Tips to remember when traveling with credit cards


ADVERTISING DISCLOSURE: is an independent, advertising-supported web site. receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Tips to remember when traveling with credit cards

Tips to remember when traveling with credit cards

The content is accurate at the time of publication and is subject to change.

When travelling with credit cards, there may be minor glitches, but on the whole, smart management is what's needed. Before travelling consumers must ensure that they photocopy all their credit cards along with their airline tickets and other documents. It is best to leave one set of these photocopies with a family member or friend while also keeping a copy with them. In the event a card is lost while travelling, this helps cancel it without any hassles.

However, it is international travels that could lead to problems related to cancellation of credit cards. When travelling with a spouse or even a friend for that matter, it is best to carry separate credit cards issued in different names. The main reason for this is that a single credit card account can create a difficulty if the credit card is lost, as it would cancel others members' credit cards also. Generally, there is a gap period of three to five days in the reissuing of the card.

There's nothing worse than an automatic credit card deactivation when travelling. Many credit card companies are known to strike off their credit cards if they are in use for six times or more in a single day. This is done to prevent thieves from misusing cards that may have been stolen. It could particularly be a problem during reactivation. For most convenience, consumers must notify their credit card companies in advance about their trip abroad.

The safest place to store credit cards when travelling is the front and back of the bag. You can also cut out the date of expiry and the name on the card. This method could especially be beneficial for users possessing multiple credit cards. Users who travel abroad frequently must also keep track of a conversion fee that is generally charged by many banks. This is done by them to ease off the process of conversion into foreign currencies. In quite a few instances however, banks may not charge a conversion fee. For those using multiple cards, they must check the bank or company providing them a good deal with this fee.

Before leaving for a trip, consumers must further ensure that they have the PIN of the credit card they're travelling with changed. There are number of foreign banks that do not accept six digit PINS. In most cases, you can change your PIN through your local ATM itself. Big banks typically aid in exchanging U.S. into foreign currency at comparatively lowered rates and reduced fees.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Related Research:

{{PRD_NAME(1314)}} - A World Elite Mastercard Travel Credit Card

Citi Premier® Card - A World Elite Mastercard Travel Credit Card

Posted: February 10, 2021

Citi, a advertising partner, offers the Citi Premier® Card, which gives elevated ThankYou points for your travel expenses and, with the recent update of the rewards program, for purchases at restaurants, supermarkets, and… Continue reading

How Your Credit Card Can Help You Travel

Posted: November 05, 2011

You`ve probably heard that you can use your credit card to finance your car, or that you can save gas money when you use a cash-back gas credit card, but that`s not all that your credit card can do when it comes to your automobile woes…. Continue reading

The best options for travelling with credit cards

Posted: January 04, 2011

Some people prefer to pay with cash, and others prefer cards. Although there is a notion that credit cards could lead you to debt, especially when you are on a vacation, there are certain credit cards, which offer great features. These… Continue reading

You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!