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Truist
CREDIT CARD ALTERNATIVES
Truist Bank is a banking giant that was formed in 2019 through a merger of two banks, BB&T and SunTrust. Today, Truist Bank is among the top 10 largest banks in the U.S., headquartered in Charlotte, North Carolina, and operating in 17 states and Washington, D.C. Clients of the united financial institution can take advantage of a wide array of financial products that include credit cards, bank accounts, mortgages, loans, retirement planning and more.
UNFORTUNATELY, WE DO NOT CURRENTLY OFFER ANY ONLINE APPLICATIONS FOR THIS BANK.
- Best Cards
- Reward Cards
- No Annual Fee
- Limited/No Credit
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REWARDS BONUS
- —
REWARDS
- Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
- Get 1% Cashback Rewards on all other purchases
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 35.90%
ANNUAL FEE
- $175 the first year; $49 thereafter
REWARDS BONUS
- No bonus offer244
REWARDS
- Earn 3% cash back on gas and EV charging and 2% on utilities and groceries (with a combined $1,000 monthly spend cap)—and 1% on all other eligible purchases or choose to earn 1.5% on all eligible purchases.244
INTRO APR ON PURCHASES
- 0% intro APR (12 months)244
REGULAR APR
- 19.24% - 28.24% (Variable)244
REWARDS BONUS
- —
REWARDS
- Turn everyday purchases into 1.5% Cashback Rewards!
INTRO APR ON PURCHASES
- N/A
REGULAR APR
- 35.90%
ANNUAL FEE
- $175 the first year; $49 thereafter
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REWARDS BONUS
- —
REWARDS
- Fuel your savings! Get 3% Cashback Rewards on your first $5,000 in gas, grocery, restaurant, & mobile phone service purchases!
- Get 1% Cashback Rewards on all other purchases
ANNUAL FEE
- $175 the first year; $49 thereafter
REWARDS BONUS
- —
REWARDS
- 2% Unlimited Cash Back on Every Purchase†, Everywhere Mastercard is accepted
ANNUAL FEE
- $0^
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INTRO APR ON PURCHASES
- See website for Details*
REGULAR APR
- 29.99%^
KEY FEATURE
- 2% Unlimited Cash Back on Every Purchase†, Everywhere Mastercard is accepted
ANNUAL FEE
- $0^
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CREDIT CHECK
- No
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- See terms
CREDIT CHECK
- Yes
INSTANT RESPONSE
- Yes
MINIMUM LOAN AMOUNT
- $1,000
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card offers FROM
TRUIST
Truist is a bank with a full range of affordable banking products and online services, as well as in-store offerings in select locations nationwide. To get a better idea of whether Truist Bank is what you're looking for, here's a brief overview of the options Truist Bank offers to their customers.
Truist credit card rewards
Truist issues a suite of credit cards for business and personal use. Truist offers credit card products that include cash back, travel and secured card options. Each card has its own set of features. There are even Truist Visa card options that earn cash back for utilities, a rare but useful category that not many cards feature on the market.
Since the cards operate on the Visa network, they also come with the multiple layers of security and protections. Plus, it's the world's largest card processor, and Visa cards are accepted by millions of merchants around the world.
While Truist credit cards offer competitive rewards and benefits, there are a few rules that make the redemption process a bit tricky to use. There are rewards caps and minimum redemption requirements on several cards that earn cash back and travel rewards. What's more, all rewards will expire five years after you've earned them, regardless of which card you have. There are many card options that don't come with such restrictions that make it difficult to get your money's worth.
Truist currently has good basic checking accounts, but their savings accounts are loaded with pretty high fees that are hard to avoid.
questionsABOUT
CREDIT CARDS
If I get a credit card with a sign-up bonus, when will I get the bonus and how can I use it?
It depends on the credit card you get. If you get a general rewards credit card like the Citi Strata Premier® Card (Citi is a Credit-Land.com advertising partner), you will have 3...
Read moreI am thinking of getting the Chase Freedom* unlimited credit card for balance transfer. The fact is: it offers only 12 months of 0% period. How can I make it longer?
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Read moreI've found that Chase Freedom offers 5% cash back in selected categories each quarter. Are there any similar offers?
You are right, Chase Freedom* (no longer available) credit card offers 5% cash back on up to $1,500 in combined purchases in bonus categories like gas stations, grocery stores and other each quarter you activate. It is...
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