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Morgan Stanley UK
CREDIT CARD APPLICATIONS

In both Europe and the UK, Morgan Stanley is one of the prominent financial services organizations with a long-term client relationship and a leading role in major financial transactions. Morgan Stanley Bank in the UK offers a range of low APR and fee-free credit cards with tempting introductory periods on purchases and balance transfers.

Morgan Stanley's Gold and Platinum cards provide many valuable benefits including online fraud protection, online account management, worldwide acceptance and more. Note that all Morgan Stanley credit cards are issued to customers with good to excellent credit scores only.

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THE BANK'S PRODUCTS ARE NOT AVAILABLE IN THE U.S.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0
Not available to the U.S. residents

Rating 2.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer89

REWARDS

  • No rewards89

INTRO APR ON PURCHASES

  • 0%
    (6 months)89

REGULAR APR

  • 15.9%89

ANNUAL FEE

  • None89

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0
Viewing 1 - 2 of 3

our choice

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases

ANNUAL FEE

  • $0

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment

ANNUAL FEE

  • $0

Rating 4.1

Excellent/Good Credit

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

REWARDS

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Viewing 1 - 2 of 3

our choice

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 29.99% or 36% Fixed

ANNUAL FEE

  • As low as $85

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 29.99% or 36% Fixed

ANNUAL FEE

  • As low as $85

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

Rating 3.7

Bad, Fair, Good Credit

INTRO APR ON PURCHASES

  • See website for Details*

REGULAR APR

  • 35.90% Fixed

ANNUAL FEE

  • $75 - $125

KEY FEATURE

  • See if you’re Pre-Qualified without impacting your credit score
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our choice

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • As low as $85

Rating 3.7

Bad, Fair, Good Credit

KEY FEATURE

  • See if you’re Pre-Qualified without impacting your credit score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $75 - $125

Rating 3.6

Any Credit Welcome

CREDIT CHECK

  • No

INSTANT RESPONSE

  • No

MINIMUM LOAN AMOUNT

  • $100

other alternatives TO MORGAN STANLEY UK
CREDIT CARDS

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
  • Pay your balance in full early each month and avoid interest with EarlyPay*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0
$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards
3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a Statement Credit
Bonus Offer
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee
None
Annual Fee
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee
Up to $25

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
  • No annual fee
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards
3% cash back on Home, Auto and Health Categories
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere

our choice

$200
Cash Back Bonus
Bonus Offer
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
1.5%
Cash Back
Max. Rewards
Earn 1.5% unlimited cash back on card purchases every time you make a payment
$0
Annual Fee
Annual Fee
$0
Foreign Transaction Fee
Up to 3%
Late Payment Fee
$0

our choice

Rating 3.9

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your VantageScore 4.0 score from TransUnion®

our choice

Up to
3%
Cash Back
Max. Rewards
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Rewards on everyday purchases
Earn 1% Cash Back Rewards* on all other eligible purchases
Redemption Options
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit
Yes
Card Usage
Use Anywhere
Credit Check
Yes
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

our choice

Rating 3.7

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

our choice

Double Your Line
Credit Line
$300 - $1,000 credit limit doubles up to $2,000! (after first 6 monthly payments on time)*
Credit Check
Yes
Pre-Approval
See if you’re Pre-Qualified with no impact to your credit score
Reporting
to the Major Consumer
Reporting Agencies
Credit Bureau Reporting
Yes
Card Category
Unsecured
Checking Account Required
Yes
Instant Response
Instant Response
Yes
Card Network
Mastercard®
Credit Check
Yes

card offers FROM
MORGAN STANLEY UK

In addition to the excellent balance transfer rate, the Virgin credit card comes with a low APR on purchases, no annual fee and a long interest-free grace period. Plus, an eligible customer can also participate in an exclusive discount scheme, free purchase protection insurance, free travel accident insurance and easy access to their account online or by phone.

The attractive discount scheme helps you save money on all Virgin group purchases and beyond! For example, you can save up to 10% on Virgin wines, Virgin holidays, Virgin trains and plenty more. Remember to check the terms and conditions of the discount program as it may vary from card to card. You save even more with the competitive interest rates!

The card offers a 0% introductory APR on both purchases and balance transfers, and an average rate after the introductory period. Apply online today and save on interest charges whether you are planning on shopping or making a balance transfer! The Virgin Money bank card provides customers with standard Mastercard benefits and conveniences.

It means that you can use your card at millions of locations worldwide, you also have 24/7 customer service assistance and can access your account anytime and anywhere. Apply online now!

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