GE Capital Retail Bank
CREDIT CARD ALTERNATIVES

GE Capital Retail Bank worked with businesses around the world to issue many different credit cards. Dealers and consumers globally could choose from a range of flexible financial products and services from GE Capital. The company offered credit cards as well as installment loans through different dealers, retailers and organizations.

GE Capital also offered co-branded credit cards through different retailers around the world. Co-branded credit cards are a specific type of credit cards that is typically sponsored by two companies, one company being a retailer and the other a bank or credit card issuer. Co-branded credit cards are usually used only for financing purchases from a certain retailer, but sometimes they can be used elsewhere as well. They are often tailored to include merchandise discounts or reward points when shopping from the retailer affiliated with the card. Earned rewards points are typically exchanged for reward certificates that can be redeemed at the affiliated retailer.

In addition to an extensive line of co-branded credit cards, GE Capital Bank provided a variety of private label credit cards. Private label credit cards are cards that are branded for a specific retailer. If the retailer is not the one in charge of managing the card, a third party would issue the card and collect all payments. These GE Capital cards could have promotional financing, fixed payments, and reward options.

GE Capital Retail credit card were a good option for someone who often shopped at a specific retailer. Although GE Capital Retail changed its name to Synchrony Bank, it still offers co-branded credit cards. If you are not interested in co-branded store credit cards, you can consider regular rewards credit cards, like the ones on this page.