ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

UMB Bank
CREDIT CARD ALTERNATIVES

UMB Bank n.a., a subsidiary of UMB Financial Corporation, offers a comprehensive suite of banking products and services. The bank also issues credit cards with rewards programs and balance transfer credit cards. The bank's outstanding offer was the ePlate Visa Card issued together with Dynamics Inc.


Unfortunately, we do not offer UMB Bank credit card products. However, you can review best credit cards from our partners compared to UMB Bank credit offers, choose the card that best fits your lifestyle and apply online within minutes!

Show more

UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.

  • Best Cards
  • Reward Cards
  • No Annual Fee
  • Limited/No Credit
Viewing 1 - 2 of 3

our choice

Rating 4.1

Excellent/Good Credit

REWARDS BONUS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.

REWARDS

  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 19.74% to 29.49%, based on your creditworthiness

ANNUAL FEE

  • $95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Offer is not available

Rating 3.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer71

REWARDS

  • Earn a $700 racing day on the track with only $1,250 in card spend71

INTRO APR ON PURCHASES

  • See terms71

REGULAR APR

  • 16.99% - 20.99% (V)71

ANNUAL FEE

  • See terms71

Rating 3.9

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0
Viewing 1 - 2 of 3

our choice

Rating 3.9

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases

ANNUAL FEE

  • $0
Offer is not available

Rating 3.0

Excellent / Good Credit

REWARDS BONUS

  • No bonus offer71

REWARDS

  • 1% cash back on any purchase71

ANNUAL FEE

  • None71

Rating 3.8

Excellent, Good, Fair, Average Credit

REWARDS BONUS

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**

REWARDS

  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • Up to 10% cash back from your favorite brands with Upgrade Shopping

ANNUAL FEE

  • $0
Viewing 1 - 2 of 3

our choice

Rating 3.8

Excellent, Good, Fair, Average Credit

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0

KEY FEATURE

  • 1.5% unlimited cash back on every purchase
Offer is not available

Rating 3.0

Excellent / Good Credit

INTRO APR ON PURCHASES

  • See terms71

REGULAR APR

  • 16.99% - 20.99% (V)71

ANNUAL FEE

  • None71

KEY FEATURE

  • No restrictions or blackout dates.71

Rating 3.8

Excellent, Good, Fair, Average Credit

INTRO APR ON PURCHASES

  • N/A

REGULAR APR

  • 14.99% - 29.99%

ANNUAL FEE

  • $0

KEY FEATURE

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Viewing 1 - 2 of 3

our choice

CREDIT CHECK

  • No

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • See terms

CREDIT CHECK

  • Yes

INSTANT RESPONSE

  • Yes

MINIMUM LOAN AMOUNT

  • $1,000

Rating 4.1

Any Credit

KEY FEATURE

  • Unlock $1,000 to shop, build credit, and pay over time with your paycheck.

CREDIT REPORTING

  • Yes

ANNUAL FEE

  • $0

other alternatives TO UMB Bank
CREDIT CARDS

our choice

Rating 4.1

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.

our choice

Get a
$200
Statement Credit
Bonus Offer:
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Earn More
on Your
Daily Spending
Rewards on Everyday Purchases:
Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
Redemption Options:
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Expiration:
So long as your Rocket Visa Signature Card remains in good standing, your Points never expire.
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Late Payment Fee:
Up to $25

our choice

Rating 3.9

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
  • No annual fee
  • Pay no interest when you payoff your balance early each statement period*
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for everyday expenses and large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy

our choice

$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
unlimited 1% cash back on all other purchases
Redemption Options:
See terms

our choice

Rating 4.8

  • See Your Rate In Minutes
  • Get Your Free Experian® Credit Report
  • Compare Low Interest Personal Loans Up To $100,000. Get An Online Quote In Minutes!
  • Get Matched To Personal Loan Offers Based On Your FICO® Score Even If You Have Bad Credit.

our choice

Loans up to
$100,000
Minimum Loan Amount:
$1,000
Maximum Loan Amount:
$100,000
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes
Reporting
to the Major Consumer Reporting Agencies
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes

our choice

Rating 5.0

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A $750 revolving line of credit to use for Kikoff purchases
  • Build payment history that gets reported to Equifax, Experian and TransUnion

our choice

No Credit Check
Credit Check:
No
Instant Response:
Yes
Credit Agencies Report:
Yes
Loans up to
$750
Minimum Loan Amount:
See terms
Maximum Loan Amount:
$750
Term of Loan:
See terms
Instant Response
Credit Recommended:
Any Credit
Minimum Age of a Borrower:
18
Employment Required:
Yes

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
Rewards on everyday purchases:
1.5% unlimited cash back on every purchase
Redemption Options:
See terms
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
May apply

card offers FROM
UMB BANK

UMB Bank and Dynamics, a producer of intelligent powered payment cards, together offer an innovative card that rewards you with experiences. It is not just another rewards credit card because this card does not reward its holders with boring points or cash back. The ePlate credit card rewards you with things.

The Dynamics ePlate card looks like a general plastic but has a technology inside: two buttons. These buttons allow you to choose which rewards to earn with every swipe of the card. You just need to press one of the two buttons on the card and swipe the card to get the button's reward.

Each of two buttons on the card has a reward assigned to it via online Experience Manager. There are dozens of rewards you can choose from and you can change the button's reward any time you wish and as often as you like. The online Experience Manager is easy in use and you can use your computer, tablet or smartphone to log in and change rewards.

The Dynamics ePlate™ VISA® card allows you to earn the rewards you want and then receive real-time, tangible rewards in the form of unique giveaways and exclusive experiences.

Show more

Don't know
what to choose?

FIND A CREDIT CARD FOR YOUR NEEDS IN 3 EASY STEPS!

USE TOOL

questionsABOUT
CREDIT CARDS

What is the best credit card for rewards?

If it is your first rewards credit card, we would recommend applying for a no annual fee credit card with a fixed cash back rate on all purchases, without any changing categories and enrolments. Cash back rewards are...

Read more
Which credit card to apply for?

Choosing a credit card is true art - and at the same time it's a piece of cake. To decide which credit card to apply for, you need some analytical skills, some calculations and some simplest input data to perform the...

Read more
How to maximize credit card rewards?

Here are some tips that will help you maximize credit card rewards: Never pay an annual fee. This rule is extremely important for those who do not put a lot on a credit card. An annual fee may eat all or part of your...

Read more
See all questions

NOT SURE WHICH CARD TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT
CREDIT CARDS🜂

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail. Note: Please do not include personal information such as your SSN#, credit or debit account numbers.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

By providing my email information, I authorize Credit-Land to email me regarding products and services Credit-Land provides. I acknowledge that this consent may be removed at my request but that until such consent is revoked, I may receive emails from Credit-Land.

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!