Compare Legacy Credit Union Credit Card with Other Offers

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Legacy Bank

Legacy Credit Union Credit Card Alternatives

Legacy Community Federal Credit Union was founded in 1955 and originally served the University of Alabama at Birmingham (UAB) community. However, in 2006 they expanded to serve several counties in Alabama including St. Clair, Blount, Walker, Chilton, Bibb, Shelby and Jefferson which make up the Greater Birmingham Metropolitan Area. Legacy provides a wide variety of financial services including but not limited to loans, banking and credit cards.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to Legacy Credit Union Cards:
for
See Other Cards
Compare Legacy Credit Union Cards with the Other Offers
Card Type
Intro APR on Purchases
Regular APR
Annual Fee
Application Processing Fee
Legacy Credit Union Cards:
Featured Alternatives to Legacy Credit Union Cards:
Excellent, Good Credit
Excellent, Good Credit
Fair Credit
Excellent / Good Credit
Excellent / Good Credit
Discover it® Miles Discover it® Cash Back Credit One Bank® Platinum Visa® with Cash Back Rewards Visa Platinum Credit Card Visa Platinum Preferred Credit Card
Discover it® Miles Discover it® Cash Back Credit One Bank® Platinum Visa® with Cash Back Rewards
Unfortunately,
we do not currently offer
online application
for this card
Unfortunately,
we do not currently offer
online application
for this card
Credit Card
Credit Card
Credit Card
Credit Card
Credit Card
0% (14 months)
0% (14 months)
N/A
n/a30
n/a30
13.99% - 24.99% Variable
13.99% - 24.99% Variable
19.99% - 25.99% Variable
12.90%30
8.90%30
$0
$0
$0 - $99
0%30
0%30
See terms
See terms
See terms
See terms
See terms

Other Alternatives to Legacy Credit Union Cards:

WebBank/Fingerhut Credit Account
Compare

Expert Rating:

Card Details
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
n/a See Terms $0 See Terms Yes
See card details
Credit One Bank® Platinum Visa®
Compare

Expert Rating:

Card Details
  • Enjoy peace of mind with $0 Fraud Liability
  • Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
  • View updates to your Experian credit score with free online access, terms apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Access your account on-the-go with the Credit One Bank mobile app
  • Never miss an account update with customizable text and email alerts
  • Show off your personality by selecting from a variety of card designs, a fee may apply
Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A 19.99% - 25.99% Variable $0 - $99 See terms Yes
See card details
Milestone® Mastercard® with Free Choice of Card Image
Compare

Expert Rating:

Card Details
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Annual Fee Application Processing Fee
N/A N/A 23.9% $35 - $99* See Terms*
See card details

Legacy Credit Union Credit Cards Advantages

Legacy Credit Union offers two credit cards, the Visa Platinum Preferred and the Visa Platinum. A Legacy Visa can be used anywhere Visa is accepted. The Legacy credit cards are similar in several ways. However, each legacy credit card is also very different.

The similarities are that both cards offer no minimum finance charge and a 25-day grace period. This means that you will not be charged a finance charge as long as you do not carry a balance. You have 25 days after your statement closes before accruing any finance charges. Both cards also have no annual fee, no balance transfer fee, no cash advance fee and no penalty APR. Both cards also provide e-statements and Internet account access.

The main difference between the two Legacy Visa cards is the annual percentage rates. The Legacy Visa Platinum has an APR of 12.90% while the Visa Platinum Preferred has an APR of 8.90%. This might not seem like a big difference but it is. The other major difference is that only the Visa Platinum Preferred allows you to earn rewards Scorecard Rewards.

Scorecard Rewards allows members to redeem points for merchandise, gift cards and airline travel. You will get the most out of your rewards by saving huge amounts and using them for airline travel. Most other redemption methods will give you less than a penny for a point. Depending on what you redeem the rewards for, point values can range from .46 cents on a two way radio for 4,300 points to .88 cents for two Fandango movie tickets at 2,500 points.

If you had to choose between the two cards, the Legacy Visa Platinum Preferred is by far superior. Although both cards come with good features the difference in the APR is significant. Not to mention the rewards. If you want to find more ways to make each swipe go further compare some other cards here.

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!