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Neo Financial
CREDIT CARD APPLICATIONS
Neo Financial™ is a fintech company offering online financial services aimed at simplifying spending, saving, and money management of Canadians. Neo has gained the trust of thousands of customers looking for simple and easy-to-use solutions through high-interest savings accounts, reward credit cards, and other competitive products. Below are some of the Neo Financial credit card offers you can choose from.
- CONSUMER OFFERS (4)
- CARDS for TEENS (1)
- 2% cashback on grocery, recurring payments, gas, & electric vehicle charging, and 0.5% on everything else.346
- Estimated everyday cashback value of $990/yr.367
- Additional benefits including Extended Warranty & Purchase Protection, Mastercard Zero Liability, and access to 1,300+ airport lounges worldwide with DragonPass.412
- Earn up to 15% cashback at over 10,000 partners across Canada410
- Annual fee: $0
- Income requirement: $50,000 (individual) or $80,000 (household).
- Secured feature available to build credit history.
- Start today and get approved instantly. We'll help you build your credit history and borrow better.
- Guaranteed approval415, with instant access to your virtual card before your physical card arrives.
- Secured feature available to build your credit history.
- Guided tools on how to build your credit and access higher credit limits in as little as 3 months.
- 1% cashback on gas & groceries346, plus an average of 5% at over 10,000 businesses across Canada416.
- Annual fee: $0
- Credit limits up to $10,000
- Income requirement: None
- 5% cashback on grocery, 4% cashback on recurring payments, 3% cashback on gas and electric vehicle charging, and 1% everywhere else.346
- Estimated cashback value of $1,800/yr.347
- Additional Mastercard World Elite® travel benefits including Extended Warranty & Purchase Protection, Auto Rental Collision Loss Damage, and Comprehensive Travel Insurances.348
- Access 1,300+ airport lounges worldwide with DragonPass.349
- Earn up to 15% cashback at over 10,000 partners across Canada.413
- Annual fee: $125.
- Income requirement: $80,000 (individual) or $150,000 (household).
- Secured feature available to build credit history.
- Additional Card: $49/year.
- Guided credit building tools with built-in credit score tracking
- Guaranteed, instant approval409 with access to your virtual card to start using immediately
- 1% cashback on gas & groceries, plus up to 15% back at over 10,000 Neo partners across Canada
- No income or credit score requirements
- The only secured credit card in Canada that earns cashback368
- Estimated everyday cashback value of $168/yr367
- Reports to both TransUnion® and Equifax
- Start with a security fund as little as $50
- Monthly fee: $7.99
- Income requirement: None
- Earn cashback at popular teen brands (restaurants, clothing, games, etc.).
- Access high-interest savings accounts.
- Get budgeting tools and financial literacy lessons.
- Real-time transaction notifications, card freeze/unfreeze, deposit insurance, and secure app.
- No monthly fees.
- Eligible for youth (13 years old, or 14 years old in Quebec).326
Get Rewarded
with Neo Financial Card Offers
Neo offers a variety of products to address most customers' needs, from daily spending to emergency funds or building a financial profile.
To offer highly competitive products to their customers, Neo partners with the top financial institutions in the industry, including Concentra Bank, EQ Bank, Peoples Trust, Mastercard and others.
Neo Financial offers several card options with lucrative cashback. Clients can earn rewards when making purchases with partner merchants, which include both nationwide chains and local retailers and restaurants. With thousands of retailers and online partners, cardholders have many opportunities to earn cashback on their spending.
Neo cards operate on the Mastercard network and come with low fees, and no inactivity fees. You can apply for and get approved for Neo cards in a few minutes via the Neo mobile app or apply online for the products above. The process is fully digital, fast, and convenient.
questionsABOUT
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