax

our choice

Earn Up to
3%
Cash Back
Max. Rewards
With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments
Rewards on everyday purchases
Earn a 1% cash back reward on all other purchases
Bonus Offer
Reporting
to the Major Consumer Reporting Agencies
Build Credit
Yes
Card Usage
Use Anywhere
Credit Check
Yes
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

our choice

Rating 3.8

  • Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Fast and easy application; response provided in seconds
  • $300 credit limit (subject to available credit)
  • Build your credit score with on-time payments and keeping your balance below the credit limit
  • Opportunity to request credit limit increase after twelve months, fee applies
  • Checking account required
  • Reports monthly to all three major credit bureaus
  • Manageable monthly payments
  • Perfect credit not required
  • Easy-to-use mobile app for management on the go!
  • *See rates, fees, costs & limitations, and rewards for complete offer and Revvi Rewards details^^

our choice

Reporting
to the Major Consumer Reporting Agencies
Build Credit
Yes
Card Usage
Use Anywhere
Credit Check
Yes
Unsecured Card
Annual Fee
$75 1st year, $48 after^
Regular APR
34.99%^
Late Payment Fee
Up to $40.00
Instant Response
Instant Response
Yes
Card Network
Visa®
Credit Check
Yes

our choice

Rating 3.7

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

our choice

Double Your Line
Credit Line
$300 - $1,000 credit limit doubles up to $2,000! (after first 6 monthly payments on time)*
Credit Check
Yes
Pre-Approval
See if you’re Pre-Qualified with no impact to your credit score
Reporting
to the Major Consumer
Reporting Agencies
Credit Bureau Reporting
Yes
Card Category
Unsecured
Checking Account Required
Yes
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

card offers FROM
DIGITAL CREDIT UNION

Digital Credit Union offers a few unique DCU credit card options that all come with their own perks and benefits.The credit card options that are currently being offered by DCU are the DCU Visa Platinum, DCU Visa Platinum Rewards and the DCU Visa Platinum secured card. All of the credit cards offered by DCU are Visa cards, which means these credit cards can be used at a wide range of places. Because these cards are Visa branded, they all come with Visa perks such as Visa travel benefits along with Visa warranty extension.

The DCU Visa Platinum card comes with no annual or membership fees, along with the lowest possible interest rate. This card has an APR that can be as low as 8.50% depending on creditworthiness. This card also comes with no cash advance fees along with no balance transfer fees. Another major perk of this card is that it comes with car rental collision coverage along with $500,000 in travel accident insurance.

The DCU Visa Platinum Rewards card is the only DCU credit card option that allows you to earn bonus rewards on your spending. This card allows cardholders to earn reward points on every purchase, these points can be redeemed for gift cards, merchandise, travel and much more. This credit card also comes with no annual or membership fees along with no cash advance or balance transfer fees. This card has an APR starting at 11.25% depending on creditworthiness.

The DCU Visa Platinum Secured card also comes with no annual or membership fees. The DCU secured credit card provides convenience for individuals who are trying to build or rebuild their credit. This credit card comes with an APR as low as 11.50% depending on creditworthiness. If this credit card does not seem to be exactly what you are looking for, then explore additional choices here.

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