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Key Smart Checking®

Rating: 4.9
This offer is only available in AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA. See offers for your state 

Checking Account Details

  • Earn $300* after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking®.
  • Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
  • Get paid up to two days early with eligible direct deposits to a KeyBank account.
  • Take advantage of automatic savings. Use EasyUp® to build up savings or pay down debt without even thinking about it.
  • If your account’s overdrawn by $20 or less at the end of the day, you won’t see an overdraft fee from KeyBank.
  • Set custom account alerts so you can receive text or email updates about the account information that's important to you.
  • Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
  • Visit them at any of their convenient branches or 40,000 KeyBank ATMs and Allpoint® ATMs nationwide. $0 KeyBank and Allpoint ATM access nationwide with your KeyBank Debit Mastercard®.
  • Enjoy chip security, Tap & Go technology and all the benefits of Mastercard.
  • Link your checking account to an eligible credit or savings account to automatically cover overdrafts without a transfer fee.
  • Sign on to online or mobile banking to have your paychecks or other recurring payments automatically deposited to your Key account quickly and securely.
  • KeyBank Member FDIC.
  • Bank: KeyBank
  • Issuing Country: United States

your benefits

Key Feature
Earn $300* after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking®.

Features

APY
N/A
Monthly Fee
$0
Minimum Deposit
$10

Minimum Age
18
Minimum Opening Deposit Required
Yes

Expert's Ratings

4.9
Overall Rating
4.0 Interest Rates
5.0 Maintenance Fees
5.0 Features & Benefits
5.0 Customer Service
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Rating 4.9
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Key Smart Checking®

  • Earn $300* after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking®.
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