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New Millennium Bank
CREDIT CARD ALTERNATIVES

New Millennium Bank is a community bank for consumers and businesses. The bank provides financial products and services to consumers with low to moderate income and underserved communities. Consumers with bad credit history will find all of the products and services they need or really want. New Millennium Bank offers checking, savings, and lending products.


However, the bank does not offer credit card offers at the moment. Luckily, there are plenty of other credit card offers for people with bad credit out there. You can check some of the best credit cards for bad credit from our partners below.

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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Unsecured Cards
  • Secured Cards
  • Personal Loans
Viewing 1 - 2 of 3

our choice

Experian® Personal Loans Match

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Rating 4.8

Any Credit

MINIMUM AGE OF A BORROWER

  • 18

CHECKING ACCOUNT REQUIRED

  • Yes

EMPLOYMENT REQUIRED

  • Yes

MINIMUM INCOME REQUIRED

  • See terms

Secured Black Diamond MasterCard®/Visa®

Secured Black Diamond MasterCard®/Visa®
Not Available
Offer is not available

Rating 2.0

Bad / No Credit

KEY FEATURE

  • Credit limits up to $10,00065

CREDIT REPORTING

  • No

ANNUAL FEE

  • $5965

Surge® Platinum Mastercard®

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Rating 3.7

Bad, Fair, Good Credit

KEY FEATURE

  • See if you’re Pre-Qualified without impacting your credit score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $75 - $125
Viewing 1 - 2 of 3

our choice

Fortiva® Mastercard® Credit Card

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APPLY NOW

Rating 3.9

Fair Credit

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • See Terms

Aspire® Cash Back Reward Card

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Rating 3.9

Fair Credit

KEY FEATURE

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • See Terms

Reflex® Platinum Mastercard®

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Rating 3.7

Fair/Poor/Bad/Limited Credit

KEY FEATURE

  • See if you’re Pre-Qualified with no impact to your credit score

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $75 - $125
Viewing 1 - 2 of 3

our choice

OpenSky® Plus Secured Visa® Credit Card

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Rating 4.4

Bad/No Credit

KEY FEATURE

  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!

REGULAR APR

  • 29.99% (variable)

ANNUAL FEE

  • $0

Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Rating 3.5

Poor/Fair/Limited/Damaged

KEY FEATURE

  • Absolutely No Credit Check or Minimum Credit Score Required

REGULAR APR

  • 9.99% Fixed

ANNUAL FEE

  • $48

OpenSky® Secured Visa® Credit Card

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Rating 4.1

Bad/No Credit

KEY FEATURE

  • No credit check to apply. Zero credit risk to apply!

REGULAR APR

  • 25.64% (variable)

ANNUAL FEE

  • $35
Viewing 1 - 2 of 3

our choice

Kikoff Credit Builder

Apply for Kikoff Credit Builder - Credit-Land.com
APPLY NOW

Rating 5.0

Any Credit

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

Experian® Personal Loans Match

Apply for Experian® Personal Loans Match - Credit-Land.com
APPLY NOW

Rating 4.8

Any Credit

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Kovo - Credit Builder Account

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Rating 5.0

Any Credit

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

other alternatives TO NEW MILLENNIUM BANK
CREDIT CARDS

Aspire® Cash Back Reward Card

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Compare
APPLY NOW

Fair Credit
Get Your Free Credit Score Online

our choice

Rating 3.9

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your VantageScore 4.0 score from TransUnion®†
  • *See Program Terms for important information about the cash back rewards program.
  • **Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
  • †Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

our choice

Up to
3%
Cash Back
Max. Rewards:
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Rewards on everyday purchases:
Earn 1% Cash Back Rewards* on all other eligible purchases
Redemption Options:
See terms
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use Anywhere Mastercard® is Accepted
Credit Check:
Yes
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

FIT™ Platinum Mastercard®

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Compare
APPLY NOW

Fair/Poor/Bad Credit
Get Your Free Credit Score Online

our choice

Rating 3.7

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required

our choice

Double Your Line
Credit Line:
Initial Credit Limit of $400 doubles to $800! (after first 6 monthly payments on time)
Credit Check:
Yes
Pre-Approval:
No
Build Your Credit
Build Credit:
Yes
Credit Line:
Initial Credit Limit of $400 doubles to $800! (after first 6 monthly payments on time)
Card Usage:
Use Anywhere Mastercard® is Accepted
Reporting
to the Major Consumer Reporting Agencies
Credit Bureau Reporting:
Yes
Card Category:
Unsecured
Checking Account Required:
Yes

Reflex® Platinum Mastercard®

Apply for Reflex® Platinum Mastercard® - Credit-Land.com
Compare
APPLY NOW

Fair/Poor/Bad/Limited Credit
Get Your Free Credit Score Online

our choice

Rating 3.7

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required

our choice

Double Your Line
Credit Line:
$300 - $1,000 credit limit doubles up to $2,000! (after first 6 monthly payments on time)*
Credit Check:
Yes
Pre-Approval:
See if you’re Pre-Qualified with no impact to your credit score
Reporting
to the Major Consumer Reporting Agencies
Credit Bureau Reporting:
Yes
Card Category:
Unsecured
Checking Account Required:
Yes
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes

Fortiva® Mastercard® Credit Card

Apply for Fortiva® Mastercard® Credit Card - Credit-Land.com
Compare
APPLY NOW

Fair Credit
Get Your Free Credit Score Online

our choice

Rating 3.9

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free access to your VantageScore 4.0 score from TransUnion®†
  • *See Program Terms for important information about the cash back rewards program.
  • **Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
  • †Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

our choice

Up to
3%
Cash Back
Max. Rewards:
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Rewards on everyday purchases:
Earn 1% Cash Back Rewards* on all other eligible purchases
Redemption Options:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Mastercard®
Credit Check:
Yes
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Good anywhere Mastercard® is accepted
Credit Check:
Yes

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what to choose?

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