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We already have plastic credit cards in our pockets, but today it is also possible to get a metal credit card made of brass, copper, brushed stainless steel, titanium, gold or palladium.
The first metal credit card was issued in 1999 by American Express - Centurion Card from American Express, also known as Black Card. This card is issued by invitation and charges a $10,000 invitation fee, plus a $5,000 annual fee.
Metal credit cards were once reserved for wealthy but today they gain popularity. The cards became cheaper and more affordable. However, consumers will still need to have good credit to be able to get a sleek metal card. More and more credit card issuers offer fully metal or partially metal credit cards.
Here are some of the popular metal credit cards:
- The Platinum Card® from American Express
- Mastercard® Black Card™
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Capital One® Venture® Rewards Credit Card
The popularity of metal credit cards lies behind a feel of luxury they give to an owner. Indeed, while metal cards are becoming more and more common, they are still seen as a status symbol - they are more impressive, heavier, and look better.
The heaviest credit card weighs 27 grams, but in general the weight of metal credit cards is somewhere between 12 and 22 grams. The pros of having a metal card is durability. They are hard to destroy, which is a plus and not at the same time. You won't be able to just cut up the card when it expires or you need to replace it. You will need to send it to the issuer. Another disadvantage is that metal card may set off metal detectors.
Metal credit cards may look different and luxurious, but they still work the same as plastic credit cards.