Citi Simplicity® Card - No Late Fees Ever
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Card Rating:
Bank:
Citibank®
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States
About this Credit Card:
The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say “representative”
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Interest Rates & Fees
Everyday Purchases
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Balance Transfer
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Cash Advance
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Other Fees
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CreditLand
Expert Review
Our Expert's Valuation:
Zero intro APR on purchases and balance transfers.
No late fees or penalty rate.
No annual fee.
No rewards program.
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