Citi Rewards+ Student Card

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
GOOD
Bank:
Citibank®
Card Network:
Mastercard
User Category:
Student
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

The Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 16.24% - 26.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
No annual fee

Rewards Program

Points Rewards

Bonus Offer:
Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
Max Rewards Per $1:
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year

Interest Rates & Fees

Everyday Purchases
Introductory APR:
0% 7 months on Purchases
Ongoing APR:
16.24% - 26.24% (Variable)
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
Less details collapce
Balance Transfer
Introductory APR:
N/A
Ongoing APR:
16.24% - 26.24% (Variable)
Balance Transfer Fee:
3% of each balance transfer; $5 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Cash Advance
Ongoing APR:
26.99% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
Round up to the nearest 10 points.

pluses
Promo APR on purchases.

pluses
No annual fee.

minuses
No promo rate on balance transfers.

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:

User comments about Citi Rewards+ Student Card:
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!