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Merrick Bank Secured Credit Card

Apply for Merrick Bank Secured Credit Card - Credit-Land.com
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Rating 3.2

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

our choice

Credit Line
Increase
Available
Security Deposit:
$200
Credit Line:
Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
Credit Line Increase:
Increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
Rebuild Your Credit
Build Credit:
Yes
Card Category:
Secured
Credit Bureau Reporting:
Yes
Credit Check:
Yes
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use Anywhere Mastercard® is Accepted
Credit Check:
Yes

Credit Products

from Merrick Bank

Merrick Bank is dedicated to providing solution-based products and services that are FDIC insured. The bank's goal is to help sub-prime consumers and it does everything to ease their financial life. To help you manage finances right, the bank has an online financial education center. If you have some problems with credit card use, you can always visit this center and find a decision.

Merrick Bank credit cards are primarily for those who have a bad credit history. The bank issues secured Mastercard cards and unsecured credit cards. Merrick Bank unsecured credit card offers usually come by mail or email as an invitation to apply, but you can also pre-qualify for them online. Alternatively, you can always apply online for a secured credit card without any invitation from the bank.

To apply for a secured Mastercard card from Merrick Bank you will have to provide a minimum of $200 to open your security deposit. Your credit limit will be equal to the security deposit you pay. So, if you want more, you can send more. However, the amount of $3,000 is the maximum deposit you can pay.

Unsecured credit cards from Merrick Bank also bear the Mastercard logo, meaning the cards can be used anywhere Mastercard cards are accepted.

Review Merrick Bank cards here and apply right now without waiting for an invitation from the bank.

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