What You Can Do For Security and Protection of Credit Cards


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Cardholder Benefits » What You Can Do For Security and Protection of Credit Cards

What You Can Do For Security and Protection of Credit Cards

Updated: December 25, 2012

The content is accurate at the time of publication and is subject to change.

One easy way you can get harassed and feel totally helpless is by being careless with handling your credit card. In such a situation people can totally fleece you of you money even before you realize and you have to bear all the charges for the carelessness! So what can you do for the security and protection of your credit cards?

Simple, just follow the basics rules:

Rule 1: Secure your Card Details

Some of us are gullible enough to give away credit card information over the phone. This is a very wrong practice since there are multiple risks involved. You may not know the person who is trying to use some advertising gimmick to make you part with the information. Another risk is that such information is almost always overheard and there are people out there who will take advantage of it which will land you in trouble. Never give any credit card information on the phone.

Rule 2: Safeguard the Card and PIN combination

Yes, this combination is what will fetch you the advantage of owning a credit card. You cannot simply flaunt your card off the cash counter to make purchases. This is proof enough that it would be sheer foolishness to keep card and the PIN at the same place. It is a clear invitation for people to take advantage of you. Use your memory for the PIN, to ensure security and protection of credit cards.

Rule 3: Remember to Sign on Your Card

Signature on the back of your card could save you in cases where your card is lost. This is the most ignored rule, I can say, as this is not mandatory. People are told time and again regarding how important it is, but some of us just think we are too careful to lose the card. It is not unless you lose your card that you realize how important it is to follow this rule for the security and protection of credit cards.

Rule 4: Collect Your Card After Use

Every time you use your card, take time to confirm that you have collected it back. This is specially the case in restaurants where we forget to collect the card after the billing.

The security and protection of credit cards is our responsibility. It is not very difficult if we decide to stick to the basics and use it wisely.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

Top 5 Cards for Travel from Our Partners: Spring 2019 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Spring 2019 – Expert’s Choice

Posted: December 17, 2018

Days are getting longer, snow is melting and you already feel the lightest breath of warm breeze on your face – spring is here. Summer holidays are looming, and so is Easter with its shopping. You can lift in spirits and let CreditLand… Continue reading

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: November 27, 2018

If you’re trying to find the perfect rewards credit card, you might feel like you’re drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often… Continue reading

How Do Balance Transfers Work?

How Do Balance Transfers Work?

Posted: November 27, 2018

Paying too much in credit card interest is not fun and you will definitely want to look for a way that will help you avoid paying credit card interest while paying off your debt. A balance transfer is that money-saving option to help you…. Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!