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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Scotiabank®* Gold American Express® Card
Credit Recommended:
Good
Credit Card Details
- Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel). Plus, no annual fee in the first year, including on supplementary cards and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).
- The only major bank that saves you 2.5% on foreign transaction fees.
- You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
- Earn 5 Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
- Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
- Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.
- Earn 1 point for every $1 you spend on all other eligible everyday purchases.
- Save 2.5% while cross-border shopping online.
your rewards
BONUS OFFER
45,000
Scene+ points
Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel).
REWARDS RATE
5X
Earn 5 Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
3X
Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
3X
Earn 3X Scene+ points for every $1 CAD spent on eligible select streaming services.
1X
Earn 1 point for every $1 you spend on all other eligible everyday purchases.
Do not expire as long as you are a Cardholder
Interest Rates & Fees
Intro APR:
N/A
Regular APR:
19.99%
Penalty APR:
See terms*
Intro APR:
0.00% (6 months)
Regular APR:
22.99%
Balance Transfer Fee:
See terms*
Regular APR:
22.99%
Cash Advance Fee:
See terms*
Penalty APR:
See terms*