ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Home Trust Bank
CREDIT CARD APPLICATIONS

Home Trust is one of Canada's major trust companies and offers a wide range of personal and business financial products and services. These include: mortgages, retail credit services, Visa cards and deposits. Home Trust Company caters to a certain segment of the Canadian market - those customers with less than perfect credit ratings whose special needs cannot be satisfied by larger Canadian banks.

So, if you cannot get credit cards with no fees and rewards due to past credit issues, insufficient payment history or insufficient income, a Home Trust Visa could be right for you. Take your time to examine its rates, fees and other important features.

Evaluate its credit-building services and apply online to rebuild or establish your credit today! Note that this card is secured and requires a collateral deposit to qualify.

Show more

THE BANK'S PRODUCTS ARE NOT AVAILABLE IN THE U.S.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

Rating 4.4

Good/Excellent Credit

REWARDS BONUS

  • Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

REWARDS

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

INTRO APR ON PURCHASES

  • N/A*

REGULAR APR

  • 19.95%*

ANNUAL FEE

  • $0*
Not available to the U.S. residents

Rating 2.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer87

REWARDS

  • No rewards87

INTRO APR ON PURCHASES

  • N/A87

REGULAR APR

  • 29.24%87

ANNUAL FEE

  • $087

Rating 4.5

Excellent/Good/Fair Credit

REWARDS BONUS

  • Sign up using this link to receive a $25 welcome offer.

REWARDS

  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 19.99%-29.99% (19.99%-24.99% for QC)

ANNUAL FEE

  • $0317
Viewing 1 - 2 of 3

our choice

Rating 4.4

Good/Excellent Credit

REWARDS BONUS

  • Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*

REWARDS

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

ANNUAL FEE

  • $0*

Rating 4.5

Excellent/Good/Fair Credit

REWARDS BONUS

  • Sign up using this link to receive a $25 welcome offer.

REWARDS

  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).

ANNUAL FEE

  • $0317

Rating 4.3

Good/Excellent Credit

REWARDS BONUS

  • Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.

REWARDS

  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.

ANNUAL FEE

  • $0*
Viewing 1 - 2 of 3

our choice

Rating 4.3

Excellent/Good/Fair/Poor Credit

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $500

REGULAR APR

  • 19.99%-29.99% (19.99%-24.99% for QC)

ANNUAL FEE

  • $0317

KEY FEATURE

  • $25 sign up bonus on account funding of $50.
Viewing 1 - 2 of 3

our choice

Rating 4.3

Any Credit

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $500

KEY FEATURE

  • $25 sign up bonus on account funding of $50.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0317

other alternatives TO HOME TRUST BANK
CREDIT CARDS

our choice

Rating 4.5

  • Sign up using this link to receive a $25 welcome offer.
  • No annual, monthly or overlimit fees.317
  • Apply in 3 minutes and start using your Neo Credit card instantly with Apple Pay or Google Pay.
  • Earn a guaranteed minimum of 0.5% cashback every month.319
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Rewards
Bonus Offer
Sign up using this link to receive a $25 welcome offer.
Max. Rewards
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0317
Foreign Transaction Fee
See terms
Late Payment Fee
See terms
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

our choice

Rating 4.4

  • Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.206

our choice

Great Rewards
Bonus Offer
Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00*
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See terms*

our choice

Rating 4.3

  • Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.162
  • Mastercard® Travel Pass Provided By DragonPass235

our choice

1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (19.95% after that).*
Regular APR
19.95%*
Balance Transfer Fee
3.00% of the amount transferred, or minimum of $5.00*
Great Rewards
Bonus Offer
Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
Max. Rewards
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
Rewards expiration
See terms*
$0
Annual Fee
Annual Fee
$0*
Foreign Transaction Fee
2.50%
Late Payment Fee
See terms*

our choice

Rating 4.2

  • $25 sign up bonus on account funding of $50.
  • Guaranteed approval card that earns you cashback.325
  • Free credit reporting.
  • No monthly or annual fees.317
  • Cash out your rewards at any time.
  • No hard credit check322 required to join.
  • Earn a guaranteed minimum of 0.5% cashback319 every month.
  • Earn 5% average cashback324 at restaurants, bars and cafes.
  • Earn 3% cashback on popular streaming, ride sharing and food delivery services.
  • Earn 2%+ cashback at retail partners (online and in-store).
  • Earn 1% cashback on gas and grocery.318
  • You can boost cashback offers at Neo partners323 if you upgrade to Premium account (get an average of up to 6% cashback!324).
  • Upgrade to Premium for more cashback + exclusive perks and features. The first month is free.
  • Note: this offer is only available in British Columbia, Alberta, Saskatchewan, Manitoba and Ontario.

our choice

Great Rewards
Bonus Offer
$25 sign up bonus on account funding of $50.
Max. Rewards
Earn 5% average cashback324 at restaurants, bars and cafes.
Rewards expiration
See terms
$0
Annual Fee
Annual Fee
$0317
Foreign Transaction Fee
See terms
Late Payment Fee
See terms

card offers FROM
HOME TRUST BANK

Home Trust bank offers you the credit you deserve, even if you've had credit problems in the past or have never applied for a credit card before. Home Trust Visa is one of the best secured credit cards available on the Canadian market today. It offers a great range of Visa benefits and conveniences while you are re-building or establishing your credit file. For example, using a Home Trust Visa card, you can make purchases online or by phone just about anywhere Visa is accepted.

You can even plan and book a vacation - a convenience not offered by the majority of secured bank deals out there. You can withdraw cash anytime and anywhere from millions of Visa ATM locations around the world. Plus, you can make purchases at over 24 million locations worldwide. And finally, as a Home Trust Visa card user, you are entitled to a 0$ liability fraud protection and purchase protection plan!

All of these benefits are available to you while you are building or rebuilding your financial history. However, remember that since it is a secured card, it requires you to post security in the form of a cash deposit for eligibility. The amount of the deposit determines your spending limit and can be as high as $10,000.

Show more

Don't know
what to choose?

FIND A CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS!

USE TOOL

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

Read more
See all questions

NOT SURE WHICH CARD TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT
CREDIT CARDS🜂

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail. Note: Please do not include personal information such as your SSN#, credit or debit account numbers.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

By providing my email information, I authorize Credit-Land to email me regarding products and services Credit-Land provides. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive emails from Credit-Land.

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!