Make the most of the rewards on your credit cards


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Make the most of the rewards on your credit cards

Make the most of the rewards on your credit cards

Updated: November 14, 2018

The content is accurate at the time of publication and is subject to change.

Credit cards have become a way of life. We use it day in and day out, plastics cards of various colors. It is not an uncommon sight to see the swiping of a card for any purchase be it groceries, clothes or even food. It has become an integral part of our daily routine. It is a great way of being able to afford stuff that given the circumstances one would be unable to buy it. Used unscrupulously it can turn into a person's worst nightmare, leaving you in debt.

Credit cards have become a source of ones identification. For example if one wants to rent a motor cycle, he could use his card as a source of identification and security to the dealer. It has provided convenience to customers usually giving them a month's credit to make their purchases before they start charging finance charges. It basically works on the principle of demand and supply where the customers are those who can demand for money and the credit card agencies are the suppliers.

There a plethora of credit card options to choose from. Each type has been to cater to a specific situation. For example, business cards offer higher credits are there is a requirement for it in a business. A secured card is used in case an individual has a bad credit history.

As in any business the secret to success of the product lies in its marketing. If the product is better known among the masses the higher will be the sales. The product that cuts the best deal always has an upper hand over other products competing under the same category.

It is this principle that the reward credit cards are based on. They lure the customers by offering them enticing rewards. This reward system is based on the accumulation of points. For obtaining rewards an individual would have to accumulate a certain number of points. For e.g. you might have to accumulate 5000 points to obtain free flying miles. The reward program offers a variety of offers ranging from free flying miles or maybe even cash back offers on your purchase. They may offer purchase discounts to customers who have opted for their retail credit card. The maximum usage of these perks can be gained by one who uses his credit card frequently. If the person uses his credit card occasionally these perks should be the last thing on his mind as the largest rewards go the most extravagant spenders.

The biggest advantage of this card is its accessibility. Any citizen above the age of 18 has the right to obtaining these cards. There are a number of reward options out there. If an individual is interested in one, he would have to conduct a thorough analysis of the all the rewards and perks offered by various credit card companies. Yes it can be a daunting and time consuming task but it will all be worthwhile when one finds the right scheme.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Posted: November 8, 2018

Thanksgiving is coming, and whether you are hosting a meal or coming as a guest, your spendings are going to accumulate faster than you can notice. A holiday feast is a costly matter – each year Americans spend around $50 on a Thanksgiving ... Continue reading
The Best Credit Card for Earning Cash: Discover it® Cash Back

The Best Credit Card for Earning Cash: Discover it® Cash Back

Posted: November 2, 2018

You’ll have hundreds of dollars in your pocket in no time because you’ll earn money back on every purchase you make with this card. There are no restrictions on the amount of cash back you can get, and Discover even matches every penny you ... Continue reading
Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Posted: October 10, 2018

Nights are drawing out, the wind is colder every day and you already feel the lightest breath of winter on your face - autumn is here. Holidays are over, kids are back to school and all you are left with are hefty holiday bills that you ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!