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ADVERTISING DISCLOSURE:
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OneWest Bank
CARD APPLICATIONS

OneWest Bank®, a division of First Citizens Bank, is a Southern California's regional bank. They offer personalized, relationship-based financial products at competitive rates to their customers. They serve small businesses offering them checking accounts, savings accounts, and online banking. To the consumers the bank offers as credit cards as prepaid cards among other products. The cards they offer are simple, flexible in use and easy to manage online.

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UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
Viewing 1 - 2 of 3

our choice

Rating 4.6

All Credit Types Considered

Activation Fee

  • $0

Maintenance Fee

  • No monthly fees with eligible direct deposit, otherwise $5 per month

Credit Check

  • No

Overdraft Available

  • Yes

Direct Deposit

  • Free
Offer is not available

Rating 3.0

Bad / No Credit

Activation Fee

  • $59.4216

Maintenance Fee

  • $4.95216

Credit Check

  • No

Overdraft Available

  • No

Direct Deposit

  • Free

Activation Fee

  • $0

Maintenance Fee

  • $0 with eligible direct deposit

Credit Check

  • No

Overdraft Available

  • Yes

Direct Deposit

  • Free
Viewing 1 - 2 of 3
Viewing 1 - 2 of 3
Viewing 1 - 2 of 3

other alternatives TO ONEWEST BANK
CARDS

our choice

Rating 4.6

  • The Ultimate Mobile Bank Account.
  • Get your government benefits up to 4 days early. Plus, direct deposit unlocks exclusive perks!
  • Get your pay up to 2 days early with eligible direct deposit.
  • No monthly fees with eligible direct deposit, otherwise $5 per month.
  • No hidden fees.
  • No minimum balance to open an account online.
  • Fees, terms and conditions apply. Learn more at www.go2bank.com.

our choice

Visa
Prepaid Card
Card Network:
Visa
Activation Fee:
$0
Paper Statement Fee:
See terms
No Credit Check
Instant Response:
No
Guaranteed Approval:
N/A
Credit Check:
No
Overdraft Available
Overdraft Available:
Yes
Overdraft Fee:
$15 for each transaction that is greater than $5 and overdraws your primary deposit account by more than $10, up to a maximum of ten overdraft fees per monthly statement period
Maximum Overdraft Limit:
Up to $200 with opt-in and eligible direct deposit

our choice

Rating 3.9

  • Bank-level encryption
  • Chip and PIN-protected transactions
  • Acorns Early blocks unsafe spending categories
  • Secure PIN recovery in the app
  • FDIC-insured up to $250,000 through a partner bank
  • Zero Liability Protection by Mastercard®
  • Real-time spending notifications
  • Easily block and unblock cards

our choice

Mastercard
Prepaid Card
Card Network:
Mastercard®
Activation Fee:
See terms
Paper Statement Fee:
See terms
No Credit Check
Instant Response:
No
Guaranteed Approval:
Yes!
Credit Check:
No

our choice

Rating 4.2

  • Raise financially smart kids.
  • Send money instantly to your kids' accounts anytime, anywhere.
  • Real-time transaction notifications.
  • Store-specific spend controls and ATM parental controls.
  • Track all historic activity in your kids’ Spend, Save and Give accounts.
  • Switch the card on/off from the app.

our choice

Mastercard
Prepaid Card
Card Network:
Mastercard
Activation Fee:
No
Paper Statement Fee:
N/A
No Credit Check
Instant Response:
No
Guaranteed Approval:
Yes!
Credit Check:
No

our choice

Rating 4.6

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

our choice

Great Rewards
Rewards on Everyday Purchases:
Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
Mastercard
Prepaid Card
Card Network:
Mastercard®
Activation Fee:
$0
Paper Statement Fee:
$5.95
Overdraft Available
Overdraft Available:
Yes
Overdraft Fee:
$15
Maximum Overdraft Limit:
Up to $200 with opt-in and eligible direct deposits

card offers FROM
ONEWEST BANK

OneWest Bank is a regional savings bank with retail branches located throughout Southern California. The bank offers retail banking, business banking, home landing, and mortgage services. OneWest Bank focuses on its commitment as a regional bank dedicated to personalized customer service, One Person at a Time®.

OneWest Bank has its own OneWest Foundation, a non-profitable organization that provides affordable housing, education, and financial literacy. Also, the bank has different calculators and financial tools which allow you to explore your options and make educated decisions. Have you ever thought what will it take to become a millionaire? Use one of the OneWest Bank's financial calculators and find it out!

For sub-prime consumers bank offers prepaid products. The OneWest Bank prepaid cards bare Mastercard logo and accepted worldwide. The bank dives you the opportunity to manage your finances with more flexibility. You can access your account whenever or wherever you are. You do not need a bank account to get a OneWest Bank prepaid card. And you can load and reload your prepaid card at any OneWest Bank branch or via Greed Dot.

OneWest Bank prepaid card is a convenient way to make purchases, to get cash when you need, and to pay your bills without delays.

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