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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer
Credit Card Details
- 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® score online.
- With Citi EntertainmentSM, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
- The standard variable APR for Citi Flex Plan is 15.24% - 25.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
your benefits
Key Feature
0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness. All transfers must be completed in first 4 months.
0% INTRO APR ON PURCHASES
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.24% - 25.24%, based on your creditworthiness.
Interest Rates & Fees
Intro APR:
0% 12 months on Purchases
Regular APR:
15.24% - 25.24% (Variable)
Penalty APR:
Up to 29.99%
Intro APR:
0% 21 months on Balance Transfers
Regular APR:
15.24% - 25.24% (Variable)
Balance Transfer Fee:
5% of each balance transfer; $5 minimum.
Regular APR:
26.74% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99%
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Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer
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