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News: Grabbing the Check to Get Rewards -

For many, it seems, earning rewards is a priority. A new study by Capital One found that 74% of Millennials and 58% of Americans across all the generations have picked up the check just so they could rack up credit card miles, points or cash back. Millennials are definitely gung-ho for points with 26% saying that they went for the priciest dish on the menu because they would get more rewards. Here too, they outdid their older counterparts because just 14% of Gen Xers and 5% of Baby Boomers reported going for it.

Eating out is a popular pastime during the summer months, but year round, 46% of consumers and 65% of Millennials said earning rewards was a motivating factor. That's not all, in some cases generosity was inspired by the desire to earn rewards, with 28% of people saying that they have paid for a strangers meal to get the points. When Millennials were asked that question, the number jumped to 47%.

Hey smart spender

When it comes to paying down credit card bills, 58% of people said that individuals who opted to pay early or paid more than the minimum were savvy when it comes to credit cards.

What about using points, miles or cash back? You might not be surprised to find out that people who use all of their points, miles or cash back are thought of by their peers as being smart spenders.

Spending up during the summer

If you spend more money during the summer months, you are not alone, according to this study. They found that 87% of Americans admit to shelling out more money on fun and socializing during the summertime. On Average, they tend to spend $305 more on going out with friends than they do at other times of the year.

Dining out is at the top of the list for many when it comes to summertime activities, with 65% indicating that they eat out more often during this season than others.

What did the generational breakdown look like? Millennials outdid their older counterparts with 77% indicating that they ate out more often during the summer, while 68% of Gen Xers and 52% of Baby Boomers said the same.