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Discover it® Miles

  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.

on Discover's secure website

Many travel credit cards come with tempting perks, requiring some effort bonuses, a complicated rewards structure, and steep annual fees. If you are looking for simplicity and don't want to worry about math, the Discover it® Miles may be the card for you. This travel card from Discover comes with fixed rewards on all purchases, no-hassle welcome bonus offer, and no annual fee. It is probably the best Discover card for travel, especially if you do not travel a lot.

Here we are digging a bit deeper into the card's details to show how this card can work for you.


The Discover it® Miles card has one of a kind sign-up bonus offer. The card does not require you to make a specific amount of purchases within a certain period of time. Instead, it gives you the freedom to spend and earn at your own pace and matches all the miles you've earned at the end of your first year. That's it - all miles earned during the first year of card membership will be matched at the end of the year, provided you are a new cardmember.

Taking that every dollar spent on the card nets 1.5 reward miles, you will basically earn 3 miles on all purchases in your first year. Let's talk numbers. If you, for example, spend $1,500 per month, you will earn 2,250 miles. That'll be 27,000 miles in one year. And with the Discover Match bonus, you will get extra 27,000 miles, which totals 54,000 miles! There's no cap on how many miles you can earn, so the more you earn, the more is matched. Your miles never expire.


Unlike some travel credit cards that usually offer different rewards rates on different categories (and often prioritize travel category), the Discover it® Miles card is a flat-rate card that earns 1.5 miles per $1 spent on every purchase. There are no categories and no limit to the number of miles you can earn. So you will always know that you get maximum regardless of the purchase you make.

Earned miles have no expiration. You won't lose your miles, even if you close your account. Discover will simply credit your account with the remaining rewards balance if your card is closed, which is a rare feature as many issuers expire all unused points when you close their card.


The Discover it® Miles has a 0% Intro APR for 15 months on purchases. When the introductory period is over, a go-to APR will be between 15.74% - 26.74% Variable APR. This promotional rate on purchases will help you maximize your fist year spendings as you won't need to pay off the card balance in full. However, we would still recommend you pay more than just a minimum every month to avoid any interest payments.


With the Discover it® Miles card, you can start redeeming your miles once you have at least 1 mile earned. So, once you are ready to redeem, you basically have these several options: travel statement credits, cash, statement credits, or use instantly at or PayPal.

When you choose to redeem your miles for a credit for travel purchases, you can cover purchases made within the last 180 days. Travel purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants, and gas stations.

If you need more flexibility, you can turn miles into cash or redeem them as a credit to your account to pay for all or part of your bill.

Another convenient way to redeem your miles is at checkout or when you pay using PayPal. Note that you will need to link your Discover it® Miles card to your Amazon or PayPal account to be able to use yor miles immediately with those services.

Whichever redemption option you choose, the value of the miles is always the same: 1 Mile = 1 penny.


Like many travel credit cards, the Discover it® Miles card comes with benefits and additional features, all provided with no annual fee. Read on to see what you can get with your Discover credit card.


  • No annual fee: Discover is famous for its no annual fee credit cards, and the Discover it® Miles card has no annual fee too. Not now, not a year from now.
  • No overlimit fee: if you accidentally exceed your available credit limit, you won't have to pay any fee.
  • No foreign transaction fees: when you travel abroad and use your Discover card, you will pay no transaction fees for purchases outside of the U.S.


  • Free Social Security Number alerts: once you activate this feature, you will receive notifications if your SSN is found on any of Dark Web sites, new accounts are opened in your Experian® credit report, or there is a new credit inquiry so you could recognize possible fraud.
  • Freeze it®: This is an easy way to prevent new purchases on your credit card if you can't find or lost it. You can easily unfreeze your card if you find it.
  • $0 Fraud Liability: if you detect unauthorized purchases or suspect a fraudulent transaction you shouldn't be responsible for them.
  • Fraud protection: with this feature you get notified if Discover detects any fraudulent activity in your account.
  • Free overnight card delivery: when you need your new or replacement card fast, you can get it overnight. Discover will deliver it for free to any U.S. street address at your request.


  • U.S.-based customer service: Discover provides live customer service any time you call.
  • Free FICO Score: you can see your FICO Score on the Discover mobile app, online, and on statements. You will also see what's helping and hurting your score.
  • Year-end summary: you will receive a summary of your annual spendings, all broken down into categories, so it was easier for you to read. Plus, you will have options to download, export, or print your summary.
  • Cash at checkout: when you do not have an ATM around or simply do not have time for a trip to an ATM, you can use your card at participating retailers (like ACME, Copps, Farm Fresh, Kroger, Meijer, Sam's Club, and many more) to get cash at checkout. The service charges no transaction fees, no ATM fees, and no bank fees.
  • Recurring charges dashboard: a convenient way to see all recurring charges in one place. You can easily track automatic spending like utilities, mobile phone bills, and more.


We all want to be confident that our credit cards will be accepted at any retailer whenever we go. Today Discover credit cards are accepted at 99 percent of places in the U.S. That means that you are likely to have a retailer or store near you that accepts Discover cards. You can use your Discover card to pay for online shopping, groceries, gas, streaming services, utilities, travel, bills, and more.

Discover cards can also be used at ATMs, including through Allpoint® or MoneyPass® networks, for cash advances. If you love using digital wallets, you can add your Discover card to Apple Pay, Google Pay, and Samsung Pay.

As for international acceptance, you can use Discover cards in 200 countries and territories, and this number is still growing. When you are planning your travel abroad, you can always use this online map to check the acceptance.

Discover it® Miles

    Rewards Bonus

  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Earning Rewards

  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Annual Fee

  • $0