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Citi Strata Premier℠ Card

  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
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Citi waived goodbye to their Citi Premier® Card (expired offer) and presented a new credit card tailored to the needs of travelers - the Citi Strata Premier℠ Card. The new card inherited many benefits and features of its predecessor, but also got some new, much-needed travel perks. The result is pretty impressive - the Citi Strata Premier℠ Card is able to compete with big players in its class. Let's dig a little deeper into this travel rewards card within the Citi ThankYou® Rewards program - one of the most popular credit card rewards programs out there.

70,000 POINTS SIGN-UP BONUS

With the Citi Strata Premier℠ Card, you will earn 70,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. These points can be used to book airline flights, hotel stays, car rentals, cruises, and experiences when bookedat thankyou.com.

When you are not in the mood for travel, you can use points for gift cards from popular brands like Lowe's, Spotify, Sephora, Nike, Hulu, and many more. If you decide to redeem for gift cards, the welcome bonus will worth $700 in gift cards when redeemed at thankyou.com. Or you can shop with points online at participating retailers, including Amazon.com and BestBuy.com, cover recent qualifying purchases and bills with a statement credit, transfer points to participating loyalty programs, or get cash back in direct deposit or a check.

EARN REWARDS ON ALL PURCHASES

You will also earn increased points on purchases in specific spending categories on a regular basis with the Strata Premier card. Thus, air travel and hotel stays will bring you 3X points. However, if you book hotels on CitiTravel.com, you will earn a total of 10X points on those bookings. Unfortunately, air travel is excluded, but you can also earn 10X points on car rentals and attractions booked on CitiTravel.com.

Additionally, you will get 3X points at restaurants and supermarkets. Purchases at gas stations and EV charging stations will also add 3X points to your rewards balance. All other purchases will earn the standard 1X points.

Earned points do not expire, and the sky's the limit to how many points you can earn, so you can save them up as long as you like. If you want to use your points, you can redeem them for gift cards, travel rewards, shop with points, transfer points to travel partners, and more. Just visit thankyou.com to see all the available options.

BENEFITS AND TRAVEL PERKS

Like any credit cards geared to travel, the Citi Strata Premier℠ Card has additional travel benefits and perks. Here's what you can get with the card:

$100 annual hotel benefit

You can enjoy $100 off a single hotel stay of $500 or more (without taxes and fees) when booked through CitiTravel.com. This benefit applies instantly at the time of booking and can be used once a year.

Points transfer

ThankYou® Points can be transferred to participating airline and hotel loyalty programs at a 1:1 ratio in most cases. Some of the participating air loyalty programs include Emirates Skywards, Flying Blue (Air France and KLM), JetBlue TrueBlue, Qatar Privilege Club, Choice Privileges®, Turkish Airlines Miles & Smiles, Wyndham Rewards®, and more. The minimum transfer is only 1,000 points.

Citi Entertainment®

This program allows cardholders to get special access to purchase tickets to thousands of events, including concerts, sporting events, and dining experiences. Strata Premier cardholders can buy tickets to the experiences they love before the general public can buy them.

No foreign transaction fees

Whenever you are in the mood for travel, rest assured that your trip won't be spoiled by unwanted fees like fees for transactions in a foreign currency, which can be as high as 5%. With no foreign transaction fees, the Citi Strata Premier℠ Card can become your best travel buddy.

MASTERCARD WORLD ELITE BENEFITS

As a World Elite Mastercard® credit card, the Citi Strata Premier℠ Card gives access to some benefits and perks provided by Mastercard on the World Elite level. This is especially great as Citi reintroduced such travel protection benefits as trip delay protection, common carrier trip cancellation and interruption protection, lost or damaged luggage protection, and car rental insurance (coverage is secondary within your country of residence and primary when you are traveling abroad).

World Elite Mastercard members can enjoy other exclusive offers and benefits that come with their card. However, note that credit card issuers may not give access to all World Elite Mastercard benefits, so it is always worth checking with the issuer which benefits you can actually use.

BOTTOM LINE

The Citi Strata Premier℠ Card is one of the most lucrative travel credit cards for its annual fee (which is quite low). It has a long list of elevated rewards earing opportunities and redemption options. Plus, the card is in the ThankYou Rewards program. That all means you'll easily maximize your rewards earning and find the redemption option to treat yourself.

Citi Strata Premier℠ Card

    Rewards Bonus

  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earning Rewards

  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Fee

  • $95