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People always keep many different questions in their heads and not always have a suitable person to address. So, at least in this section you may ask the one about credit cards. Any question about credit cards that disturbs your peace is welcomed here. Don’t hesitate and ask our experts.

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Recently Answered Questions:

What are the fees on a savings account?

Answered on

You may be charged a monthly maintenance fee when you have a savings account. However, most banks will waive this fee if you maintain the minimum balance required in the account. Money withdrawals can be expensive especially if you use an ATM outside of your bank's network. The fees may also be... Continue reading
What is the best credit card for Alaska cruises?

Answered on

To find the best credit card you should understand what are your goals and preferences. If you prefer particular cruises and travel with this cruise line a lot, then a co-branded cruise card may be a good option. Continue reading
Why would I need a checking account?

Answered on

A checking account is a good and easier way of managing finances. Typically, you would want one when you begin making money. Checking accounts allow to set up direct deposit and your employer can deposit your pay checks to your account, which is a convenient, cheaper, faster and safer way of being... Continue reading
Are there any bonuses for opening a savings account?

Answered on

Some banks may offer you cash bonuses when you open a new savings account with them. To qualify for a bonus, you'll most likely have to set up direct deposit and keep the account open for a few months. Other banks may require you to deposit certain amount when you open the account with them.... Continue reading
I’m looking for a Credit One Bank cash back credit card. Can you recommend any?

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You can apply for the Credit One Bank® Cash Back Rewards Credit Card with 1% cash back rewards on all purchases. Continue reading
Does Disney card offers the same cash back rewards as other credit cards?

Answered on

With Disney Premier Visa Card, you will earn cash back rewards in Disney Rewards Dollars. This Dollars can be redeemed only towards Disney purchases (such as Disney Cruise Line, Disney Parks & Resorts, Disney Movies, Disney store). If you want to earn cash back rewards in US dollars, consider... Continue reading
Are there any alternatives to cruise credit cards? I want to earn good rewards anywhere I shop for Oceania Cruise to Alaska, not only on cruise purchases.

Answered on

If you want to earn rewards on all purchases at a good rate, choose from general travel rewards credit cards. This type of cards often offers fixed rewards on all purchases and may give you more flexibility, lower APRs and other perks. Continue reading
Do I need to pay to open a checking account?

Answered on

Different banks have different requirements, but, as a rule, you don't have to pay any fee to open a checking account. The only payment that may be is that you will be required to pay a minimum opening deposit. This initial deposit is needed to open you an account and it can be somewhere between... Continue reading
I have 2 credit cards with Bank of America and US Bank. I was wondering if there is a way of accumulating the balance of both to one credit card so I can make just one monthly payment to one company. My credit is good. What can you offer?

Answered on

If you want to consolidate your balances, the best option will be a balance transfer credit card. You can transfer all your balances onto one credit card and pay the debt off. When choosing a credit card pay attention to the credit rating required. You indicated you have a good credit history, so... Continue reading
Is my savings account protected?

Answered on

Yes. Banks insure your money through the Federal Deposit Insurance Corporation (FDIC). This means that even if the bank goes out of business, your money will be safe, and you will get them back. If you open a savings account in a credit union, your money will be insured by The National Credit Union... Continue reading

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