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ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Best Canadian Credit Cards: May 2025
Here you can find Canada credit cards from some of the popular credit card companies in Canada. Whether you are looking for competitive rates or American Express credit card offers, best rewards credit cards or balance transfer credit cards, we have you covered. Mastercard and Visa credit cards are also available. Canada residents can choose from a wide assortment of bank products from prepaid cards and personal loans to credit card offers to find the best deal!
Please note that all credit offers on this page are for Canadian citizens only. If you are an American resident or citizen, please see the best US credit card offers.
- Top for May 2025
- Rewards
- No Annual Fee
- Personal Loans
our choice
Up to
2%
Cash Back
Max. Rewards:
2% cashback on grocery, recurring, and gas
Rewards on everyday purchases:
0.5% cashback on everything else
Redemption Options:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$20,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms
our choice
Great Rewards
Bonus Offer:
Get up to 40,000 Asia Miles302 and 15% off Cathay Pacific flights303
Max. Rewards:
Earn 5x Asia Miles on average at thousands of Neo partners nationwide307
Rewards expiration:
Asia Miles will not expire as long as you earn or redeem Asia Miles at least once every eighteen (18) months
Welcome Offer
Bonus Offer:
Get up to 40,000 Asia Miles302 and 15% off Cathay Pacific flights303
Access to
Lounges
Lounge Access:
Get priority online check-in309, access to 1,300+ DragonPass airport lounges in more than 140 countries311, and thousands of unique and memorable Priceless.com experiences worldwide.
our choice
our choice
Loans up to
$60,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$60,000
Term of Loan:
Terms from 3-120 months
Low Rates
APR:
Rates as low as 8.99% APR
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
our choice
Up to
5%
Cash Back
Max. Rewards:
5% cashback on groceries
Rewards on everyday purchases:
1% cashback on everything else
Redemption Options:
—
Earn More
on Your
on Your
Daily Spending
Rewards on everyday purchases:
1% cashback on everything else
Max. Rewards:
5% cashback on groceries
Redemption Options:
—
Up to
$30,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms
our choice
Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.^
Bonus Offer:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99% - 25.99%*
Late Payment Fee:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
1% cashback on gas and grocery349
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.^
Rewards expiration:
—
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
Get the same 1% cashback on gas and grocery as the standard credit card
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
Yes
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
- Get your loan offer in as little 3 minutes.
- No impact to your credit score to check your rate with Mogo.
- No obligation to take the loan.
- Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
- Completely digital application, no need to go into a store/location.
- Receive your loan funds as soon as the same day.
- No pre-payment penalties, pay the loan off or make additional payments towards the outstanding principal balance at any time.
- Your information is safe and secure, Mogo uses bank level security.
- Get access to other great products including the free MogoCard.
- Overtime as you build your relationship with Mogo you can gain access to increased credit.
our choice
Loans up to
$35,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$35,000
Term of Loan:
See terms
Free Credit Score Monitoring
Credit Score Monitoring:
Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
our choice
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
Great Rewards
Bonus Offer:
Get up to 40,000 Asia Miles302 and 15% off Cathay Pacific flights303
Max. Rewards:
Earn 5x Asia Miles on average at thousands of Neo partners nationwide307
Rewards expiration:
Asia Miles will not expire as long as you earn or redeem Asia Miles at least once every eighteen (18) months
Welcome Offer
Bonus Offer:
Get up to 40,000 Asia Miles302 and 15% off Cathay Pacific flights303
Access to
Lounges
Lounge Access:
Get priority online check-in309, access to 1,300+ DragonPass airport lounges in more than 140 countries311, and thousands of unique and memorable Priceless.com experiences worldwide.
