Can someone else fill out a credit card application... - General FAQ


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Credit Card Applications » Questions » FAQs » General » Can someone else fill out a credit card application for me?

Can someone else fill out a credit card application for me?

Answered on | Updated on February 27th, 2013
The content is accurate at the time of publication and is subject to change.

If you are having trouble filling out your credit card application, you can have someone help you. You should be aware that you will be submitting sensitive personal information such as how much money you make, your Social Security number, and other information. Never give this information out to anyone over the phone or to someone you do not know well.

If, instead of applying for a credit card on your own, you need to use someone else’s account, you can ask them to apply for the credit card and list you as an authorized user. In this case, the person who applies for the account – the primary account holder – will be the only one who can make changes to the account, but you will be given a card with your name on it that you can use to make purchases. The person whose name is listed first on the application – the applicant, not the authorized user – will ultimately be liable for all charges incurred on the card.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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