ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Horizon Card Services

Horizon
CARD APPLICATIONS

Horizon Card Services is a company that offers lines of credit to the consumers with imperfect credit history. The Horizon cards are so called shopping credit accounts, which can be used for shopping online exclusively at their website thehorizonoutlet.com. These Horizon Card Services cards are good for consumers with bad credit. If you prefer online shopping but have some problems with getting a credit card, consider the offers below.

Show more
Regular APR
Annual Fee
Instant Response
Credit Bureaus Reporting
Hide
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Hide
Apply for Horizon Gold - Credit-Land.com

Rating 3.8

APPLY

Bad/No Credit
Regular APR
0.00%
Annual Fee
See Terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Group One Freedom Card - Credit-Land.com

Rating 3.5

APPLY

Bad Credit
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Bad Credit, Low Score? No Problem!
  • Build your Credit with responsible handling of your account
  • Receive a $500 Credit Line
  • Easy Application with Immediate Results
  • No Credit Check

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Innovation Platinum - Credit-Land.com

Rating 3.5

APPLY

Bad Credit
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $500 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Independence Gold Card - Credit-Land.com

Rating 3.5

APPLY

Bad Credit
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • $500 Credit Limit
  • Fast and Easy Application
  • No Employment or Credit Check

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Merit Platinum Card - Credit-Land.com

Rating 3.5

APPLY

Fair/Bad/No Credit
Regular APR
0.00%
Annual Fee
See terms
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Bad Credit, No Credit? No Problem!
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check
  • Instant $500 Credit Line.

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Freedom Gold Card - Credit-Land.com

Rating 3.5

APPLY

Damage credit to Fair credit
Regular APR
0.00%
Annual Fee
See website for Details*
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • $500 Unsecured Credit Limit
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Reports to a Major Bureau
  • Bad Credit - OK
  • See website for Details*

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Apply for Net First Platinum - Credit-Land.com

Rating 3.7

APPLY

Damaged credit to Fair credit
Regular APR
0.00%
Annual Fee
See website for Details*
Instant Response
Yes
Credit Bureaus Reporting
Yes
  • Instant Approval / $500 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications

0% Intro APR on Purchases

Intro APR on Purchases:
n/a

Ongoing APR on Purchases:
0.00%

Instant Response

Reporting to the Major Consumer Reporting Agencies

No Credit Check

Horizon Cards:
how do they work?

Horizon cards are shopping credit accounts. They are similar to credit or debit cards but give you access to a credit account tied to a particular shopping website. The Horizon cards do not bear Visa®, Mastercard®, American Express or Discover® logos on them. This means the cards cant be used outside the shopping site.

Being tied to a particular Horizon outlet store, the Horizon cards give lots of perks like exclusive offers, various benefits, discounts, and flexibility to make payments. And since the site offers all kinds of goods from clothes to electronics, you can save a lot buying all you need at low price and at one place.

Except various benefits, Horizon Services provides their cards with additional services like privacy protection and legal assistance. Also, they offer coverage if the delivery is not prompt.

Most shopping cards report your credit performance to one or more credit bureaus. Horizon Card Services reports credit accounts to at least one major credit bureau. So, if you manage your account wisely, you may improve your credit score just doing what you like most - shopping!

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

Read more
See all questions

NOT SURE WHICH CARD TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT Horizon Card Services
CREDIT CARDS

explore CREDIT OFFERS FROM
OTHER BANKS

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!