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People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

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Recently Answered Questions:

I want to apply for a credit card that gives me rewards on grocery stores. What card can you recommend me?

Answered on

There are a lot of credit cards thar offer cash back on groceries stores purchases. Some cards give fixed cash back on all purchases, while another credit cards offer bigger cash back in this category. Continue reading

How should I finance a large purchase at Sam’s Club?

Answered on

The Sam’s Club credit card does not offer any interest free financing options like many other store cards do. And ironically, their credit card does not offer additional rewards other than the standard 1% cash back given on all purchases. Continue reading

What are the fees on a savings account?

Answered on

You may be charged a monthly maintenance fee when you have a savings account. However, most banks will waive this fee if you maintain the minimum balance required in the account. Money withdrawals can be expensive especially if you use an ATM outside of your bank’s network. The fees may also… Continue reading

What is Emblem credit card? What kind of credit card is it?

Answered on

The Emblem credit card is an unsecured credit card offered by Jefferson Capital Solutions as a part of their fresh start program. The card is issued by Monterey Country Bank and is reported to three major credit bureaus. Continue reading

What is the best credit card for Alaska cruises?

Answered on

To find the best credit card you should understand what are your goals and preferences. If you prefer particular cruises and travel with this cruise line a lot, then a co-branded cruise card may be a good option. Continue reading

Why would I need a checking account?

Answered on

A checking account is a good and easier way of managing finances. Typically, you would want one when you begin making money. Checking accounts allow to set up direct deposit and your employer can deposit your pay checks to your account, which is a convenient, cheaper, faster and safer way of being… Continue reading

I try to choose between FlexPerks travel rewards card and Discover it Miles card. Earlier I had a Discover cash back card, and now I need a second credit card for my travel in the near future.

Answered on

The FlexPerks Travel Rewards offers a good rewards program, but has an annual fee starting second year of cardmembership and has some redemption limits. This card is not the best choice for your next travel. We would recommend you apply for the Discover it® Miles card. Continue reading

I want to apply for the PNC cash rewards card but not sure I will be approved for this card with my scores 628 EX, 674TU and 682EQ. What do you think my chances are? Can I prequalify for this card?

Answered on

All in all, your credit scores are considered average. To apply for a PNC credit card your credit should be good or better, which is 700 or higher credit score. If you apply for a PNC credit card with your current credit scores, your chances to qualify will be low, and if you qualify, your… Continue reading

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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Excellent, Good Credit
INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Excellent, Good Credit
Earn unlimited 1.5% cash back on every purchase, every day
Average, Fair, Limited Credit
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