Which credit card rewards should you go in for?


Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Which credit card rewards should you go in for?

Which credit card rewards should you go in for?

Updated: December 26, 2012

The content is accurate at the time of publication and is subject to change.
When applying for credit cards, there are a number of features that you might come across. However, one of the things that is bound to catch your attention would probably be the credit card rewards. Considering the sheer number of people out there that are interested in getting credit cards, credit card companies have to be absolutely sure that they can design offers that are made to catch the attention of different individuals that might show an interest in these cards. Hence, you, as a customer should be familiar with spotting the good rewards from the bad ones. Cash back offers An extremely popular kind of credit card rewards would probably have to be the cash back schemes that are provided by a number of different companies that are out there. You should know that these offers are not necessarily the kind that might be advertised and in most cases, do have a catch attached to it. Hence, it is important to know how to spot these catches and not to fall for them. Cash back schemes have a lot of restrictions, so read carefully before you can base your decision on this alone. Point system Another popular kind of credit card rewards that is provided by many major credit card companies out there is the point based reward system. Card patrons are provided with points every time they swipe their credit card or make use of it in any particular place. In this manner, they will be able to accumulate a ton of points and essentially use these points in order to redeem certain kinds of rewards. Clearly, this is an interesting scheme, wherein you get something for making use of the card regularly. Many people do consider this as a good reward system and depending on the card that you have, this just might be the system that you would require. Merchant based discounts With constant tie ups with leading companies in the industry, many credit card companies today provide end users with the option of merchant based discounts. This kind of credit card rewards is quite useful as well, and in many ways, provides the end users with the ability to get discounts on everyday commodities. Hence, it is an extremely useful option to have and take advantage of. Not only do you get spectacular credit card discounts, but you will also be able to zero in on select merchants. Thus, depending on what is favorable for you, you can pick and choose the right kind of credit card rewards to go in for. Don't be too worried about what it is that you end up choosing, mainly because you will be provided with a significant number of options. Hence, do consider different schemes of rewards, just in case to see how much you might end up saving in the long run. After all, you wouldn't want to lose out on a great deal simply because you didn't look closely enough! In many ways, this is something that you would want to have on your record.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Autumn 2018: Best Rewards Credit Cards for Thanksgiving Shopping

Posted: November 8, 2018

Thanksgiving is coming, and whether you are hosting a meal or coming as a guest, your spendings are going to accumulate faster than you can notice. A holiday feast is a costly matter – each year Americans spend around $50 on a Thanksgiving ... Continue reading
The Best Credit Card for Earning Cash: Discover it® Cash Back

The Best Credit Card for Earning Cash: Discover it® Cash Back

Posted: November 2, 2018

You’ll have hundreds of dollars in your pocket in no time because you’ll earn money back on every purchase you make with this card. There are no restrictions on the amount of cash back you can get, and Discover even matches every penny you ... Continue reading
Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Top 5 Cards for Travel from Our Partners: Autumn 2018 – Expert’s Choice

Posted: October 10, 2018

Nights are drawing out, the wind is colder every day and you already feel the lightest breath of winter on your face - autumn is here. Holidays are over, kids are back to school and all you are left with are hefty holiday bills that you ... Continue reading
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!