Citi® Secured Mastercard®

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Citi® Secured Mastercard®
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
LIMITED HISTORY, NO CREDIT, NEW-TO-CREDIT, GOOD
Bank:
Citibank®
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
A security deposit is required for this product (minimum $200)
Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
Use the card anywhere Mastercard® is accepted — worldwide

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
24.49%* (Variable)
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
More details expand
Less details collapce
Balance Transfer
Introductory APR:
N/A
Ongoing APR:
24.49%* (Variable)
Balance Transfer Fee:
3% of each balance transfer; $5 minimum.
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Cash Advance
Ongoing APR:
27.24% (Variable)
Cash Advance Fee:
5% of each cash advance; $10 minimum
Penalty APR:
Up to 29.99% (Variable)
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
See terms
Foreign Transaction Fee:
3%
More details expand
Less details collapce

Expert Review

Our Expert's Valuation:

pluses
For people with little or no credit history.

pluses
Helps build credit history.

pluses
Accepted worldwide.

pluses
No annual fee.

minuses
Requires a security deposit

Expert's Ratings:

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Maintenance Fees:
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Interest Rates:
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User comments about Citi® Secured Mastercard®:
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