ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

OneWest Bank
CARD APPLICATIONS

OneWest Bank®, a division of First Citizens Bank, is a Southern California's regional bank. They offer personalized, relationship-based financial products at competitive rates to their customers. They serve small businesses offering them checking accounts, savings accounts, and online banking. To the consumers the bank offers as credit cards as prepaid cards among other products. The cards they offer are simple, flexible in use and easy to manage online.

Show more

UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
Viewing 1 - 2 of 3

our choice

Rating 4.2

Limited / No Credit

Activation Fee

  • See terms

Maintenance Fee

  • See terms

Credit Check

  • Yes

Overdraft Available

  • No

Direct Deposit

  • Free
Offer is not available

Rating 3.0

Bad / No Credit

Activation Fee

  • $59.4216

Maintenance Fee

  • $4.95216

Credit Check

  • No

Overdraft Available

  • No

Direct Deposit

  • Free

Activation Fee

  • $0

Maintenance Fee

  • $0 with eligible direct deposit

Credit Check

  • No

Overdraft Available

  • Yes

Direct Deposit

  • Free
Viewing 1 - 2 of 3
Viewing 1 - 2 of 3
Viewing 1 - 2 of 3

other alternatives TO ONEWEST BANK
CARDS

our choice

Rating 4.2

  • Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.1
  • No interest. No credit checks. No deposit required.
  • Track your spending & credit score—follow your progress with Credit Journey on the Extra App
  • Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store1
  • Use your bank—keep your money where you want, while spending smarter with Extra.1
  • 1The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.

our choice

Card Type
Card Type
Debit
Card Network
Mastercard
Card Usage
Your Extra Card can be used anywhere Mastercard is accepted.
No Credit Check
Instant Response
Yes
Guaranteed Approval
N/A
Credit Check
No
Overdraft Available
Overdraft Available
Yes
Overdraft Fee
See terms
Maximum Overdraft Limit
See terms

our choice

Rating 4.2

  • Grow Credit is committed to helping the over 100 million Americans who have no or bad credit
  • 0% interest and completely free with no security deposit required for qualifying customers*
  • Grow Credit allows customers to build credit by paying for their subscription services or cell phone bills; with time, customers build a strong repayment history and establish a better financial future
  • Grow Credit is committed to helping people who have been underserved or ignored by financial institutions
  • By using Grow Credit, customers are empowered to build a strong future for themselves and their families
  • Customers link their Grow MasterCard monthly subscriptions to the card and the amount is automatically deducted from their bank accounts every month and then reported to all three credit bureaus
  • *Here is information about our underwriting criteria, which is determined by recent banking activity rather than credit scores.

our choice

Mastercard
prepaid card
Card Network
Mastercard
Activation Fee
See terms
Paper Statement Fee
See terms
Instant Response
Instant Response
Yes
Guaranteed Approval
No
Credit Check
Yes

our choice

Rating 4.2

  • Get the debit card & app that helps kids learn about budgeting.
  • A debit card to support kids' financial independence.
  • Choose from 45+ debit card designs & customize your card, too.
  • Zero Liability Protection by Mastercard®.
  • Real-time spending notifications.
  • GoHenry blocks unsafe spending categories.
  • Easily block and unblock cards.
  • FDIC-insured accounts up to $250,000.

our choice

Guaranteed Approval
Instant Response
Yes
Guaranteed Approval
It takes just one minute to open your online account. (No credit card required)
Credit Check
No
Mastercard
prepaid card
Card Network
Mastercard
Activation Fee
See terms
Paper Statement Fee
See terms

our choice

Rating 4.2

  • Raise financially smart kids.
  • Send money instantly to your kids' accounts anytime, anywhere.
  • Real-time transaction notifications.
  • Store-specific spend controls and ATM parental controls.
  • Track all historic activity in your kids’ Spend, Save and Give accounts.
  • Switch the card on/off from the app.

our choice

Mastercard
prepaid card
Card Network
Mastercard
Activation Fee
No
Paper Statement Fee
N/A
No Credit Check
Instant Response
No
Guaranteed Approval
Yes!
Credit Check
No

card offers FROM
ONEWEST BANK

OneWest Bank is a regional savings bank with retail branches located throughout Southern California. The bank offers retail banking, business banking, home landing, and mortgage services. OneWest Bank focuses on its commitment as a regional bank dedicated to personalized customer service, One Person at a Time®.

OneWest Bank has its own OneWest Foundation, a non-profitable organization that provides affordable housing, education, and financial literacy. Also, the bank has different calculators and financial tools which allow you to explore your options and make educated decisions. Have you ever thought what will it take to become a millionaire? Use one of the OneWest Bank's financial calculators and find it out!

For sub-prime consumers bank offers prepaid products. The OneWest Bank prepaid cards bare Mastercard logo and accepted worldwide. The bank dives you the opportunity to manage your finances with more flexibility. You can access your account whenever or wherever you are. You do not need a bank account to get a OneWest Bank prepaid card. And you can load and reload your prepaid card at any OneWest Bank branch or via Greed Dot.

OneWest Bank prepaid card is a convenient way to make purchases, to get cash when you need, and to pay your bills without delays.

Show more

Don't know
what to choose?

FIND A CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS!

USE TOOL

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

Read more
See all questions

NOT SURE WHICH CARD TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT
CREDIT CARDS🜂

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail. Note: Please do not include personal information such as your SSN#, credit or debit account numbers.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

By providing my email information, I authorize Credit-Land to email me regarding products and services Credit-Land provides. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive emails from Credit-Land.

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!