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Home Trust Bank
CREDIT CARD APPLICATIONS
Home Trust is one of Canada's major trust companies and offers a wide range of personal and business financial products and services. These include: mortgages, retail credit services, Visa cards and deposits. Home Trust Company caters to a certain segment of the Canadian market - those customers with less than perfect credit ratings whose special needs cannot be satisfied by larger Canadian banks.
So, if you cannot get credit cards with no fees and rewards due to past credit issues, insufficient payment history or insufficient income, a Home Trust Visa could be right for you. Take your time to examine its rates, fees and other important features.
Evaluate its credit-building services and apply online to rebuild or establish your credit today! Note that this card is secured and requires a collateral deposit to qualify.
THE BANK'S PRODUCTS ARE NOT AVAILABLE IN THE U.S.
- Best Cards
- Excellent / Good Credit
- Fair / Bad Credit
- Limited/No Credit
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REWARDS BONUS
- Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
REWARDS
- Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
INTRO APR ON PURCHASES
- N/A*
REGULAR APR
- 19.95%*
REWARDS BONUS
- Sign up using this link to receive a $25 welcome offer.
REWARDS
- Earn a guaranteed minimum of 0.5% cashback every month.319
- Earn 5% average cashback324 at restaurants, bars and cafes.
- Earn 3% cashback on popular streaming, ride sharing and food delivery services.
- Earn 2%+ cashback at retail partners (online and in-store).
- Earn 1% cashback on gas and grocery.318
- You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 19.99%-29.99% (19.99%-24.99% for QC)
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REWARDS BONUS
- Apply for a Tangerine Money-Back Credit Card by April 30, 2024 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
REWARDS
- Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
REWARDS BONUS
- Sign up using this link to receive a $25 welcome offer.
REWARDS
- Earn a guaranteed minimum of 0.5% cashback every month.319
- Earn 5% average cashback324 at restaurants, bars and cafes.
- Earn 3% cashback on popular streaming, ride sharing and food delivery services.
- Earn 2%+ cashback at retail partners (online and in-store).
- Earn 1% cashback on gas and grocery.318
- You can boost cashback offers at Neo partners320 if you upgrade to Premium account (get an average of up to 6% cashback!324).
REWARDS BONUS
- Apply for a Tangerine World Mastercard® by April 30, 2024 and earn an extra 10% back* (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.
REWARDS
- Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
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CREDIT CHECK
- Yes
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $500
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CREDIT CHECK
- No
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $500
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card offers FROM
HOME TRUST BANK
Home Trust bank offers you the credit you deserve, even if you've had credit problems in the past or have never applied for a credit card before. Home Trust Visa is one of the best secured credit cards available on the Canadian market today. It offers a great range of Visa benefits and conveniences while you are re-building or establishing your credit file. For example, using a Home Trust Visa card, you can make purchases online or by phone just about anywhere Visa is accepted.
You can even plan and book a vacation - a convenience not offered by the majority of secured bank deals out there. You can withdraw cash anytime and anywhere from millions of Visa ATM locations around the world. Plus, you can make purchases at over 24 million locations worldwide. And finally, as a Home Trust Visa card user, you are entitled to a 0$ liability fraud protection and purchase protection plan!
All of these benefits are available to you while you are building or rebuilding your financial history. However, remember that since it is a secured card, it requires you to post security in the form of a cash deposit for eligibility. The amount of the deposit determines your spending limit and can be as high as $10,000.
questionsABOUT
CREDIT CARDS
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