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Rating
Intro APR on Purch. Period
Intro APR on Bal. Tr. Period
Avg. Regular APR
Annual Fee
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Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
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Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$150
  • You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.
  • Earn up to 5 points per dollar in eligible grocery and restaurant purchases*
  • 2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1 dollar in other purchases
  • Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide
  • Free and unlimited access along with one (1) guest to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau airport.
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

30,000 Points

You will earn 30,000 reward points if you charge a net purchase amount of $5,000 to the credit card within 3 months of opening your account.

Rewards

Earn up to 5 points per dollar in eligible grocery and restaurant purchases*

2 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*

1 point per 1 dollar in other purchases

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$115
  • Earn up to 2 points on all card purchases* without restrictions*
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 60 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

Rewards

Earn up to 2 points on all card purchases* without restrictions*

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$70
  • You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.
  • Earn up to 2 points per dollar in eligible grocery and restaurant purchases*
  • 1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*
  • 1 point per 1.5 dollars in other purchases
  • Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage up to 10 days
  • Out-of-province-of-residence medical/hospital insurance, Departure flight delay insurance, Baggage insurance in case of delay, Baggages insurance in case of theft or loss, Vehicule rental insurance
  • Mobile devices insurance against theft or damages for a period of up to 2 years
  • Medical, general and legal assistance
  • Purchase protection in case of theft or damage*
  • Extended Warranty*

15,000 Points

You will earn 15,000 reward points if you charge a net purchase amount of $3,000 to the credit card within 3 months of opening your account.

Rewards

Earn up to 2 points per dollar in eligible grocery and restaurant purchases*

1.5 points per dollar in eligible gas and electric vehicle charging purchases, recurring bill payments and À la carte travel purchases*

1 point per 1.5 dollars in other purchases

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$0
  • Your cause. Your card. Created for today's women, the Allure card allows you to contribute to the Quebec Breast Cancer Foundation.
  • Earn 1 point for every $2 spent
  • Receive $10 cashback for each 1,000 points earned
  • Extended warranty*
  • Purchase protection in case of theft or damage*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

Annual Fee: $0

Rewards

Earn 1 point for every $2 spent

Receive $10 cashback for each 1,000 points earned

Instant Response

Reporting to the Major Consumer Reporting Agencies

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$0
  • 1% on restaurant transactions and recurring automatic transfers 0,5% on all other eligible purchases
  • Protection for your mobile phone: Your new mobile devices, purchased with your card, or phone subscriptions paid for with your card or by automatic transfers from your mycredit account are protected against theft or damages for a period of up to 2 years
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

Annual Fee: $0

Rewards

1% on restaurant transactions and recurring automatic transfers 0,5% on all other eligible purchases

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$30
  • Earn 1.5% cashback on most online purchases, in grocery stores and on gas*
  • Get unlimited 1% cashback on all other purchases
  • Apply your cashback as soon as you accumulate $10. You can even access your cashback on the go from any tablet or mobile device!
  • Purchase protection in case of theft or damage*
  • Extended warranty*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

Rewards

Earn 1.5% cashback on most online purchases, in grocery stores and on gas*

Get unlimited 1% cashback on all other purchases

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
20.99%
Annual Fee
$0
  • Enjoy a simple, efficient and practical payment solution.
  • Access funds anywhere in the world.
  • Control your spending by setting your credit limit to $500.
  • Protect your purchases with an insurance program you can count on.
  • Protect yourself against unauthorized purchases thanks to the MasterCard® Zero Liability program.
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

Annual Fee: $0

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Intro APR on Purchases
N/A
Intro APR on Balance Transfer
N/A
Regular APR
9.95% (min) or prime rate + 4%
Annual Fee
$35
  • Extended warranty*
  • Purchase protection in case of theft or damage*
  • National Bank ranks #1 among credit card issuers for Customer Experience according to the Forrester CX Index.

Reporting to the Major Consumer Reporting Agencies

Unsecured Credit Card

Build Credit

Use this card everywhere Mastercard cards are accepted (subject to available credit)

National Bank of Canada
Credit Card Options

National Bank personal credit cards fall into major popular categories including cash back, travel rewards, no-fee, and low-interest rates.

Whether you need a premium rewards credit card with luxury perks, or you prefer paying no-annual fees, National Bank offers credit cards that are likely to meet your preferences and payment habits. Each card offers its own range of unique features, but there are also common features across cards like purchase and fraud protections, extended warranty, concierge services and contactless payments.

Whichever credit card you choose, National Bank offers a very flexible rewards program. You can use your National Bank rewards points for gift cards, travel bookings, credit card payments, merchandise, and more.

questionsABOUT
CREDIT CARDS

I'm from Canada and I need a card to earn rewards at Home Depot and other stores. Please advise.

The best choice for you is general rewards credit cards. They may come with low intro APRs on purchases, allow earning worthwhile rewards for all purchases, including Home Depot purchases, and give flexible redemption...

Read more
How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Read more
Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

Read more
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