Android Pay is Coming, and Syncing up with MasterCard - Other News


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Other » Android Pay is Coming, and Syncing up with MasterCard

Android Pay is Coming, and Syncing up with MasterCard

Android Pay is Coming, and Syncing up with MasterCard
The content is accurate at the time of publication and is subject to change.

Starting this summer, Android Pay, a new mobile wallet by Google, will allow people with Android Phones to buy everything from airplane tickets to a latte with their phones or an Android App. MasterCard will be powering up Android Pay giving it the ability to securely make payments whether users are paying with a credit, debit or prepaid card.

With more and more people looking to use their mobile devices as virtual wallets this partnership is seen being a big win for consumers and businesses. “With the MasterCard Digital Enablement Service (MDES) and Android Pay, we can now use secure tokens to easily enable payments from a consumer’s connected device. Today’s news extends consumer choice and drives further ubiquity of payments on devices,” said Ed McLaughlin, Chief Emerging Payments Officer, MasterCard.”

Both MasterCard and Visa cardholders will be able to use Android Pay if their device is running KitKat (4.4) or higher.

Mobile payments on Android

Each time a purchase is made with Android Pay a token is created using their phone in a similar fashion to when iPhone users make a payment with Apple Pay. With this token, no actual credit card data is shared with the merchant, giving users an additional level of security when making purchases.

MasterCard’s Digital Enablement Service is the foundation for the technology used in Android Pay. They first introduced contactless payment systems over ten years ago, and in 2013 began giving merchants free access to their free digital enablement platform. Currently this technology is accepted at three million businesses located in 68 countries.

Issuers on board

U.S Bank and USAA are among the first issuers providing their credit and debit card customers with access to Android Pay. Both are excited to be part of this initiative. “We’re proud to be helping our customers tap into exciting new ways to pay,” said Shailesh Kotwal, vice chairman and head of U.S. Bank Payment Services. “Android Pay gives our customers added value by providing another way to use their U.S. Bank credit and debit cards to pay for purchases with their mobile devices.”

“We’re committed to delivering simple and secure payment experiences for our members, which is why we are moving so quickly to integrate our cards with Android Pay,” said Vikram Parekh, assistant vice president of credit card development at USAA. “Android Pay is opening up the mobile payment experience to Android users.”

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:

Related News:

Freeze It! Disover's New Feature
Freeze It! Disover's New Feature

Posted: April 20, 2015

Have you ever lost or misplaced your credit card and wished you could freeze your account without having to make a call to your credit card company? Discover has now turned that wish into a reality with a Freeze It, a new feature on their… Continue reading

First Bankcard's Mobile App Gets an Upgrade
First Bankcard's Mobile App Gets an Upgrade

Posted: May 15, 2015

Mobile tech is constantly evolving, and to keep their mobile app in sync with users’ need to get information faster and easier, First Bankcard has added Passcode and Quick Balance into their app’s suite of features. Continue reading

Brick-and-Mortar Retail Still Beats Online Shopping
Brick-and-Mortar Retail Still Beats Online Shopping

Posted: March 11, 2015

It may seem like online shopping has taken over traditional shopping, but according to a recent survey by PwC, consumers still prefer to do the lion’s share of their shopping in the real, not the virtual, world. Continue reading

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Introducing the New Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
For Excellent, Good Credit
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
For Good/Excellent Credit
See Rates & Fees
Perfect credit not required for approval; we may approve you when others won’t
For Fair/Bad Credit
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!