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Morgan Stanley UK
CREDIT CARD APPLICATIONS

In both Europe and the UK, Morgan Stanley is one of the prominent financial services organizations with a long-term client relationship and a leading role in major financial transactions. Morgan Stanley Bank in the UK offers a range of low APR and fee-free credit cards with tempting introductory periods on purchases and balance transfers.

Morgan Stanley's Gold and Platinum cards provide many valuable benefits including online fraud protection, online account management, worldwide acceptance and more. Note that all Morgan Stanley credit cards are issued to customers with good to excellent credit scores only.

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THE BANK'S PRODUCTS ARE NOT AVAILABLE IN THE U.S.

  • Best Cards
  • Excellent / Good Credit
  • Fair / Bad Credit
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**

REWARDS

  • 1.5% unlimited cash back on every purchase

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0
Not available to the U.S. residents

Rating 2.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer89

REWARDS

  • No rewards89

INTRO APR ON PURCHASES

  • 0%
    (6 months)89

REGULAR APR

  • 15.9%89

ANNUAL FEE

  • None89

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0
Viewing 1 - 2 of 3

our choice

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories

ANNUAL FEE

  • $0

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**

REWARDS

  • 1.5% unlimited cash back on every purchase

ANNUAL FEE

  • $0

REWARDS BONUS

REWARDS

  • Turn everyday purchases into 1.5% Cashback Rewards!

ANNUAL FEE

Viewing 1 - 2 of 3

our choice

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 36% Fixed

ANNUAL FEE

  • $85 - $175 first year, $229 thereafter

KEY FEATURE

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 36% Fixed

ANNUAL FEE

  • $85 - $175 first year, $229 thereafter

KEY FEATURE

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases

Rating 3.7

Bad, Fair, Good Credit

INTRO APR ON PURCHASES

  • See website for Details*

REGULAR APR

  • 35.90% Fixed

ANNUAL FEE

  • $75 - $125

KEY FEATURE

  • See if you Pre-Qualify with No Impact to your Credit Score
Viewing 1 - 2 of 3

our choice

KEY FEATURE

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $85 - $175 first year, $229 thereafter

Rating 3.7

Bad, Fair, Good Credit

KEY FEATURE

  • See if you Pre-Qualify with No Impact to your Credit Score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $75 - $125

Rating 3.6

Any Credit Welcome

CREDIT CHECK

  • No

INSTANT RESPONSE

  • No

MINIMUM LOAN AMOUNT

  • $100

other alternatives TO MORGAN STANLEY UK
CREDIT CARDS

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
  • No annual fee
  • Pay no interest when you pay your full balance early*
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for everyday expenses and large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

our choice

$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards:
3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities
Rewards on everyday purchases:
Unlimited 1% cash back on all other purchases
Redemption Options:
See terms

our choice

Rating 3.4

  • Guaranteed $700 credit limit if approved.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Don't Have Perfect Credit? No Problem!
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.

our choice

$700
Credit Limit
Security Deposit:
No
Credit Line:
$700
Credit Line Increase:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use nationwide wherever Mastercard is accepted
Credit Check:
Yes
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards:
3% unlimited cash back on every purchase in Home, Health, and Auto categories
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions**
Unlimited
1.5%
Cash Back
Rewards on Everyday Purchases:
1.5% unlimited cash back on every purchase
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

our choice

Rating 3.9

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your Credit Score
  • *See Program Terms for important information about the cash back rewards program.
  • ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
  • Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

our choice

Up to
3%
Cash Back
Max. Rewards:
Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities
Rewards on everyday purchases:
Earn 1% Cash Back Rewards* on all other eligible purchases
Redemption Options:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use Anywhere Mastercard is Accepted
Credit Check:
Yes
Up to
$1,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms

our choice

Rating 3.7

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

our choice

Up to
$1,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $1,000 Initial Credit Limit
Credit Line Increase:
See terms
Reporting
to the Major Consumer Reporting Agencies
Credit Bureau Reporting:
Yes
Card Category:
Unsecured
Checking Account Required:
Yes
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

card offers FROM
MORGAN STANLEY UK

In addition to the excellent balance transfer rate, the Virgin credit card comes with a low APR on purchases, no annual fee and a long interest-free grace period. Plus, an eligible customer can also participate in an exclusive discount scheme, free purchase protection insurance, free travel accident insurance and easy access to their account online or by phone.

The attractive discount scheme helps you save money on all Virgin group purchases and beyond! For example, you can save up to 10% on Virgin wines, Virgin holidays, Virgin trains and plenty more. Remember to check the terms and conditions of the discount program as it may vary from card to card. You save even more with the competitive interest rates!

The card offers a 0% introductory APR on both purchases and balance transfers, and an average rate after the introductory period. Apply online today and save on interest charges whether you are planning on shopping or making a balance transfer! The Virgin Money bank card provides customers with standard Mastercard benefits and conveniences.

It means that you can use your card at millions of locations worldwide, you also have 24/7 customer service assistance and can access your account anytime and anywhere. Apply online now!

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