Things to check while traveling with credit cards

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Things to check while traveling with credit cards

Things to check while traveling with credit cards


Updated: June 30, 2015

The content is accurate at the time of publication and is subject to change.

Credit cards could be quite useful while traveling as one can avoid carrying cash. They are very useful especially in case of emergency. However, they could also be trouble when you are not really careful. Also one can choose the right credit card too which offers a lot of benefits while traveling. Here are some of the things worth considering while traveling with credit cards.

Lost baggage replacement

This is one feature that comes in very handy most of the times. Quite a few cards come with the feature where there is lost baggage insurance. The credit card company will offer coverage in case your baggage has been lost or misplaced by the airline company while traveling. This will ensure that you wouldn't be stranded in such a situation and you will have a backup to fall back on. In most cases this amounts to reimbursing you for your expenses due to the misplacement of your baggage.

Hotel and restaurant discounts

Traveling with credit cards that offer discounts on hotel stays or in reputed restaurants is certainly a great bonus. There are many such credit cards issued by companies for the travelers who frequently fly on business trips or mini vacations. Credit card issuers with special tie-ups with hotels chains like Hilton, Marriott etc. ensure that credit card holders get a discount and special amenities too.

Lost card replacement

Traveling with credit cards could prove risky in case your wallet was stolen or you lose your credit card somewhere. This is exactly the reason why some credit card issuers offer a hotline number which can be reached round the clock from anywhere in the world. Credit card holders can call this number and report stolen or lost card. This will ensure that the lost or stolen card is not misused and the credit card customer will get a new replacement within a day or two. Sometimes, credit card companies, even go out of their way to provide cash for the expenses of the customers while the credit card is being replaced.

Travel insurance

Traveling with credit cards can also prove beneficial especially in cases when they have travel insurance for you. In fact some credit cards also have cancellation insurance in which case, the losses you incur due to trip cancellation will be covered by the insurance company without you paying the premium for the insurance. This kind of coverage proves very helpful in unforeseen situations.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

Top 5 Secured Credit Cards: September 2020 – Experts’ Choice

Top 5 Secured Credit Cards: September 2020 – Experts’ Choice

Posted: June 22, 2020

The COVID-19 pandemic has made significant changes not only in people’s lives and their financial standing but also in the entire financial sector of the U.S. We have collected the best secured card offers from our partners so that you can… Continue reading

Top 5 Soft Pull Credit Cards: September 2020 – Experts’ Choice

Top 5 Soft Pull Credit Cards: September 2020 – Experts’ Choice

Posted: June 3, 2020

When applying for a credit card, you definitely don’t want your credit score to go down. Here, you will find the best credit cards with a soft pull from our partners. An application for such cards won’t make changes to your credit history… Continue reading

Top 5 Store Credit Cards: September 2020 – Experts’ Choice

Top 5 Store Credit Cards: September 2020 – Experts’ Choice

Posted: May 30, 2020

We evaluated store credit cards offered by our partners to find the best store credit cards. They are often loaded with perks that will allow you to save on purchases at your favorite retailer. Plus, many store credit cards are available… Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!