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Research: Ensuring safety while traveling with credit cards - Credit-Land.com

In order to overcome the problem of being robbed by miscreants, people prefer going on vacation with credit cards in their wallet compared to cash. While this is definitely a safer option, it is not completely risk free. A number of people, who have travelled with credit cards, have ended up with unexpected issues that marred their happiness and fun during the vacation and cut short their trip. Here are some safety tips that can work in your favor if you plan to carry credit cards on your next vacation.

First of all, you have to ensure that the credit card you opt to carry is accepted in the destination country. Most countries accept Visa and MasterCard, compared to most other credit cards. So, it may be a safe option to consider using credit cards that have the logo of these two transaction processing giants. Most retail stores, hotels and other department stores in various parts of the world accept these cards without second thought.

The next important aspect to confirm is the available limit on your credit. Though you may have had a look at your previous billing statement, it is always better to call the credit card issuer and confirm the current status just before you fly out. Ensure you take a look at the expiration date on the credit cards so you don¡¯t end up with an expired credit card. In such cases, you cannot have your new credit card shipped to a different country; hence, it is better to be safe than sorry. Also, confirm the charges that will be levied on foreign transactions in order to prevent rude shocks when you return home and take a look at your next billing statement. In case of emergencies, ensure you have the customer care numbers of your issuer handy.

Though you think that credit cards are safer than cash; it is better to treat these plastic cards just like you would treat cash. There is a lot of sensitive information that can be stolen easily. Hence, keep your credit card safe and carry it with you at all times. Do not leave it back in the hotel room when you are out sightseeing. Have a copy of critical card related information such as the credit card number, expiry date and CVV number stored carefully so you can refer to it to block the credit card in case it gets stolen.

Disclaimer: This editorial content is not provided or commissioned by the banks or credit card issuer(s). Opinions expressed here are the author's alone, not those of the banks or credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the banks or credit card issuer(s). Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult with the issuing bank of the card or account for terms & conditions.
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