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Citi Premier® Card

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

    Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets

on Citi's secure website

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Everyone likes rewards, benefits, and perks that come with credit cards, but the fact of the matter is, the best rewards credit cards, especially travel credit cards, often have annual fees. However, many of them are worth it.

Citi, a advertising partner, offers the Citi Premier® Card, which gives elevated ThankYou points for your travel expenses and, with the recent update of the rewards program, for purchases at restaurants, supermarkets, and gas stations. The card also gives access to various World Elite Mastercard benefits. Let's dig a little deeper into this travel rewards card within the Citi ThankYou network - one of the most popular credit card rewards programs out there.


With the Citi Premier® Card, you will earn 60,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account open. These points can be used to book airline flights, hotel stays, car rentals, cruises, and experiences when booked through the ThankYou® Travel Center.

If travel redemptions are not the option, you can use points for gift cards from popular brands like Lowe's, Spotify, T.J. Maxx, Nike, Hulu, and many more. If you decide to redeem for gift cards, the welcome bonus will worth $600 in gift cards when redeemed at Or you can shop with points online at or, cover recent purchases and bills, transfer points to participating loyalty programs, or get cash rewards.


You will also earn increased points on purchases in specific spending categories on a regular basis with the Premier card. Thus, air travel and hotel stays will bring you 3X points. You will get the same 3X points at restaurants and supermarkets. Purchases at gas stations will also add 3X points to your rewards balance. All other purchases will earn the standard 1X point.

Plus, for a limited time, all hotels, rental cars, and attractions booked at the Citi Travel℠ portal will earn a total of 10 ThankYou Points per dollar spent. This offer excludes air travel and is limited in time (active through June 30, 2024).

Earned points do not expire, and the sky's the limit to how many points you can earn, so you can save them up as long as you like. If you want to use your points, you can redeem them for gift cards, travel rewards, shop with points, and more. Just visit to see all the available options.


Like any premium credit cards for travel, the Citi Premier® Card has additional travel benefits and perks. Here's what you can get with the card:

$100 Annual Hotel Savings Benefit

You can enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through the ThankYou Rewards portal. To receive the $100 annual savings, you should pre-pay for your complete stay with your Citi Premier® Card, ThankYou points, or use points and the card together. You can use this benefit once per calendar year.

No Foreign Transaction Fees

Whenever you are in the mood for travel, rest assured that your trip won't be spoiled by unwanted fees like fees for transactions in a foreign currency, which can be as high as 5%. With no foreign transaction fees, the Citi Premier® Card can be your best travel buddy.

Points Transfer

ThankYou Points can be transferred to participating airline loyalty programs at a 1:1 ratio in most cases. Some of the participating air loyalty programs include Emirates Skywards, Flying Blue (Air France and KLM), JetBlue TrueBlue, Qatar Privilege Club, Thai Royal Orchid Plus, Turkish Airlines Miles & Smiles, Virgin Atlantic Flying Club, and more.

Multiple ThankYou Points Redemption Options

While the Citi Premier® Card is designed for travelers, travel is not the only redemption option. There are multiple redemption options, including gift cards and Shop with points. Gift card redemptions offer a large selection that includes department and home stores as well as restaurants.

Citi Entertainment®

This program allows cardholders to get special access to purchase tickets to thousands of events, including concerts, sporting events, and dining experiences. Premier cardholders can buy tickets to the experiences they love before the general public can buy them.

Citi® Concierge

Citi offers a concierge service where experts working round the clock will assist your travel, shopping, dining, entertainment, or everyday needs. The service will help with virtually anything from finding a grocery store or pharmacy to shipping a gift for a special occasion.

Free FICO® Score

Citi partners with FICO and Equifax to provide you with free access to your FICO Score and information that helps you understand it. Your FICO Score is refreshed every month, so you could easily track all score changes.


As a World Elite Mastercard® credit card, the Citi Premier® Card gives access to some benefits and perks provided by Mastercard on the World Elite level. However, note that credit card issuers may not give access to all World Elite Mastercard benefits, so it is always worth checking with the issuer which benefits you can actually use. Here we list all the benefits that can come with a World Elite Mastercard card:


  • Lyft: Take 3 rides in a month and get a $5 Lyft credit once per month.
  • ShopRunner: Free ShopRunner membership. Members currently receive 2-day shipping and free return shipping at over a hundred online retailers, including Saks Fifth Avenue, Brooks Brothers, Kate Spade, Adorama, 1-800-Flowers, and more.
  • DoorDash: Enjoy $0 delivery fees and extra savings on eligible restaurant, grocery and convenience orders. Plus, get 3 free months of membership and $5 off their first order per month.


  • Fandango: $5 reward for every $20 spent on movie tickets at Fandango or at home on Vudu.
  • Priceless Experiences®: Access to unforgettable in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
  • Priceless Golf: Mastercard has created exclusive golf offers and experiences with the PGA TOUR® for World Elite Mastercard cardholders. You can also use Golf Concierge Services to access some amazing golf benefits available only from Mastercard.
  • World Elite Concierge: A complimentary 24/7 concierge service that acts like a relentless personal assistant who can help to locate hard-to-find items or even reserve that perfect table and even more.


  • Complimentary professional travel services: Provided by experienced travel advisors ready to help you plan your trip 24 hours a day, 7 days a week.
  • Mastercard Hotel Stay Guarantee: If your 3-star or higher-rated hotel is not working out, a Lifestyle Manager will work to make it right.
  • Lowest Hotel Rate Guarantee: If you find the same exact hotel stay for less, Mastercard will refund the difference.
  • Mastercard luxury hotel & resorts portfolio: Enjoy complimentary room upgrades, early check-in and late check-out upon availability, daily breakfast for two and preferred amenities at more than 3000+ properties around the globe.
  • Car, Air, Cruise and Vacation Packages: Enjoy special savings and upgrades on all aspects of your travel.
  • Mastercard Airport Concierge®: Arrange for a personal, dedicated meet-and-greet agent to escort you through the airport on departure, arrival, or any connecting flights, 24/7/365, at over 700 destinations worldwide.


  • Mastercard ID Theft Protection™: The service monitors your credit file for changes that could indicate fraud, sends alert notifications whenever suspicious activity is detected, and provides ID Theft Resolution at no additional cost.
  • McAfee™: Award-winning antivirus software protects your computer and personal information from hackers and criminals with a 30-day free trial and a discounted one-year subscription. Total Protection can be used across five devices so you can enjoy cyber protection on the go.
  • Mastercard Zero Liability Protection: As a Mastercard cardholder, you are not responsible in the event when someone makes unauthorized purchases with your card.
  • Global Emergency Services: The service helps you with reporting a lost or stolen card, obtaining an emergency card replacement or cash advance, finding an ATM location and answering questions on your account.

As a World Elite Mastercard cardholder, you are entitled to additional benefits from Mastercard. However, the availability of some perks will vary by the card issuer. Also, some World Elite benefits may change from time to time. So, we encourage you to check with your credit card issuer what benefits you have access to.

Citi Premier® Card

    Rewards Bonus

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
  • Earning Rewards

  • Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Fee

  • $95