Capital One® Spark® Cash for Business

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Capital One® Spark® Cash for Business
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT, GOOD
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account
Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
Use Spark Cash across all your business spend, with no categories to limit your purchasing
$0 intro annual fee for the first year; $95 after that
Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

Rewards Program

Cash Back Rewards

Bonus Offer:
Earn up to $2,000: Earn a $500 cash bonus when you spend $5,000 in the first 3 months and $1,500 when you spend $50,000 in the first 6 months of opening your account. Limited Time Offer.
Max Rewards Per $1:
2% Cash Back on every purchase, every day

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
18.74% (Variable)
Penalty APR:
31.15% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
18.74% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
31.15% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Cash Advance
Ongoing APR:
24.74% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
31.15% (Variable)
Minimum Grace Period:
0 days
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0 intro for first year; $95 after that
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
None
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business

pluses
Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account

pluses
Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:

User comments about Capital One® Spark® Cash for Business:
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