Latest Questions


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Questions » User Questions

User Questions & Answers about Credit Cards:

+ Favorite
People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

Get a FREE professional consultation by email:

Thank you!

Your question has been successfully sent!

Please fill in all the required fields.

Extra questions to describe your situation in more details:

* - marked fields are required to be filled
Here at we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.
Questions submitted to may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.
Please, tick that you agree with our policy.

Follow on Facebook, Twitter, and Google+
to keep up with the latest expert advice:

Recently Answered Questions:

I sometimes fly cathay pacific should I apply for their card?

Answered on

If you fly Cathay Pacific only, their card can be a good option. But if you choose different companies when plan your trip, we can recommend you consider a general credit card with rewards program, not an airline-branded credit card. For example, the can be a good option for you. There are no... Continue reading
I found that Volaris credit card gives cash back for purchases. Are there any alternatives? I do not travel one airline often.

Answered on

Volaris credit cards allow cardholders to earn up 1%, 1.5% or 2.0% cash back depending on the card you have on all your purchases. If you do not travel a lot and want to earn cash back rewards on all purchases, consider applying for the Discover it® Cash Back credit card. Continue reading
I’m planning a trip to Mexico but don’t understand if I can apply for Volaris credit card. Any thoughts?

Answered on

You can apply for a general travel rewards credit card and pay for your ticket to Mexico with miles or points you have earned. These cards often come with good rewards and generous sign-up bonuses and allow to redeem points or miles for any travel expenses any time and rewards never expire. Continue reading
I wanted to visit europe next summer. Does ANA credit card charge a foreign transaction fee?

Answered on

Even though ANA card is a travel airline credit card, it charges a foreign transaction fee (3% of each transaction in U.S. dollars). If you need a credit card without a foreign transaction fee, consider best offers here. Continue reading
Can I redeem my points at Southwest air for cash?

Answered on

No. You won’t be able to redeem Southwest points for cash. The points can be redeemed for flights, gift cards, merchandise, hotel stays, and rental cars. If you want to be able to redeem for flights and cash, consider getting a travel rewards credit card. For example, it can be the credit... Continue reading
Can I redeem Latam points with other airlines?

Answered on

Yes, it is possible to redeem LATAM points to travel with LATAM oneworld alliance and partner airlines. But keep in mind that there may be some restrictions and limitations. However, there is another way to earn and redeem miles with any airline – get a travel rewards credit card, for example, the... Continue reading
Is it guaranteed that I receive Cathay Pacific Visa Signature but not just Visa card?

Answered on

When applying for Cathay Pacific credit card remember that you can receive two variants of their card. You will receive simple Visa card instead of Visa Signature if you do not qualify for the latter. Visa Signature credit card is better than Visa in terms of rates. Unfortunately, you cannot... Continue reading
What is the different benefits between Discover it Miles and Bank of America Travel Rewards Credit in terms of Rewards Rate? Discover it Miles offers Unlimited 1.5x Miles per dollar on all purchases; on the other hand, Bank of America Travel Rewards Credit offers Earn 1.5 points per $1 spent on purchases. How to compare between miles and points redemption? Which one is better to pick for rewards rate?

Answered on

Both cards give equal earning potential: 1.5 miles/points per dollar spent on all purchases. However, they are different in the way you redeem rewards and its value. The Discover it® Miles allows to redeem for travel statement credit or as cash deposited to your bank account. Continue reading
Does cathay pacific card charge and annual fee? Is it waived first year?

Answered on

Yes. Both variants of Cathay Pacific card, Visa and Visa Signature, charge an annual fee of $95 that is not waived. If you want a credit card without an annual fee, consider credit card options here. If you are looking for a travel credit card that will not charge an annual fee browse our best... Continue reading
Do ANA miles expire? I plan to live in Japan for some time

Answered on

Yes. ANA Mileage Club miles expire after only 36 months of account inactivity. If you do not want your ANA miles to disappear redeem them towards award flight or gift cards of ANA partners. If you want a credit card with rewards that do not expire consider applying to the card. Every dollar you... Continue reading

Most Popular Questions by Category:

See more questions categories
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants,, or wholesale clubs up to the quarterly maximum each time you activate.
Excellent, Good Credit
We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
Excellent, Good Credit
0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
Excellent, Good Credit
Find Trending Tags:
Choose Questions Category:
See more questions categories

Balance Transfer: Save on Average $1,400

May 08, 2015

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!