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Home Trust Bank
CREDIT CARD APPLICATIONS
Home Trust is one of Canada's major trust companies and offers a wide range of personal and business financial products and services. These include: mortgages, retail credit services, Visa cards and deposits. Home Trust Company caters to a certain segment of the Canadian market - those customers with less than perfect credit ratings whose special needs cannot be satisfied by larger Canadian banks.
So, if you cannot get credit cards with no fees and rewards due to past credit issues, insufficient payment history or insufficient income, a Home Trust Visa could be right for you. Take your time to examine its rates, fees and other important features.
Evaluate its credit-building services and apply online to rebuild or establish your credit today! Note that this card is secured and requires a collateral deposit to qualify.
THE BANK'S PRODUCTS ARE NOT AVAILABLE IN THE U.S.
- Best Cards
- Excellent / Good Credit
- Fair / Bad Credit
- Limited/No Credit
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REWARDS BONUS
- You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.**
REWARDS
- Earn up to 5 points per dollar in eligible grocery and restaurant purchases* $comm_219 = "yes"; ?>
- 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases* $comm_219 = "yes"; ?>
- 1 point per 1 dollar in other purchases
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 20.99%
REWARDS BONUS
- You will earn 10,000 reward points if you charge a net purchase amount of $2,500 to the credit card within 3 months of opening your account.**
REWARDS
- Earn up to 2 points per dollar in eligible grocery and restaurant purchases* $comm_219 = "yes"; ?>
- 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
- 1 point per 1.5 dollars in other purchases
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 20.99%
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REWARDS BONUS
- Apply for a Tangerine Money-Back Credit Card by May 2nd, 2023 and earn an extra 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.*
REWARDS
- Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases.
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
REWARDS BONUS
- You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.**
REWARDS
- Earn up to 5 points per dollar in eligible grocery and restaurant purchases* $comm_219 = "yes"; ?>
- 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases* $comm_219 = "yes"; ?>
- 1 point per 1 dollar in other purchases
REWARDS BONUS
- You will earn 10,000 reward points if you charge a net purchase amount of $2,500 to the credit card within 3 months of opening your account.**
REWARDS
- Earn up to 2 points per dollar in eligible grocery and restaurant purchases* $comm_219 = "yes"; ?>
- 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
- 1 point per 1.5 dollars in other purchases
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CREDIT CHECK
- Yes
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $500
INSTANT RESPONSE
- Yes
GUARANTEED APPROVAL
- Yes
CREDIT CHECK
- No
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CREDIT CHECK
- No
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $500
CREDIT CHECK
- No
INSTANT RESPONSE
- No
MINIMUM LOAN AMOUNT
- $1,250
other alternatives TO HOME TRUST BANK
CREDIT CARDS
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Points
on Your
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(30 days)* $comm_26 = "yes"; ?>
(30 days)* $comm_26 = "yes"; ?>
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Points
on Your
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- You can earn 1% cash back on all of your purchases.220 $comm_220 = "yes"; ?>
- Get the card for $0 and keep your budget on track.
- There’s no fee to order the card, no fee to load it and no conversion fees when you make a purchase.
- Use the app to load up to 10 currencies at a time on the go. Shop wherever Visa is accepted.
- Advanced chip and pin technology keeps your money safe.
- Shop with foreign currency on global e-commerce sites.
- Apply. Load. Use everywhere and earn cash back.
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points
card offers FROM
HOME TRUST BANK
Home Trust bank offers you the credit you deserve, even if you've had credit problems in the past or have never applied for a credit card before. Home Trust Visa is one of the best secured credit cards available on the Canadian market today. It offers a great range of Visa benefits and conveniences while you are re-building or establishing your credit file. For example, using a Home Trust Visa card, you can make purchases online or by phone just about anywhere Visa is accepted.
You can even plan and book a vacation - a convenience not offered by the majority of secured bank deals out there. You can withdraw cash anytime and anywhere from millions of Visa ATM locations around the world. Plus, you can make purchases at over 24 million locations worldwide. And finally, as a Home Trust Visa card user, you are entitled to a 0$ liability fraud protection and purchase protection plan!
All of these benefits are available to you while you are building or rebuilding your financial history. However, remember that since it is a secured card, it requires you to post security in the form of a cash deposit for eligibility. The amount of the deposit determines your spending limit and can be as high as $10,000.
questionsABOUT
CREDIT CARDS
I need to know the actual limit and the interest rates. I get many of these offers and trying to make a sound decision. I have rebuilt my credit and not interested in a company that charges sky high interest rates.
There are numerous factors that are considered when the issuer determines what credit limit to extend and at what interest rate. Of course, your credit score is a major factor, but issuers also consider your monthly...
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Read moreAre there any cards available to Canadians?
We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.
Read morecomments ABOUT
CREDIT CARDS🜂