Home Trust Bank Credit Cards Application

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Home Trust Bank Credit Cards

Home Trust is one of Canada's major trust companies and offers a wide range of personal and business financial products and services. These include: mortgages, retail credit services, Visa cards and deposits. Home Trust Company caters to a certain segment of the Canadian market - those customers with less than perfect credit ratings whose special needs cannot be satisfied by larger Canadian banks.

So, if you cannot get credit cards with no fees and rewards due to past credit issues, insufficient payment history or insufficient income, a Home Trust Visa could be right for you. Take your time to examine its rates, fees and other important features.

Evaluate its credit-building services and apply online to rebuild or establish your credit today! Note that this card is secured and requires a collateral deposit to qualify.

Card Offers from Home Trust Bank

Excellent / Good Credit
Secured Visa®
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Summary of Card Features:
  • Make purchases over the phone or online.87
  • Plan and book a vacation.87
  • Access cash anytime, anywhere from over 1 million ATMs around the world displaying the Visa or Plus logo.87
  • Shop at over 24 million locations worldwide.87
  • Make purchases over the phone or online.87
Card Features:
Minimum Credit HistoryExcellent / Good
Intro APR on Purch.n/a87
Intro APR on Bal. Tr.n/a87
Regular APR19.99%87
Annual Fee$087
Application Processing FeeSee terms
Instant ResponseNo
See card details

87 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

Card Offers from Home Trust Bank

Home Trust bank offers you the credit you deserve, even if you've had credit problems in the past or have never applied for a credit card before. Home Trust Visa is one of the best secured credit cards available on the Canadian market today. It offers a great range of Visa benefits and conveniences while you are re-building or establishing your credit file. For example, using a Home Trust Visa card, you can make purchases online or by phone just about anywhere Visa is accepted.

You can even plan and book a vacation - a convenience not offered by the majority of secured bank deals out there. You can withdraw cash anytime and anywhere from millions of Visa ATM locations around the world. Plus, you can make purchases at over 24 million locations worldwide. And finally, as a Home Trust Visa card user, you are entitled to a 0$ liability fraud protection and purchase protection plan!

All of these benefits are available to you while you are building or rebuilding your financial history. However, remember that since it is a secured card, it requires you to post security in the form of a cash deposit for eligibility. The amount of the deposit determines your spending limit and can be as high as $10,000.

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