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September 2023: Gas Credit Cards to Use at Kwik Trip
Kwik Trip is a chain of convenience stores and gas stations. Its locations can be found throughout Michigan, Minnesota, South Dakota, and Wisconsin. In Illinois and Iowa the company operates under the name Kwik Star. When you stop at Kwik Trip, you can get everything you need from fuel and car wash to fresh produce, take-home meals and coffee. If you have a Kwik Rewards Card, you will earn rewards and save money on your Kwik Trip purchases. If you want to earn and save even more, check out rewards credit cards below.
NB! 1% cash back is 3.5¢ savings per gallon at current gas prices (2% cash back ~ 7.0¢/gal and 5% cash back ~ 17.5¢/gal).**
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- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 17.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover’s website to see terms and conditions.
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- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. - Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
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- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 20.24% to 29.99%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval
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- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click through to Discover’s website to see terms and conditions.
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- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
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- Get Rewarded on Everyday Purchases
- 5x Points on gas paid at the pump and EV charging stations
- 3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
- 1x Points on all other purchases
- 15,000 Bonus Points when you spend $1,500 in first 90 days
- 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $0
- Purchase Variable APR: 17.99%
- Refer to PenFed.org for Terms/Conditions
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- Discover one of Citi's best cash back rewards cards designed exclusively for Costco members
- 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
- Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
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- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
- Click through to Discover’s website to see terms and conditions.
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- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
- Click through to Discover’s website to see terms and conditions.
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questionsABOUT
REWARDS CREDIT CARDS
I want to get a Kwiktrip credit card but not sure where I will be able to use it except for the Kwiktrip gas stations. Can you tell me if I will be able to use it everywhere or at Kwik trip only?
When it comes to branded credit cards offered by stores or gas stations, they most likely are not affiliated with a payment network like Visa or Mastercard and therefore, they cannot be used everywhere. As for the Kwik...
Read moreI came across Kwik Trip credit card recently and wonder, is it the same as Quick Trip? I have Quick Trip near me but no Kwik Trip, so will I be able to use Kwik Trip credit card at Quick Trip?
These two names can indeed be confusing but they are not the same. These are two different companies that basically offer the same: fuel, food, and groceries. Both companies also offer debit cards, and fleet credit...
Read moreMy credit is bad, the last time I checked my credit score, it was close to 600, and I want to apply for the Kwicktrip card. Do you think I will qualify?
While credit score is important, it is not the only thing that is considered when you apply for a credit card. Your income, current credit accounts, bankruptcy records, recent late fees and other items will also be...
Read more
credit card APPLICATIONS
FOR KWIK TRIP
Like many gas stations in the US, Kwik Trip has a rewards program and its own credit card. Consumers can sign up for their rewards program and earn rewards and fuel discounts without having to apply for a Kwik Trip credit card, though.
When you sign up for the Kwik Trip rewards program, you will receive a Kwik Rewards card, which is not a credit or debit card. It's a loyalty card that can be used in-store and at the pump to earn free items and fuel discounts. Current Kwik Trip rewards are 15th visit reward, digital punchcards, exclusive coupons, and fuel discounts.
If you want to get additional fuel and in-store discounts, you can upgrade your Kwik Rewards card to Kwik Rewards Plus credit or debit card. This card will automatically save you 3 cents per gallon at Kwik Trip gas stations. Plus, you will receive 5% off most in-store purchases.
Small businesses have an option to apply for commercial and fleet cards. These cards give bigger discounts and allow managing fuel costs down to every gallon purchased. Additionally, businesses get access to expense tracking and detailed reporting at no extra cost.
commentsABOUT CREDIT CARDS
WITH GAS REWARDS🜂
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** The calculation is based on average gas prices (which is $3.5 for regular gas as of June 2023). Savings may vary. This calculation is for informational purposes only.