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Truist
CREDIT CARD ALTERNATIVES
Truist Bank is a banking giant that was formed in 2019 through a merger of two banks, BB&T and SunTrust. Today, Truist Bank is among the top 10 largest banks in the U.S., headquartered in Charlotte, North Carolina, and operating in 17 states and Washington, D.C. Clients of the united financial institution can take advantage of a wide array of financial products that include credit cards, bank accounts, mortgages, loans, retirement planning and more.
UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.
- Best Cards
- Reward Cards
- No Annual Fee
- Limited/No Credit
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REWARDS BONUS
- No bonus offer244
REWARDS
- Earn 3% cash back on gas and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases or choose to earn 1.5% on all eligible purchases.244
INTRO APR ON PURCHASES
- 0% intro APR (12 months)244
REGULAR APR
- 18.49% - 27.49% (Variable)244
REWARDS BONUS
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
REWARDS
- 3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 14.99% - 29.99%
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REWARDS BONUS
- Earn 20,000 bonus Rewards Points when you spend $3,000 within 60 days of opening your new card
REWARDS
- Earn 2 Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications and 1 Reward Point for every $1 spent on all other purchases
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CREDIT CHECK
- No
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- See terms
CREDIT CHECK
- Yes
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $1,000
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card offers FROM
TRUIST
Truist is a bank with a full range of affordable banking products and online services, as well as in-store offerings in select locations nationwide. To get a better idea of whether Truist Bank is what you're looking for, here's a brief overview of the options Truist Bank offers to their customers.
Truist credit card rewards
Truist issues a suite of credit cards for business and personal use. Truist offers credit card products that include cash back, travel and secured card options. Each card has its own set of features. There are even Truist Visa card options that earn cash back for utilities, a rare but useful category that not many cards feature on the market.
Since the cards operate on the Visa network, they also come with the multiple layers of security and protections. Plus, it's the world's largest card processor, and Visa cards are accepted by millions of merchants around the world.
While Truist credit cards offer competitive rewards and benefits, there are a few rules that make the redemption process a bit tricky to use. There are rewards caps and minimum redemption requirements on several cards that earn cash back and travel rewards. What's more, all rewards will expire five years after you've earned them, regardless of which card you have. There are many card options that don't come with such restrictions that make it difficult to get your money's worth.
Truist currently has good basic checking accounts, but their savings accounts are loaded with pretty high fees that are hard to avoid.
questionsABOUT
CREDIT CARDS
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