our choice
Up to
5%
Cash Back
Max. Rewards:
5% cashback on groceries
Rewards on everyday purchases:
1% cashback on everything else
Redemption Options:
—
Earn More
on Your
on Your
Daily Spending
Rewards on everyday purchases:
1% cashback on everything else
Max. Rewards:
5% cashback on groceries
Redemption Options:
—
Up to
$30,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
1% cashback on gas and grocery349
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
Up to
2%
Cash Back
Max. Rewards:
2% cashback on grocery, recurring, and gas
Rewards on everyday purchases:
0.5% cashback on everything else
Redemption Options:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$20,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms
our choice
$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.^
Rewards expiration:
—
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
Get the same 1% cashback on gas and grocery as the standard credit card
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
Yes
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.^
Bonus Offer:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99% - 25.99%*
Late Payment Fee:
See terms
our choice
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
Up to
2%
Cash Back
Max. Rewards:
2% cashback on grocery, recurring, and gas
Rewards on everyday purchases:
0.5% cashback on everything else
Redemption Options:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$20,000
Credit Limit
Security Deposit:
No
Credit Line:
See terms
Credit Line Increase:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
1% cashback on gas and grocery349
$0
Annual Fee
Annual Fee:
$0317
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
$60
Cash Back Bonus
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
Redemption Options:
Get 1.5 times more cash back every time you redeem for Rogers, Fido or Shaw purchases.^
Rewards expiration:
—
Earn Up to
2%
Cash Back
Max. Rewards:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
Bonus Offer:
$60 cash back when you make a mobile wallet purchase within the first 90 days and 6 automatic payments within the first 8 months for your Rogers, Fido or Shaw postpaid service.^
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
our choice
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.162
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% unlimited cash back on all eligible purchases made in U.S. dollars.^
Rewards on everyday purchases:
Earn 1.5% unlimited cash back on eligible non-U.S. dollar purchases.^
Bonus Offer:
—
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Unsecured Card
Annual Fee:
$0
Regular APR:
20.99% - 25.99%*
Late Payment Fee:
See terms
our choice
Earn
1%
Cash Back
Max. Rewards:
Get the same 1% cashback on gas and grocery as the standard credit card
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
Yes
Up to
$10,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $10,000
Credit Line Increase:
See terms
our choice
Great Rewards
Bonus Offer:
Get a bonus 10% cash back – up to $100. Applies to purchases in your first 2 months.206
Max. Rewards:
Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.*
Rewards expiration:
See terms*
1.95%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
Promotional Balance transfer interest rate - 1.95% interest for the first 6 months (22.95% after that).*
Regular APR:
22.95% after 6 months*
Balance Transfer Fee:
3.00% of amount transferred or minimum $5.00 (Always on)*
$0
Annual Fee
Annual Fee:
$0*
Foreign Transaction Fee:
2.50%
Late Payment Fee:
See terms*
our choice
our choice
Loans up to
$60,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$60,000
Term of Loan:
Terms from 3-120 months
Low Rates
APR:
Rates as low as 8.99% APR
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
our choice
- Get your loan offer in as little 3 minutes.
- No impact to your credit score to check your rate with Mogo.
- No obligation to take the loan.
- Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
- Completely digital application, no need to go into a store/location.
- Receive your loan funds as soon as the same day.
- No pre-payment penalties, pay the loan off or make additional payments towards the outstanding principal balance at any time.
- Your information is safe and secure, Mogo uses bank level security.
- Get access to other great products including the free MogoCard.
- Overtime as you build your relationship with Mogo you can gain access to increased credit.
our choice
Loans up to
$35,000
Minimum Loan Amount:
$500
Maximum Loan Amount:
$35,000
Term of Loan:
See terms
Free Credit Score Monitoring
Credit Score Monitoring:
Checking your rate also gets you free credit score monitoring and free ID fraud protection ($240 a year value).
Great Features
Credit Check:
Yes
Instant Response:
Yes
Credit Agencies Report:
Yes
wide range OF CREDIT CARDS
FOR CANADIANS
We offer a considerable number of Canada card applications online, so you can be in the know of the latest bank products in the country. You can apply online for a bank card of your choice orienting on your individual needs. To make a credit card application online, make sure you are eligible for the chosen bank offer (e.g. unsecured or rewards credit card applications). Evaluate the terms and conditions of each product presented to make the right choice when making the application.
If you expect credit companies to offer instant approval for bank products for fair or bad credit, issued in Canada, unfortunately you won't find them here. Canada bank card applications presented here are mainly for people with good payment history, who are eager to open credit lines for business or consumer needs.
Canada applications require good credit rating, so we do not provide customers with secured credit card applications. Though bad credit card applications in Canada, cards for fair credit (including secured credit offers in Canada) and no credit products are a frequent request at the site, still, there are no applications for these products.
You can rather find a credit card application with balance transfer or some rewards than a secured Visa product for Canada residents or any other deal for bad payment history. So, select a Canadian bank offer for good payment record and satisfy your personal needs applying online for it.
Like all other online credit card applications, opening a Canada credit line implies filling out a form, after which the bank decides whether or not to approve you. The procedure of making online applications is quick and safe. If you are choosing the most profitable application form online, you have convenient charts and easy online tools for comparing Canada applications available.
On the site customers can also find bank offers with cash back, as well as gasoline and hotel credit offers available through MasterCard or Visa card applications. Get the best bank credit offers to apply - instant online approval and balance transfer credit cards. Or you can choose among bank student credit offers.
questionsABOUT
CREDIT CARDS
How to get the best credit card?
With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...
Read moreAre there any cards available to Canadians?
We can recommend you consider Canadian credit card offers from our partners. The best credit cards in Canada offer great rewards, travel and purchase insurance, a welcome bonus, or other perks. So make sure you choose...
Read moreHow do store credit cards work?
Store credit cards, also known as retail credit cards, are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing...
Read more
comments ABOUT
BEST CREDIT CARDS🜂
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