Choose the right rewards card for a blissful life


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Choose the right rewards card for a blissful life

Choose the right rewards card for a blissful life

Updated: December 26, 2012

The content is accurate at the time of publication and is subject to change.
Credit cards are a reality that most people cannot live without. Today there are so many different types of cards for all kinds of people. While these cards have grown to be an essential part of our lives, we should also look at how we use these cards. When we are in an emergency situation where we may not have cash at hand or an ATM nearby these cards are often an only resort. It is also important though to make sure that you are also able to pay off your monthly dues on the credit card. Most credit card companies will have certain agreements and due dates within which you must pay a minimum amount. Check that you get a grace period when you apply within which you can make the payment without being reported late to the credit bureaus. If you do not have this option then make sure you shop carefully and close all outstanding balances within the stipulated period. Far too many people have problems with their credit card bills. A lot of people are victim to impulse buying. The minute they see something that they find attractive, whether they need it or not they just buy it. This can be quite a disastrous way of going about things, especially on a high interest card. Whether you do it for a reward or a cash back offer, at the end of it when the bills come you will have to pay. Not paying would result in a bad credit history and it is important that you make sure you do not give into those marketing emails and messages. You can even disable notifications about being close to a reward, if it will help with reducing your impulse buying. rewards cards can be a dangerous affair and the American consumer does not realize the error until it is too late. When you use a credit card, you need to also use it responsibly. Rather than consider it as an extra paying power at hand, use it only for those purchases which are important and you know you can afford to pay off. Always keep in mind that a large credit limit does not mean you max out your card every time. The bills will have to be paid by you and reward cards often come with higher interest and annual fees. If you wish to have a good reward card, then pick one with a feature that is most useful to you. For discounts on select brands, choose it only of that is a store you frequent. Make sure you know what you are signing up for with the reward cards or else you will find yourself with too many bills. Credit cards with rewards can seem like a real blessing many times, if you use them right. If you are frequent flier, then a card that awards you miles on every flight for every dollar spent will definitely be meaningful. If your purchases are of a bulk nature, you can also opt for a business card that will offer better rewards and a more extensive credit limit.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Summer 2018 – Expert’s Choice

Posted: February 12, 2018

The sun shines more and more each day, flowers are in bloom and you already feel how hot it is getting - summer is here. Summer holidays are almost here, and you are in need of dire preparation. You can lift in spirits and let CreditLand ... Continue reading
Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Cash Back or Travel Rewards? Here’s How to Decide On The Right Card

Posted: February 10, 2018

If you're trying to find the perfect rewards credit card, you might feel like you're drowning in options. There are just so many out there, and many of them look similar. This can make it tough to decide on a card. One thing people often ... Continue reading
Price Protection: Credit Cards That Will Refund a Price Drop

Price Protection: Credit Cards That Will Refund a Price Drop

Posted: February 8, 2018

Those who often find themselves buying stuff and then discovering that they could pay less for the same item they've just bought, will appreciate this credit card benefit – price protection. This is the least known and the most neglected ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!