Citi® Secured Mastercard®

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
LIMITED HISTORY/NO CREDIT/ NEW-TO-CREDIT/ GOOD
Bank:
Citibank®
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
Use your card anywhere Mastercard® is accepted — worldwide.
A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
Get help staying on track with Auto Pay and account alerts.
With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
Manage your account 24/7 online, by phone, or in our mobile app.

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
24.49%* (Variable)
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
Less details collapce
Balance Transfer
Introductory APR:
N/A
Ongoing APR:
24.49%* (Variable)
Balance Transfer Fee:
Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Cash Advance
Ongoing APR:
27.24% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
For people with little or no credit history.

pluses
Helps build credit history.

pluses
Accepted worldwide.

pluses
No annual fee.

minuses
Requires a security deposit

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:

User comments about Citi® Secured Mastercard®:
You've successfully subscribed!

Please specify the following:All these fields are optional

Your Credit History
Themes you are interested in:

By providing this information you help us make our news letters more useful and informative. Thank you!