Compare Halifax Credit Card with Other Offers
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Halifax Credit Card Alternatives
Halifax is a division of the Bank of Scotland and is a major banking chain in the United Kingdom. The bank was founded in 1853 as a building society, and by 1913 it had developed into the largest building society in the United Kingdom. In 1997 Halifax became a public limited company, and in 2001, Halifax partnered with the Bank of Scotland to become what it is today. Halifax currently holds the position of being the UK’s largest provider of savings accounts and residential mortgages.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
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Compare Halifax Bank Cards with the Other Offers
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Card Type
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Reward Bonus
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Rewards
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Intro APR on Purchases
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Regular APR
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Annual Fee
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Excellent, Good Credit
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Excellent, Good Credit
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Excellent, Good Credit
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| NO Halifax Bank Cards AVAILABLE |
| Discover it® Miles | *See Terms | Discover it® Cash Back | *See Terms | Citi Rewards+℠ Card | Unfortunately, there are Look through the best |
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Credit Card
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INTRO OFFER: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel!
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INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
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Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
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0% (14 months) | 0% (14 months) | 0% 12 months on Purchases | |
14.24% - 25.24% Variable | 14.24% - 25.24% Variable | 15.74% - 25.74% (Variable) | |
$0 | $0 | $0 | |
Other Alternatives to Halifax Bank Cards:
- No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
- No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
- Instant Response (Delays may occur depending on application data provided).
- Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
- Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
- Choose From Over 450,000 items.
- Shop Great Brands at Fingerhut.com.
- Get the Credit You Deserve.
- We just love saying "YES!"
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
|---|---|---|---|---|
| n/a | See Terms | $0 | See Terms | Yes |
- Enjoy peace of mind with $0 Fraud Liability
- Qualified applicants will receive a card with a competitive APR and no annual fee along with 1% cash back rewards on all purchases, terms apply
- View updates to your Experian credit score with free online access, terms apply
- Make paying your bill easier with the ability to choose your payment due date, terms apply
- Access your account on-the-go with the Credit One Bank mobile app
- Never miss an account update with customizable text and email alerts
- Show off your personality by selecting from a variety of card designs, a fee may apply
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
|---|---|---|---|---|
| N/A | 20.24%-26.24% Variable | $0 - $99 | See terms | Yes |
- Applying is quick and easy with our fast decision process
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Card designs to fit your personality at no extra charge
- Account history is reported to the three major credit bureaus in the U.S.
- *Dependent on credit worthiness
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
|---|---|---|---|---|
| N/A | N/A | 24.9% | N/A | $35 - $99* |
- Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
- Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won't be held responsible for unauthorized charges.
- Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
- Keep an eye on your credit information with free online access to your Experian credit score. Terms apply.
- Get access to billing statements online when you Go Paperless. Enjoy quicker access to your account documents without the hassle of having to wait ‘til they arrive in the mail.
| Intro APR on Purch. |
Regular APR | Annual Fee | Application Processing Fee | Reporting Credit Bureaus |
|---|---|---|---|---|
| N/A | 20.24%-26.24% Variable | $0 - $99 | See terms | Yes |
- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
|---|---|---|---|---|
| 0%* 12 months on Purchases* | 0%* 21 months on Balance Transfers* | 16.24% - 26.24%* (Variable) | 5% of each balance transfer; $5 minimum. | $0* |
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
|---|---|---|---|---|
| N/A | N/A | 16.74% - 25.74% (Variable) | 3% of each balance transfer; $5 minimum. | $95, waived for first 12 months |
- 0% Intro APR on purchases and balance transfers for the first 15 months from account opening. Then a variable APR of 14.24%, 20.24% or 25.24% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
| Intro APR on Purch. |
Intro APR on Bal.Tr. |
Regular APR | Balance Transfer Fee | Annual Fee |
|---|---|---|---|---|
| 0% Intro APR for 15 months | 0% Intro APR for 15 months | Variable APR of 14.24%, 20.24% or 25.24% | Either $10 or 4%, whichever is greater, will apply on each balance transfer and credit card check | None |
Credit Card Offers from Halifax
Halifax offers several different credit cards including the Purchase card, Clarity card and Student card. These Halifax credit cards are MasterCard so they can be used anywhere MasterCard is accepted. Halifax credit cards have variable APRs that are based on a person’s credit score and creditworthiness.
The Purchase card comes with special cardholder features including a long no-interest on purchases period. Halifax Purchase card holders receive up to 20 months of 0% interest. In addition to this, Purchase cardholders also make a balance transfer. With the Purchase card, people that transfer a balance within 90 days of opening their account have 0% interest for six months.
Another credit card offered by Halifax is the Clarity credit card. It comes with no usage fees. What this means is this card will not charge any fees for balance transfers, cash withdrawals or spending overseas. In addition to this card, Halifax also offers a credit card for students. The Student credit card comes with a variable credit limit of up to $1,000. Also, student cardholders receive balance updates and upcoming payment due dates via text message.
The Halifax credit card options offer some special features especially the Purchase card, which is great for big ticket items as it gives you nearly two years to pay off the balance. However the availability of this offer is based on the current state of the cardholders’ creditworthiness. Additionally, the other cards may have high APRs depending on your credit score as well. If the Halifax credit card options don’t seem like they are for you, you may want to look at some of these other credit cards.
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